The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

Scott Sheldon's The Mortgage FIles Blog

Get A Mortgage Rate Quote

By Scott Sheldon / June 1, 2011

If you are looking for a Sonoma County Mortgage, get a mortgage rate quote. Mortgage Interest Rates move on a daily basis causing interest rates to change sometimes by the hour. Daily macro economic events influence the buying and selling of bonds which stimulates the movement of money and subsequently, interest rate movement. Get A…

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Scott Sheldon's The Mortgage FIles Blog

Current Mortgage Rates For Santa Rosa

By Scott Sheldon / May 14, 2011

Since the death of Bin Laden, current mortgage rates for Santa Rosa remain under 4.75%! For the last two weeks we have had a rally in current mortgage rates and you can now lock in the best mortgage since middle of 2010. Consumers are feeling stronger about the economy by pouring their money into the…

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Scott Sheldon's The Mortgage FIles Blog

"Bank Mortgage Rates" Petaluma

By Scott Sheldon / December 12, 2010

Bank mortgage rates in Petaluma are available directly from local Petaluma lenders. In the last couple of weeks 30 years mortgage rates have risen due to the Federal Reserve’s activity in buying bonds. Most borrowers today searching for bank loans are still focused on attaining the best 30 year fixed mortgage rate. While the market…

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Scott Sheldon's The Mortgage FIles Blog

Mortgage Shop Santa Rosa

By Scott Sheldon / November 29, 2010

To Mortgage Shop Santa Rosa be prepared for current mortgage rates to change frequently. Everyone knows they should Mortgage Shop Santa Rosa at least on a preliminary level makes sense in order to compare the most current mortgage rates on any home loan. Unlike shopping for a car or a camera to begin your mortgage…

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Scott Sheldon's The Mortgage FIles Blog

Comparing Mortgage Rates In Sonoma County

By Scott Sheldon / November 18, 2010

What to look for in comparing mortgage rates in Sonoma County. The Federal Reserve came out last week discussing in the media how they intend to purchase mortgage bonds moving forward in order to keep borrowing costs for consumers comparing mortgages down. If you are comparing mortgage rates in Sonoma County be aware that interest…

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Scott Sheldon's The Mortgage FIles Blog

Sonoma County "Best Rates"

By Scott Sheldon / October 24, 2010

Sonoma County Best Rates:there are two ways to look at them. Most consumers look at mortgage rates whether being online, in the newspaper, etc. and automatically assume that the interest rate that is being advertised is the real interest rate that they can actually a lock a loan on. Get A Live Rate Quote for…

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Scott Sheldon's The Mortgage FIles Blog

Who To Use To Get The "Best Mortgage"

By Scott Sheldon / October 17, 2010

To get the mortgage that fits you best,in today’s world of mortgage lending there are really three sources. Most people today prefer working with banks because they provide the financing directly and they usually have control over the transaction. The three funding outlets are as follows: 1. A bank-a depository institution such as a chase…

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