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Today’s Latest Mortgage News

income tax returns mortgage 2021

How to get a mortgage without tax returns for 2021

April 14, 2021 By Scott Sheldon

It goes without saying getting mortgage loan financing could be a little bit of an arduous process for some folks particularly those who have challenges showing income are in the … [Read More...] about How to get a mortgage without tax returns for 2021

How to handle this mortgage rate environment

How to handle this mortgage rate environment

April 7, 2021 By Scott Sheldon

With the new administration we have, the extra stimulus the federal government is working its way through the markets, inflation, or fears of inflation is definitely upon us and as result, … [Read More...] about How to handle this mortgage rate environment

buying house too much on family budget

How do you know when you are buying too much house

March 31, 2021 By Scott Sheldon

One of the strongest builders of wealth in America real state. People can buy a house and literally turned their lives around for the better and over the course of time become extremely … [Read More...] about How do you know when you are buying too much house

what to know before you consider doing a forbearance

Be careful going into forbearance

March 25, 2021 By Scott Sheldon

Well, times are definitely changing and one of the biggest challenges to buying a new home or refinancing a mortgage is forbearance. The federal government has allowed borrowers to do … [Read More...] about Be careful going into forbearance

how to figure out mortgage rates

Here’s what you need to understand about today’s mortgage rate environment

March 19, 2021 By Scott Sheldon

Interest rates are presently unstable. As a result of this instability brought on by some of the global and national events, we are in a very unique situation where rates literally from one … [Read More...] about Here’s what you need to understand about today’s mortgage rate environment

how to buy a home

The 3 different types of home buyers

March 12, 2021 By Scott Sheldon

In today's market to be successful in getting mortgage financing you need to be realistic about what you can afford what you can expand and what your financial situation will support. Hear 3 … [Read More...] about The 3 different types of home buyers

mortgage for manufactured home

Can you get a mortgage for a manufactured home?

March 4, 2021 By Scott Sheldon

One of the types of homes people tend to look at in a high-cost market is manufactured homes. If you're in the market for buying a house or even refinancing a house that you already home … [Read More...] about Can you get a mortgage for a manufactured home?

why are mortgage rates getting worse?

How to navigate rising mortgage rates

February 26, 2021 By Scott Sheldon

We've been spoiled by ultra-low mortgage rates for the last several months. We saw 30-year mortgage rates go down into the mid two's on conventional and government loans. These interest … [Read More...] about How to navigate rising mortgage rates

Buying a home successfully requires a few steps

How to be a successful home buyer in 2021

February 22, 2021 By Scott Sheldon

If you want to be a successful home buyer, here are the following things you need to be aware of if you want to buy a house in 2021... It goes without saying interest rates are at … [Read More...] about How to be a successful home buyer in 2021

Refinance with Sonoma County Mortgages

Where should you go to refinance your mortgage?

February 10, 2021 By Scott Sheldon

With interest rates still at historically, low levels many homeowners are discovering they can refinance to lower their interest rate, drop PMI, pull cash out, or move to an aggressive … [Read More...] about Where should you go to refinance your mortgage?

Mortgage and Lockdown viewed on tablet device

How to get a mortgage with a forbearance due to Covid_19

February 3, 2021 By Scott Sheldon

One of the big challenges of the coronavirus pandemic is how it has shaped not the mortgage industry but also peoples' financial ability to sustain mortgage payments. Credit risk is and was … [Read More...] about How to get a mortgage with a forbearance due to Covid_19

New Home

3 elements you must have in your financial life to buy a home

January 27, 2021 By Scott Sheldon

2021 might be the year to purchase a home. With the combination of ultra-low interest rates buying a home could absolutely be something within your reach. Timing the market not a good idea, … [Read More...] about 3 elements you must have in your financial life to buy a home

Mortgage charts being worked on

How to time the market to buy a home

January 20, 2021 By Scott Sheldon

Purchasing a home is one of the biggest staples of wealth for most families in America. It's the largest thing in their life that can create big wealth creation. Here are some things to be … [Read More...] about How to time the market to buy a home

Mortgage Loan Application

Should you buy a house or refinance the one you already own in 2021?

January 13, 2021 By Scott Sheldon

With fixed-rate mortgages still at historical levels, many are considering re-evaluating their home and financial situation. One strategy might be to remodel the house you presently have … [Read More...] about Should you buy a house or refinance the one you already own in 2021?

Loan Word Spelled Out in Palm of Hand

Why your side business makes getting a mortgage tougher

January 6, 2021 By Scott Sheldon

The reality of today's mortgage market may come in the form of tough love. For many families purchasing or refinancing a home can make a huge financial impact on their life. Applying for and … [Read More...] about Why your side business makes getting a mortgage tougher

Read More Mortgage News & Tips

Scott Sheldon has been featured on

List of Press Outlets Scott Sheldon has been featured in, including CNN Money, ABC News, and More
  • Save For A Down Payment Or Buy A Home Now?-USA Today
  • Ways To Reduce Debt Before Buying A Home- Mashable
  • How Much Cash You Really Need To Buy A Home Yahoo! Finance
  • A 15 Yr Mortgage Can Save You $190,000...But Can You Get One? Yahoo! Finance
  • 2 Strategies For Buying A Home When You're In Debt- Yahoo! Finance
  • 6 Fees To Look Out For When Buying A Home- Yahoo! Finance
  • How To Get Your Finances In Order Before You Buy A Home- ABC News
  • Mortgage Rates Stay Low As Home Buying Heats Up- Bankrate
  • How Long Does It Take To Get Approved For A Mortgage?- CBS News
  • Could Maternity Leave Keep You From Buying A Home? Fox Business
  • See All Press ▶

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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