The coronavirus has undoubtedly created a significant amount of challenges for mortgage companies and families across … [Read More...]
Tips & Advice
Why your income is your lifeline to finance a home
Getting mortgage loan financing requires you providing a blend of good cash, ample credit, and income to offset a … [Read More...]
Today’s Latest
How to get a mortgage if you’ve been furloughed to do to COVID_19
The coronavirus has undoubtedly created a significant amount of challenges for mortgage companies and families across America. Some lenders are changing credit score requirements, others are … [Read More...]
Fannie & Freddie change home mortgage appraisals over COVID_19
The coronavirus has just changed the way in which mortgage lenders are now appraising homes. Due to market volatility and changing market conditions, Fannie Mae and Freddie Mac just recently … [Read More...]
Covet 19 should you be buying a house right now?
Purchasing a house is a very large financial investment and it needs to be done with care and prudence. With the chaos, the doom and gloom you may be asking yourself should you buy a house? … [Read More...]
Don’t make this common 401K home buying mistake
One excellent way to buy a house is to borrow money from your 401k. Every 401K provider is different, and the language associated with your 401k provider can make or break your ability to … [Read More...]
Don’t make this home buying when negotiating the purchase price of a house
Buying a home is a high ticket purchase. It requires careful planning and due diligence. One of the biggest factors of buying a home is taking into consideration all the various reports, … [Read More...]
Why your mortgage goals may not happen
If you’re desiring to refinance your house or even buy a new one and you don’t have several hundred thousand dollars, you’re probably going to need a mortgage. One of the things you should … [Read More...]
Buy a house now or should I wait?
One of the things homebuyers are always asking themselves is buying now versus waiting. Mathematically it could pencil out that buying a house down the line might make more sense, but you … [Read More...]
Why you shouldn’t be solely focused on credit when it comes to getting a mortgage
For you to successfully purchase a home or refinance a home, you'll want to pay attention to your overall financial picture. Each mortgage lender requires a blend of healthy credit, … [Read More...]
3 ways that will prevent you from getting a mortgage
If you want a mortgage, you need to play by the lender's rules. There's an old saying called the Golden Rule he who has the money makes the rules. When it comes to getting mortgage loan … [Read More...]
Why your income is your lifeline to finance a home
Getting mortgage loan financing requires you have a blend of sufficient, cash ample credit and income to offset a proposed new expense. You must have the right combination of all three in … [Read More...]
How to make your financial profile less intricate for a mortgage application
It's no secret these days mortgage companies want you to jump through hoops and provide what might seem like endless amounts of paperwork in order to grant you credit. Here are some things … [Read More...]
Why your income is your lifeline to finance a home
Getting mortgage loan financing requires you providing a blend of good cash, ample credit, and income to offset a proposed new expense i.e. a mortgage loan. You must have the right blend of … [Read More...]
How to lower your debt to income when getting a mortgage
Your debt to income ratio represents the number of monthly expenses you have in relation to your monthly income. Lenders usually want this number to be no more than 50% of your monthly … [Read More...]
Can you get a mortgage with bad credit?
Many mortgage companies along with the internet would have you believe getting a mortgage with bad credit cannot happen. It is true the process will be more difficult and challenging, but it … [Read More...]
6 common mortgage loan scenarios you cannot circumnavigate
For some people getting a mortgage can be very challenging based on their financial profile. Following are some things to consider if your financial profile need some extra work and … [Read More...]
