As the real estate market continues to become increasingly competitive, you might find yourself making offers on homes above asking price. Possibly even waiving contingencies on the advice … [Read More...] about How to turn a pre-approved buyer into a cash buyer
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Five guaranteed ways to improve your home purchasing power
It is no surprise that interest rates are on the rise. As interest rates rise home spending power i.e., buying power diminishes. If the same loan amount and the same purchase price now costs … [Read More...] about Five guaranteed ways to improve your home purchasing power
What the Federal Reserve rate increase means
The Federal Reserve increased the Fed funds rate 25 points in an effort to slow down the highest inflation seen in 30 years. As a result, here's what this means for interest rates, credit … [Read More...] about What the Federal Reserve rate increase means
The best way to cash out refinance your home
Consumers are no stranger to the present economic times we are living in right now as everything is rising, and inflation is rampant virtually everywhere. Gas prices, stock prices, housing … [Read More...] about The best way to cash out refinance your home
Why not all first time homebuyer programs are created equal
If you are just starting off in life and trying to get your footprint in the real estate climate; the information in this post is for you. Everyone must start somewhere and buy that first … [Read More...] about Why not all first time homebuyer programs are created equal
Should you refinance into a higher rate mortgage?
It is no surprise inflation is upon us, and interest rates are feeling the rising cost of goods and services. Everything seems like it is going up in price. Mortgage rates are no exception. … [Read More...] about Should you refinance into a higher rate mortgage?
Position your pre-approval against rising rates
The inflationary environment that we are in, coupled with the supply chain, rising prices of food and energy, all has contributed to higher costs for about every economic resource. Interest … [Read More...] about Position your pre-approval against rising rates
Does the Federal Reserve make mortgage rates go up or down?
It's no secret, unless you've been living under a rock, that the Federal Reserve almost for certain is going to raise interest rates in March of 2022. The question then becomes if the Fed … [Read More...] about Does the Federal Reserve make mortgage rates go up or down?
Should you refinance during rising rates?
If you're thinking about refinancing your house and you've been on the fence; now would be a good time to start that application. Interest rates are all relative so it's important to … [Read More...] about Should you refinance during rising rates?
Should you refinance your current mortgage?
People looking to refinance their homes are always looking for a good deal. It goes without saying you'll want to do the best you can for yourself financially. Get the best combination of … [Read More...] about Should you refinance your current mortgage?
Your ex can make your mortgage application difficult
You're trying to purchase or refinance a home. You have an ex that you're dealing with that you were either married to or on title to a property with. The mortgage process depends on what … [Read More...] about Your ex can make your mortgage application difficult
Buying a piece of land and put a home on it
People are always trying to find additional ways to reduce their cost when buying a home. Maybe that means buying a lower price point or changing to a condominium instead of a single-family … [Read More...] about Buying a piece of land and put a home on it
What type of mortgage lender are you looking for?
Not all mortgage companies are the same. What type of a lender or mortgage professional you work with can make the difference between you being successful in your home buying endeavor or … [Read More...] about What type of mortgage lender are you looking for?
How your credit cards shape your ability to get a mortgage
Maintaining a personal budget and having a good financial plan associated with your income is a good 1st step in preparing yourself to get mortgage loan financing. Whether you are buying a … [Read More...] about How your credit cards shape your ability to get a mortgage
Federal reserve hikes interest rates
Probably the biggest misnomer in mortgage finance, is what consumers interest rates do when the Federal Reserve hikes interest rates up. The Federal Reserve is trying to control and … [Read More...] about Federal reserve hikes interest rates
