One of the challenges some families may have when seeking a mortgage is not showing enough income on paper via tax … [Read More...]
Tips & Advice
Why waiting to pull credit may not make sense for getting a mortgage
Everyone wants to be a credit expert especially when it comes time to getting a mortgage. The unfortunate truth is most … [Read More...]
Today’s Latest
How a bank statement program might help you get a mortgage more easily
One of the challenges some families may have when seeking a mortgage is not showing enough income on paper via tax returns to qualify. Here's some nuances about bank statement programs that … [Read More...]
Why waiting to pull credit may not make sense for getting a mortgage
Everyone wants to be a credit expert especially when it comes time to getting a mortgage. The unfortunate truth is most people do not have the expertise or time to accurately enhance their … [Read More...]
Why the VA mortgage is the best home loan
If you served in the military a VA mortgage if you can qualify supports, the maximal amount of borrowing power with the lowest possible payment. Here are some things to consider when looking … [Read More...]
Here’s what you should be focused on when buying a home and it’s not the purchase price
Buying a home for the first time or even a second or third time is a detailed and meticulous endeavor that should be carefully considered by weighing out all your options. Consider this when … [Read More...]
Can you use roommate income to get a mortgage?
Refinancing or purchasing a house requires an apple supply of cash, credit and income. Here's what you need to know with regards to getting a mortgage loan with roommate … [Read More...]
Here’s how to get the most benefit from your first-time home buyer researching
As a first-time home buyer taking the plunge to home ownership is a big step. You need to be feeling good about your personal debts and cash flow. Here is what you want to consider when … [Read More...]
What loan program you may be eligible for based on your credit score
Your credit plays an infinite role in your ability to get a mortgage loan. How good your credit stacks and what your credit history reveals may direct you into one program versus another. … [Read More...]
Be wary about paying off this type of debt when getting a home mortgage
Most mortgage companies will let you pay off debt to qualify for a mortgage. The beauty of doing so is borrowing power increase. Here's what you know when paying off debt to getting a bigger … [Read More...]
Common questions on financed pmi mortgage loans
The two most common loans available in the marketplace are Conventional loans and FHA Loans. FHA Loans are insured by the Federal Housing Administration and Conventional mortgages are backed … [Read More...]
These little nuances may affect your first-time buyer mortgage options
Purchasing a house for the first time requires careful planning and consideration so you can make the right financial choice for you and your family. Here's what you ought to consider when … [Read More...]
Why you may need to pay the piper with your self-employed income for a loan
Applying to purchase or refinance a mortgage is going to require you providing an ample supply of credit, cash and documentable income to support the loan that you are seeking. Contrary to … [Read More...]
The #1 mistake consumers make when getting a mortgage…
To apply for a mortgage, get approved and close escrow you must have some sense of urgency. Whether you are buying a home or refinancing a home, your mortgage application needs to get moved … [Read More...]
How much are closing costs when you purchase a house?
When you purchase a house, you have a down payment and closing that must be taken into consideration. Closing costs on a home purchase akin to tax, docs and licensing when you purchase a … [Read More...]
These two conventional mortgage loan programs will get you a better interest rate and terms
When you're buying or refinancing a house it goes without saying you want to get a competitive interest rate with favorable terms associated with the money you are borrowing. Two programs … [Read More...]
How much of your mortgage income should be going towards an auto loan
Buying a house can always be a daunting consuming feat. Caring consumer obligations such as car loans can further complicate a picture of that otherwise could be more financially lucrative. … [Read More...]
