Credit is one of the biggest parameters of a lender's decision to grant you a loan approval or not. There's a lot of … [Read More...]
Tips & Advice
Why the purchase price should not be the single most important factor
When buying a home most would believe the number one most important thing you need to be focused on is what you pay for … [Read More...]
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Types of loans you can get based on your credit score
Credit is one of the biggest parameters of a lender's decision to grant you a loan approval or not. There's a lot of misconceptions out there floating around the internet about what you can … [Read More...]
8 common mortgage misconceptions most consumers ask about
The internet is full of information about purchasing or refinancing a house. Some of it tangible some of it not worth the paper it's written on. Here are seven of the most common … [Read More...]
Here is what to expect about today’s mortgage loan process
Mortgage loan financing is a little bit of a cryptic process to some people. Talk to your friend your neighbor your parent and everyone will have their story about what their individual loan … [Read More...]
How to use rental income to qualify for a mortgage
How to use rental income to qualify for a mortgage Rental property is a great way to have additional streams of income and create a financial nest egg for you and your family. If you're … [Read More...]
Why waiting for mortgage rates to get better is a losing proposition
Why waiting for mortgage rates to get better is a losing proposition Purchasing or refinancing a house for many families is a staple of the American Dream. One of the best ways to gage … [Read More...]
This FHA requirement might hurt your multi unit home buying chances
One of the perks of getting an FHA mortgage is the ability to purchase a primary home using just 3.5% down. The math however will change if you're buying a multi-family property… You … [Read More...]
Why the purchase price should not be the single most important factor
When buying a home most would believe the number one most important thing you need to be focused on is what you pay for the house. Mom and dad who bought their house years ago, Grandma and … [Read More...]
How your finances matter when it comes to buying a home
Buying a home is quite a financial feat. It requires careful planning due diligence and making sure that it's the right decision for you and your family. If you’re buying a home, you may to … [Read More...]
Could the 30 year fixed mortgage get to 3%?
Interest rates right now are very close to their all-time historical lows. We've seen this a few times before. Here's what you need to consider when getting what you perceive as the best … [Read More...]
Mortgage rate too good to be true? It probably is…
So, you got a mortgage rate that sounds too good to be true but now you can't close Mortgage rates are presently near their historic lows on 30-year fixed rate mortgage with the average … [Read More...]
How the mortgage process could get ugly if you have a difficult picture
Residential Mortgages in America today are designed for families to fit a box. If your financial profile in anyway is outside of that box, you might experience what otherwise might be a very … [Read More...]
Should you go FHA or conventional for purchasing your first home?
Buying your first home should be handled with extreme care including selecting which mortgage loan program makes the most financial sense. Following is what you ought to consider when … [Read More...]
Here are 2 mortgage process problems you will want to avoid
Securing mortgage loan financing is the cornerstone of financial prosperity in America. It's one of the biggest decisions you'll ever take on your life. Here's watch to avoid when applying … [Read More...]
How to handle a lower home value when refinancing your mortgage
When you apply to refinance your house one of the risks you inevitable agree to is your application is subject to a loan to value. Here is how to handle a situation where you value is … [Read More...]
What you need to know about the mortgage 4506T document
What you need to know about the mortgage 4506 document when purchasing or refinancing a house When you're taking on a mortgage to purchase or refinance a property you must provide an … [Read More...]
