If you're purchasing a house whether it's a primary home move up home or secondary home and the house needs work, don't … [Read More...]
Tips & Advice
Watch out for these two sneaky mortgage practices
It's no surprise the housing market has tight inventory and mortgage rates are on the rise. As the overall market … [Read More...]
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6 people whose mortgage and housing advice ought to be taken with a grain of salt
6 people whose mortgage and housing advice ought to be taken with a grain of salt Buying a home or refinancing a mortgage is incredibly important financial decision that requires careful … [Read More...]
Why the house that needs work should not be overlooked
If you're purchasing a house whether it's a primary home move up home or secondary home and the house needs work, don't shy away from that. Here's what you might want to think about when … [Read More...]
What you need to know about private mortgage insurance
If you're purchasing or refinancing a house with less than 20% Equity. You're going to be subject to having PMI. Here's what you need to know regarding private mortgage insurance with … [Read More...]
Watch out for these two sneaky mortgage practices
It's no surprise the housing market has tight inventory and mortgage rates are on the rise. As the overall market continues to contract banks are coming up with innovative ways to elicit … [Read More...]
3 things you will never hear from a big internet mortgage lender
Working with an internet lender may or may not be in your best interests. Whoever you hire to help you with mortgage loan financing should be well-versed and experienced in mortgage … [Read More...]
Loan programs to look at with little or no down payment
Looking to buy a primary home or maybe a move up home, but don't have any cash? Following are some programs they could be available to you to help you purchase a house… VA financing... if … [Read More...]
The percentage down to purchase a rental property might less than you think
To purchase a rental property the consensus down payment needed 20%. However, the requirement to purchase a rental property is much lower than you think. Here's what you need to know if … [Read More...]
5 reasons you will not be able to buy a house in Sonoma county
The Sonoma County housing market has an average housing price at 648,000. Housing prices in Sonoma County are indeed expensive. Following is what you need to know if you plan to buy a house … [Read More...]
What to know when co-signing on someone else’s mortgage
Co-signing is a way to help a family member or a friend get approved for credit. When you co-sign on someone else's mortgage you are effectively lending a portion of your credit and income … [Read More...]
What you need to know when buying a condo
Condo units are easier on the pocketbook than single-family residences. Condos offer home ownership at a fraction of the cost but like all real estate comes with different nuances. Here's … [Read More...]
Are there really no houses available for home buying?
The median house price in Sonoma County recently hit $670,000. If you feel there is simply not enough inventory to choose from you may want to think again. Here is why… First order of … [Read More...]
How to balance a budget with a mortgage
Balancing a mortgage payment with other monthly liabilities in your life can be a balancing act. Here's some tips to follow when trying to juggle liabilities, while still being … [Read More...]
Why you need to buy a house if you have access to cash
Buying a house is probably the largest financial transaction most people will ever take on. Following is why you need to consider purchasing a house if you have access to cash… Buying a … [Read More...]
How a recast mortgage will benefit you as a consumer
Deciding which mortgage company to handle your financing can often be a tedious process requiring hours of time, comparing various rates, fees, terms experience and quality of the person … [Read More...]
How to omit debt when applying for a mortgage
To successfully procure mortgage loan financing you must have an equal blend of cash, credit and income. This blend of cash credit and income, also involves the examination of your ongoing … [Read More...]
