One of the challenges home buyers face when purchasing a house for the first time is of their income should go towards a … [Read More...]
Tips & Advice
What to look for in a mortgage lender when buying a home
Contrary to widespread belief not all mortgage companies work the same. Buying a house is generally thought of as the … [Read More...]
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How much of your income should go towards a mortgage payment?
One of the challenges home buyers face when purchasing a house for the first time is of their income should go towards a mortgage payment. This number varies greatly and just because the … [Read More...]
5 credit mistakes to avoid when getting a mortgage
You need to be on top of your game when getting a home loan. Your credit score is an integral part of being able to purchase a house or refinance a house. Here are some things to know when … [Read More...]
What to look for in a mortgage lender when buying a home
Contrary to widespread belief not all mortgage companies work the same. Buying a house is generally thought of as the most important financial transaction of your life and as such should be … [Read More...]
These little lending nuances may help you land a mortgage
Getting a mortgage in 2018 there is a bureaucratic and compliant process with a significant amount of paperwork involved. Following is some tips on various loan programs available in the … [Read More...]
6 people whose mortgage and housing advice ought to be taken with a grain of salt
6 people whose mortgage and housing advice ought to be taken with a grain of salt Buying a home or refinancing a mortgage is incredibly important financial decision that requires careful … [Read More...]
Why the house that needs work should not be overlooked
If you're purchasing a house whether it's a primary home move up home or secondary home and the house needs work, don't shy away from that. Here's what you might want to think about when … [Read More...]
What you need to know about private mortgage insurance
If you're purchasing or refinancing a house with less than 20% Equity. You're going to be subject to having PMI. Here's what you need to know regarding private mortgage insurance with … [Read More...]
Watch out for these two sneaky mortgage practices
It's no surprise the housing market has tight inventory and mortgage rates are on the rise. As the overall market continues to contract banks are coming up with innovative ways to elicit … [Read More...]
3 things you will never hear from a big internet mortgage lender
Working with an internet lender may or may not be in your best interests. Whoever you hire to help you with mortgage loan financing should be well-versed and experienced in mortgage … [Read More...]
Loan programs to look at with little or no down payment
Looking to buy a primary home or maybe a move up home, but don't have any cash? Following are some programs they could be available to you to help you purchase a house… VA financing... if … [Read More...]
The percentage down to purchase a rental property might less than you think
To purchase a rental property the consensus down payment needed 20%. However, the requirement to purchase a rental property is much lower than you think. Here's what you need to know if … [Read More...]
5 reasons you will not be able to buy a house in Sonoma county
The Sonoma County housing market has an average housing price at 648,000. Housing prices in Sonoma County are indeed expensive. Following is what you need to know if you plan to buy a house … [Read More...]
What to know when co-signing on someone else’s mortgage
Co-signing is a way to help a family member or a friend get approved for credit. When you co-sign on someone else's mortgage you are effectively lending a portion of your credit and income … [Read More...]
What you need to know when buying a condo
Condo units are easier on the pocketbook than single-family residences. Condos offer home ownership at a fraction of the cost but like all real estate comes with different nuances. Here's … [Read More...]
Are there really no houses available for home buying?
The median house price in Sonoma County recently hit $670,000. If you feel there is simply not enough inventory to choose from you may want to think again. Here is why… First order of … [Read More...]
