Working with an internet lender may or may not be in your best interests. Whoever you hire to help you with mortgage … [Read More...]
Tips & Advice
The percentage down to purchase a rental property might less than you think
To purchase a rental property the consensus down payment needed 20%. However, the requirement to purchase a rental … [Read More...]
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3 things you will never hear from a big internet mortgage lender
Working with an internet lender may or may not be in your best interests. Whoever you hire to help you with mortgage loan financing should be well-versed and experienced in mortgage … [Read More...]
Loan programs to look at with little or no down payment
Looking to buy a primary home or maybe a move up home, but don't have any cash? Following are some programs they could be available to you to help you purchase a house… VA financing... if … [Read More...]
The percentage down to purchase a rental property might less than you think
To purchase a rental property the consensus down payment needed 20%. However, the requirement to purchase a rental property is much lower than you think. Here's what you need to know if … [Read More...]
5 reasons you will not be able to buy a house in Sonoma county
The Sonoma County housing market has an average housing price at 648,000. Housing prices in Sonoma County are indeed expensive. Following is what you need to know if you plan to buy a house … [Read More...]
What to know when co-signing on someone else’s mortgage
Co-signing is a way to help a family member or a friend get approved for credit. When you co-sign on someone else's mortgage you are effectively lending a portion of your credit and income … [Read More...]
What you need to know when buying a condo
Condo units are easier on the pocketbook than single-family residences. Condos offer home ownership at a fraction of the cost but like all real estate comes with different nuances. Here's … [Read More...]
Are there really no houses available for home buying?
The median house price in Sonoma County recently hit $670,000. If you feel there is simply not enough inventory to choose from you may want to think again. Here is why… First order of … [Read More...]
How to balance a budget with a mortgage
Balancing a mortgage payment with other monthly liabilities in your life can be a balancing act. Here's some tips to follow when trying to juggle liabilities, while still being … [Read More...]
Why you need to buy a house if you have access to cash
Buying a house is probably the largest financial transaction most people will ever take on. Following is why you need to consider purchasing a house if you have access to cash… Buying a … [Read More...]
How a recast mortgage will benefit you as a consumer
Deciding which mortgage company to handle your financing can often be a tedious process requiring hours of time, comparing various rates, fees, terms experience and quality of the person … [Read More...]
How to omit debt when applying for a mortgage
To successfully procure mortgage loan financing you must have an equal blend of cash, credit and income. This blend of cash credit and income, also involves the examination of your ongoing … [Read More...]
The only 5 guaranteed ways to boost borrowing power
Interest rates are on the rise and the cost of funds is now hovering just below 5% on the average 30-year fixed-rate mortgage. Following are tried and true techniques you can use to improve … [Read More...]
How mortgage borrowers can hurt their chances for obtaining credit
Avoid these common credit blunders when applying for home loan The mortgage industry relies on accurate credit reporting to make credit decisions when granting people home mortgages. … [Read More...]
The new Sonoma County housing and mortgage rate market
The Sonoma County real estate market has changed considerably in the last few years. If you're going to be purchasing or refinancing a house here is what you need to know... The median … [Read More...]
How you skip a payment when you refinance
Refinancing your house is a big decision and requires careful consideration of the mortgage loan program, interest rate, fees and more importantly the longer-term financial goals. Here's … [Read More...]
