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  • Scott Sheldon
    • Scott Sheldon
      Senior Loan Officer
      NMLS ID# 287389
      Direct: 707 217-4000
      Scott.Sheldon@nafinc.com
      Specializing in Residential Home Loans for Primary Residences, Second Homes, Investment Properties, Single Family Homes, Condos, PUDs, 1-4 Units.

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Featured

how to refinance 2nd mortgage

Is is a second mortgage making your refinance harder? This tip may help…

May 7, 2020 By Scott Sheldon

Mortgage lenders sometimes take an overly gun shy approach to how a mortgage loan is originated. One such example of … [Read More...]

Tips & Advice

Why your income is your lifeline to finance a home

Why your income is your lifeline to finance a home

January 23, 2020 By Scott Sheldon

Getting mortgage loan financing requires you providing a blend of good cash, ample credit, and income to offset a … [Read More...]

Today’s Latest

mortgage for manufactured home

Can you get a mortgage for a manufactured home?

March 4, 2021 By Scott Sheldon

One of the types of homes people tend to look at in a high-cost market is manufactured homes. If you're in the market for buying a house or even refinancing a house that you already home … [Read More...]

why are mortgage rates getting worse?

How to navigate rising mortgage rates

February 26, 2021 By Scott Sheldon

We've been spoiled by ultra-low mortgage rates for the last several months. We saw 30-year mortgage rates go down into the mid two's on conventional and government loans. These interest … [Read More...]

How to be a successful home buyer in 2021

How to be a successful home buyer in 2021

February 22, 2021 By Scott Sheldon

If you want to be a successful home buyer, here are the following things you need to be aware of if you want to buy a house in 2021... It goes without saying interest rates are at … [Read More...]

Where should you go to refinance your mortgage?

Where should you go to refinance your mortgage?

February 10, 2021 By Scott Sheldon

With interest rates still at historically, low levels many homeowners are discovering they can refinance to lower their interest rate, drop PMI, pull cash out, or move to an aggressive … [Read More...]

How to get a mortgage with a forbearance due to Covid_19

How to get a mortgage with a forbearance due to Covid_19

February 3, 2021 By Scott Sheldon

One of the big challenges of the coronavirus pandemic is how it has shaped not the mortgage industry but also peoples' financial ability to sustain mortgage payments. Credit risk is and was … [Read More...]

3 elements you must have in your financial life to buy a home

3 elements you must have in your financial life to buy a home

January 27, 2021 By Scott Sheldon

2021 might be the year to purchase a home. With the combination of ultra-low interest rates buying a home could absolutely be something within your reach. Timing the market not a good idea, … [Read More...]

How to time the market to buy a home

How to time the market to buy a home

January 20, 2021 By Scott Sheldon

Purchasing a home is one of the biggest staples of wealth for most families in America. It's the largest thing in their life that can create big wealth creation. Here are some things to be … [Read More...]

Should you buy a house or refinance the house that you already have in 2021?

Should you buy a house or refinance the one you already own in 2021?

January 13, 2021 By Scott Sheldon

With fixed-rate mortgages still at historical levels, many are considering re-evaluating their home and financial situation. One strategy might be to remodel the house you presently have … [Read More...]

Why your side business makes getting a mortgage tougher

Why your side business makes getting a mortgage tougher

January 6, 2021 By Scott Sheldon

The reality of today's mortgage market may come in the form of tough love. For many families purchasing or refinancing a home can make a huge financial impact on their life. Applying for and … [Read More...]

How you use your money make affect your mortgage options

How you use your money make affect your mortgage options

December 30, 2020 By Scott Sheldon

If you want a mortgage you need to be prepared financially and have all your ample documentation set up and ready to go. One such thing you need to be aware of is using cash. Here's how to … [Read More...]

How to make sure your mortgage application makes sense

How to make sure your mortgage application makes sense

December 23, 2020 By Scott Sheldon

Consumers securing mortgage loan financing today at times might be frustrated with the amount of paperwork needed to get their mortgage application signed off.  As a result, you must meet … [Read More...]

Why your granny unit might ding your mortgage application

Why your granny unit might ding your mortgage application

December 17, 2020 By Scott Sheldon

People trying to refinance their mortgages to take advantage of favorable current market conditions might come to realize they have a problem with their house. A granny unit can be a … [Read More...]

Why your mortgage loan application might be delayed

Why your mortgage loan application might be delayed

December 7, 2020 By Scott Sheldon

With interest rates being at historical lows more and more people are applying for mortgages and nationally mortgage banks and lenders across the country are experiencing unprecedented … [Read More...]

If you're refinancing here's what you need to know about a second mortgage

What to know about refinancing with a second mortgage

December 2, 2020 By Scott Sheldon

Many people desiring to refinance are taking advantage of historically low-interest rates. One of the challenges when refinancing your house is when you have a second mortgage. Here is what … [Read More...]

The 3 most common mortgage loan types

The 3 most common mortgage loan types

November 25, 2020 By Scott Sheldon

Picking the right mortgage loan type for your family is a big financial decision. Here are some things to consider about the three most popular types of mortgages and what the pros and cons … [Read More...]

Read More

Latest Video Tips

sonomacountymortgage

We are looking for an experienced, energetic, fun ...

Feb 6

Open
We are looking for an experienced, energetic, fun and dynamic individual to join our Santa Rosa Branch for New American Funding.

This person would be have specific recent mortgage experience, know the loan business including guidelines and be willing to go the explore mile. If you know someone like that please feel free to message me.

@nafmidpacificregion
@stylemyheart @newamericanfunding #talent #hiring #fun #talent #looking #team #crew #building #family #santarosa #sonomacounty

We are looking for an experienced, energetic, fun and dynamic individual to join our Santa Rosa Branch for New American Funding.

This person would be have specific recent mortgage experience, know the loan business including guidelines and be willing to go the explore mile. If you know someone like that please feel free to message me.

@nafmidpacificregion
@stylemyheart @newamericanfunding #talent #hiring #fun #talent #looking #team #crew #building #family #santarosa #sonomacounty
...

sonomacountymortgage

Every family we meet with gets this super handy ...

Jan 30

Open
Every family we meet with gets this super handy packet. We like families to have something tangible when it comes to financing a home. You won't find this type of service with a Rock Loan company or an internet lender...🤔 @nafmidpacificregion @nikki___perfectly_imperfect83_ @_gorjessxo #family #team #value #rates #mortgage #goals #homes #realestate

Every family we meet with gets this super handy packet. We like families to have something tangible when it comes to financing a home. You won't find this type of service with a Rock Loan company or an internet lender...🤔 @nafmidpacificregion @nikki___perfectly_imperfect83_ @_gorjessxo #family #team #value #rates #mortgage #goals #homes #realestate ...

sonomacountymortgage

My little sweet pea loved the award dad earned for...

Jan 18

Open
My little sweet pea loved the award dad earned for having a record year. #families 
#mortgage #kids #family #team #goals #success #year #2019 
@nikki___perfectly_imperfect83_ @_gorjessxo @nafmidpacificregion @nafsantarosa @tinalsheldon

My little sweet pea loved the award dad earned for having a record year. #families
#mortgage #kids #family #team #goals #success #year #2019
@nikki___perfectly_imperfect83_ @_gorjessxo @nafmidpacificregion @nafsantarosa @tinalsheldon
...

Popular Posts

Why your income is your lifeline to finance a home

Why your income is your lifeline to finance a home

Filed Under: Credit Score Questions and Answers, Economic News, First Time Home Buyers, Jumbo Loans, Loan Programs, Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice, Popular

2020 Conforming Loan Limits Increaase

New loan limits for 2020 makes getting a mortgage easier

Filed Under: Economic News, First Time Home Buyers, Interest Rates, Mortgage Shopping, Mortgage Tips & Advice, Popular, Pre-Approval

Why the purchase price in a real estate transaction should not be the single most important factor

Why the purchase price should not be the single most important factor

Filed Under: Credit Score Info, Economic News, First Time Home Buyers, Interest Rates, Invesment Properties/Second Homes, Jumbo Loans, Loan Programs, Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice

How to avoid getting a jumbo loan due to Coronavirus

Here are 2 mortgage process problems you will want to avoid

Filed Under: Credit Score Questions and Answers, Interest Rates, Loan Programs, Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice, Popular, Pre-Approval, Purchase Mortgage Loans Questions and Answers

Self Employed Borrowers

Here is a legit non-traditional income program for self-employed mortgage borrowers

Filed Under: Credit Score Info, Economic News, First Time Home Buyers, Interest Rates, Loan Programs, Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice

How to use seller carry financing to purchase a house with less cash down

Should you buy & build or buy a single family home?

Filed Under: First Time Home Buyers, Interest Rates, Loan Programs, Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice, Pre-Approval

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SonomaCountyMortgages.com

Location & Contact

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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