The Federal Housing Finance Agency on November 28th raised the conforming and high balance loan limits for a Fannie Mae … [Read More...]
Tips & Advice
How to lower your cash to close when buying a home
Purchasing a home can require a down payment plus closing costs which can equate the thousands of dollars. Here's a way … [Read More...]
Today’s Latest
2019 Conforming Loan Limits Rise
The Federal Housing Finance Agency on November 28th raised the conforming and high balance loan limits for a Fannie Mae and Freddie Mac loans. Here's what these changes will mean… Each … [Read More...]
How to lower your cash to close when buying a home
Purchasing a home can require a down payment plus closing costs which can equate the thousands of dollars. Here's a way you can get your foot in the door using other people's money… The … [Read More...]
Should you buy a house with monthly mortgage insurance?
Should you buy a house with monthly mortgage insurance? Buying a home can be an expensive ordeal. You don't necessarily need 20% down or more to purchase a house. Whether or not you … [Read More...]
Why getting a 30 year fixed rate mortgage is a smart financial move
If you're purchasing or refinancing a house the 30-year fixed-rate mortgage was and is currently the staple of the broader mortgage market. The 30-year mortgage has its pros and cons and … [Read More...]
How to create wealth with your income and finances
For anyone who is ever thought about getting a mortgage, saving money and getting ahead financially this is for you. Following is what you should have for the most optimal financial … [Read More...]
What to look for when getting a mortgage on a manufactured home
If you're looking to borrow money to purchase or refinance a manufactured home property you'll want to pay close attention to this information. A manufactured home is a property that was … [Read More...]
4 common home buying mistakes to avoid
When begin talking to lender about getting preapproved, you're going to go through tons of emotions including the ultimate deciding factor whether you should buy a home or stay put. Here are … [Read More...]
How child support and alimony can affect your ability to get a mortgage
How child support and alimony can affect your ability to get a mortgage When you apply to purchase or refinance a home the mortgage lender takes into consideration all your monthly fixed … [Read More...]
The new way to get a mortgage with 1 year income tax returns
One of the challenges of getting a mortgage is providing tax returns. Tax returns may or may not help you land a loan. Here is what you need to know if you're looking to land a mortgage with … [Read More...]
How to plan optimal the time to buy a rental property
Buying a rental property may or may not help you qualify for financing. Here's what you need to know to get the most amount of bang for your buck in when buying a rental… Fannie Mae and … [Read More...]
The number one factor that can drive your mortgage cost up (hint not credit)
Purchasing or refinancing a home requires a certain degree of time, commitment and paperwork. Here is one factor that can make your mortgage more expensive … The simple answer is time. … [Read More...]
How to get a mortgage without providing tax returns
If you're looking to purchase or refinance a house providing tax returns can sometimes just be inconvenient especially if your tax returns have various extending schedules. Here's what you … [Read More...]
3 reasons you should not buy a home
With the average price house in Sonoma County being $640,000 many probably would want to purchase a house however wanting to purchase a house and being able to do it are two different … [Read More...]
3 quirky issues that will hurt your mortgage
Getting a mortgage loan in 2018 is still a very bureaucratic and compliant process. People getting mortgages today are still paying for the sins of borrowers’ past. Here are some things to … [Read More...]
The credit score it takes to get a mortgage
To buy a house you need to have at least a good credit score, provable income that supports your ability to repay the mortgage as well as sufficient reserves and a to use for a down payment. … [Read More...]
