Mortgage lenders sometimes take an overly gun shy approach to how a mortgage loan is originated. One such example of … [Read More...]
Tips & Advice
Why your income is your lifeline to finance a home
Getting mortgage loan financing requires you providing a blend of good cash, ample credit, and income to offset a … [Read More...]
Today’s Latest
The 3 most common mortgage loan types
Picking the right mortgage loan type for your family is a big financial decision. Here are some things to consider about the three most popular types of mortgages and what the pros and cons … [Read More...]
The number one reason why you shouldn’t buy a home
Buying a home is a balancing act between a mortgage payment in relation to present and future expenses. One of the biggest challenges people have when buying a house is being able to plan a … [Read More...]
How out of pocket costs relate to mortgage refinancing
With interest rates at historical lows, many families across the country would stand to benefit from turning in their high-cost mortgage in exchange for getting something far more affordable … [Read More...]
Risky income moves which may prevent you from getting a mortgage
One of the challenges of getting mortgage loan financing these days is showing total and complete monthly income. Contrary to popular belief you must be able to support ability-to-repay … [Read More...]
How a homeowners association payment can change your borrowing power
A homeowners association payment can change your borrowing power. Here's what you might want to think about when deciding to buy a home with a home owner's association... A homeowners … [Read More...]
How to decide the right time to buy a home
One of the challenges people have when deciding to purchase a house is trying to pinpoint the right time to make the move. Everyone is in a different stage of life and pinpointing the … [Read More...]
Here’s 3 types of pricier mortgages
When you're in the market to get new mortgage loan financing it can seem like it's an endless navigational process to figure out what loan amount, what interest rate, what program what … [Read More...]
Common reasons buyers give to not buy a home
How can you determine what is the right house, the right area the right location, and the right house for you and your family? Here are tips to consider as you're out there in the … [Read More...]
The catch with today’s low-interest-rate environment
If you're getting a mortgage or thinking about getting any type of mortgage loan financing and you're looking at interest rates for 30-year mortgages in the mid to s for example here's what … [Read More...]
Can you get a mortgage if your loan is in forbearance?
One of the challenges of securing mortgage financing during this COVID-19 environment is forbearance. The pandemic has created some rather unprecedented and unique situations for people … [Read More...]
Can you get a mortgage if you are furloughed?
Many employers have furloughed employees due to work capacity, financial constraints other reasons. If you're furloughed with your current job more than likely you're going to have a … [Read More...]
Types of mortgages that may cost more
It's no surprise 30-year mortgage rates today are under 3% with good credit, good equity, and good income. What you might not know is that not all loan situations are considered equal. Here … [Read More...]
The number one thing you need to watch out for on FHA and VA mortgages
Both programs offer extremely attractive interest rates, incredibly flexible qualifying, and also support less than perfect credit. Overall the programs are very favorable to producing an … [Read More...]
Which company you chose to handle your home refinance matters
Should you refinance your house with the random mortgage company offering you what appears to be too good to be true? Maybe...read on. One of the things which play in the mortgage … [Read More...]
Should you refinance with today’s historically low rates?
Many experts will tell you shouldn't refinance unless you're saving 1% lower in rate. With today's interest rates being on average below 3% here's how you should determine whether … [Read More...]
