Purchasing a house Sonoma County is easier now more than ever. However, with the average-priced house penciling in at … [Read More...]
Tips & Advice
3 reasons you should not buy a home
With the average price house in Sonoma County being $640,000 many probably would want to purchase a house however … [Read More...]
Today’s Latest
How to get a mortgage without providing tax returns
If you're looking to purchase or refinance a house providing tax returns can sometimes just be inconvenient especially if your tax returns have various extending schedules. Here's what you … [Read More...]
3 reasons you should not buy a home
With the average price house in Sonoma County being $640,000 many probably would want to purchase a house however wanting to purchase a house and being able to do it are two different … [Read More...]
3 quirky issues that will hurt your mortgage
Getting a mortgage loan in 2018 is still a very bureaucratic and compliant process. People getting mortgages today are still paying for the sins of borrowers’ past. Here are some things to … [Read More...]
The credit score it takes to get a mortgage
To buy a house you need to have at least a good credit score, provable income that supports your ability to repay the mortgage as well as sufficient reserves and a to use for a down payment. … [Read More...]
6 common home buyer mistakes to avoid when purchasing a home
Purchasing a house Sonoma County is easier now more than ever. However, with the average-priced house penciling in at $700,000 purchasing a house is going to require careful planning to put … [Read More...]
How 1031 tax-deferred exchanges work
A 1031 tax-deferred exchange is a deferred exchange in the gain of an investment property used to acquire another investment property. Make no mistake this is a deferment where you're … [Read More...]
How to transfer property to family and still be protected under Prop 13
Proposition 13 was enacted in 1978 by voters to limit the amount of property-taxes the homeowner pays. Prop 13 protect your property taxes from increasing by more than 2% per year. It … [Read More...]
Why your mortgage payment keeps changing
Why your mortgage payment keeps changing. Consumers are often given little explanation by their bank on why their payments are due to a different company. When you take out a mortgage here's … [Read More...]
Mortgage inquiry make your credit score drop? Not so fast….
Mortgage loan officers hear daily from consumers they don't want their credit score pulled because they're worried about their credit score dropping. Unfortunately, the internet is full of … [Read More...]
How much of your income should go towards a mortgage payment?
One of the challenges home buyers face when purchasing a house for the first time is of their income should go towards a mortgage payment. This number varies greatly and just because the … [Read More...]
5 credit mistakes to avoid when getting a mortgage
You need to be on top of your game when getting a home loan. Your credit score is an integral part of being able to purchase a house or refinance a house. Here are some things to know when … [Read More...]
What to look for in a mortgage lender when buying a home
Contrary to widespread belief not all mortgage companies work the same. Buying a house is generally thought of as the most important financial transaction of your life and as such should be … [Read More...]
These little lending nuances may help you land a mortgage
Getting a mortgage in 2018 there is a bureaucratic and compliant process with a significant amount of paperwork involved. Following is some tips on various loan programs available in the … [Read More...]
6 people whose mortgage and housing advice ought to be taken with a grain of salt
6 people whose mortgage and housing advice ought to be taken with a grain of salt Buying a home or refinancing a mortgage is incredibly important financial decision that requires careful … [Read More...]
Why the house that needs work should not be overlooked
If you're purchasing a house whether it's a primary home move up home or secondary home and the house needs work, don't shy away from that. Here's what you might want to think about when … [Read More...]
