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News and advice
FHA MORTGAGE INSURANCE PREMIUMS REDUCED BY 30 BASIS POINTS-WHAT THIS MEANS FOR CONSUMERS
Presently on an FHA loan, the annual premium is 0.85%. So if you have a loan amount of say $300k the monthly PMI is present at $212 per month. On March 20th, 2023 these changes get reduced by 2.55% earmarking a 30-basis point reduction in the annual paid mortgage insurance premium.
New Mortgage Loan Limits for 2023
The Federal Housing Finance Agency announced on Tuesday, November 29th the new loan limits for 2023. The new conforming loan limit has increased and has been year over year 7 years in a row. If you’re thinking about purchasing or refinancing a home in 2023 here is what you need to know.
Many mortgage companies along with the internet would have you believe getting a mortgage with bad credit cannot happen. It is true the process will be more difficult and challenging, but it is not impossible. If your desiring to refinance your property or buy a home with less than perfect credit the following information will be of pertinent value to you.
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