Most families would agree they would prefer to buy a home vs renting a home. Buying a home is not for everyone and it does require a certain degree of financial aptitude … [Read More…]
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Why mortgage rates will not hit 7%.
For those consumers out there, who have been on the fence about refinancing their mortgage or buying a home because of concern of interest rates, pay close attention to the facts. The … [Read More…]
Should you buy a house or wait for the market to improve?
One of the biggest challenges is trying to pinpoint the right time to buy a home. Interest rates are in flux and housing prices are high in most markets. So, how do … [Read More…]
Why you can expect your home equity line of credit to cost more
Fed funds recently increased the rate 75 basis points. This change to monetary policy also means your home equity line of credit costs more. What to know going forward if you have … [Read More…]
When is the right time to buy a house
You want to buy a house but you’re not sure if now is the right time with all the variables up in the air. It’s a big decision and one that should … [Read More…]
Don’t be the “I don’t wanna waste your time” consumer
People looking to buy or refinance a home may have been turned down by another mortgage company based on their financial situation. If you’ve been turned down before and you think all … [Read More…]
What’s the minimum down payment to buy a home?
The Internet does a wonderful job of supplying different information about the minimum down payment you need to buy a home. Read one article you’ll have an idea of what it would … [Read More…]
You just got notice to vacate, should you buy a house or continue to rent?
If you are presently renting and you received notification that your lease is no longer going to be renewed. Do you buy a new house to live in or continue renting? Here … [Read More…]
When are housing prices going to return to normal?
For those that have been sitting on the sidelines, watching what’s happening in the market. Are you thinking to yourself “gosh I should have bought a house last year or a few … [Read More…]
how filing your tax returns might hurt your mortgage chances
If you’re looking to purchase or refinance a home, and you have not filed your 2021 tax return yet. And this goes for any year, here’s what you need to know as … [Read More…]
Federal reserve’s change to policy
Here is what the federal reserve’s change to monetary policy on June 15th, 2022, means for mortgage rates. If you’re buying or refinancing a home the information in this article is for … [Read More…]
Freddie Mac changes to accessory dwelling units
On June 3rd Freddie Mac announced changes to Freddie Mac conventional mortgages for single family homes with granny units. These changes allow for expanded financing on Freddie Mac mortgages. So, if you’re … [Read More…]
Two ways to get your purchase offer accepted
Everyone knows buying house right now is challenging. Across the nation is a competitive real estate market brought on by an exceptionally low supply on a national level. As a result, in … [Read More…]
why your mortgage application could be denied
Getting a mortgage is not as simple as showing your ability to pay, having good credit, and a good down payment. It also must pass a test period of Fannie Mae and … [Read More…]
How to turn a pre-approved buyer into a cash buyer
As the real estate market continues to become increasingly competitive, you might find yourself making offers on homes above asking price. Possibly even waiving contingencies on the advice of your real estate … [Read More…]
