Breaking Free from High-Interest Debt: How Refinancing Can Lighten the Load In 2025, many American households are grappling with the weight of credit card debt. With interest rates soaring and balances climbing, the financial strain is palpable. However, refinancing offers a viable path to relief, potentially transforming high-interest obligations into manageable payments. The Current Debt…
Read MoreNot every borrower fits neatly into the traditional mortgage box—and that’s okay. Whether you’re self-employed, investing in rental properties, have complex income streams, or experienced credit hiccups, there are still options available. That’s where non-QM loans come in. Non-QM (non-qualified mortgage) loans are designed for borrowers who don’t meet the standard income, credit, or documentation…
Read MoreLet’s get real for a second: mortgage pricing isn’t as wide open as most people think. Sure, it’s tempting to chase the lowest rate you see online or the lender who claims to save you $50 a month, but here’s the deal most borrowers never hear — mortgage lenders, for the most part, are all…
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