For many people looking to save money. Refinancing can prove to be a very financially beneficial outlet. If you’ve tried to qualify for a mortgage before in the past or have had … [Read More…]
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The new credit score you need to get a mortgage
It was recently announced there’s a credit score change to conventional loans. This credit score change is now shaping the way families can procure a mortgage. If your credit score needs a … [Read More…]
3 things to know that make your mortgage difficult
Most people understand that getting mortgage financing is not the most fun thing in the world to do. There’s an examination that takes place which is these requests for paperwork on the … [Read More…]
Signs you’re not ready to buy a house
Everyone wants to purchase a house and buying home is considered the American dream. However, not everyone is ready to buy a house and here are some things you might want to … [Read More…]
What may happen with interest rates in 2023
With an unknown future, and the broader economy still recovering from the pandemic. What’s to happen with interest rates? Well, it’s. Well interest rates typically improve on bad economic news. If you … [Read More…]
Don’t be an “I don’t want to waste your time” mortgage consumer
Mortgage companies must look at the overall picture in helping you qualify to purchase or refinance a home. If you think you might not qualify or there’s something in your financial picture, … [Read More…]
Why these 2 factors drive housing prices above all else
People are astonished on how housing prices are so strong right now. These 2 Housing factors are playing a very important role in the housing market. More importantly in one’s ability to … [Read More…]
Could there be a real estate market crash
Could there be a real estate market clash? The so-called financial experts have predicting this since 2008, since the last financial crisis. Are we in a housing bubble? And what should you … [Read More…]
When it comes to mortgage financing the harder way is usually the way that will make your loan work
We are still in an environment that requires us to get support ability to repay. The harder approach, generally, is the approach that’s going to make the most sense between taking you … [Read More…]
Why its a real estate problem, not a mortgage problem
If you’re trying to buy a home, you’re preapproved, and you’ve been making offers but you keep losing out because you have multiple offers, here are some things you need to consider. … [Read More…]
Can you buy a house with no credit?
When it comes to buying a home you generally need to have credit, cash, and income in order to support the mortgage payment. The lender needs to determine that your a worthy … [Read More…]
Conventional mortgages with less than a 620 credit score? Yep it’s real
The government just made a small change to residential mortgage loans opening the door for more families to secure conventional financing. Here is what you need to know if you’re purchasing or … [Read More…]
How do determine whether not you have a property tax bill due
Property taxes are due twice a year in April and December. The county in which you purchased a home sends out these tax bills in accordance with the annual property taxes. If … [Read More…]
Why your student loan might cost you a house
For anyone who has ever borrowed money, one of the things that will follow you till the end is a student loan. Repayment terms on a student loan, specifically state that loan … [Read More…]
Should you really worry about PMI when buying or refinancing a house?
One of the dreaded things of the housing and mortgage industry is an additional expense called private mortgage insurance that’s added to your monthly mortgage payment. PMI should be avoided by whatever … [Read More…]
