• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Sonoma County Mortgages

Contact Us About Mortgage Financing

All financing provided by New American Funding

(707) 217-4000 | Prequalify Now

Search Sonoma County Mortgages

  • Home
  • Purchase
    • How Much Down Payment To Buy A Home?
    • How Much Income You Need To Buy A Home
    • How Much Should I Save For Buying A Home?
      • How Rates Affect Payment
    • No PMI Mortgages
    • FHA Loans
    • Sonoma County Disaster Loans
    • Jumbo Loans
  • Refinance
    • Mortgage Rates
    • Does It Make Sense To Refinance?
      • Get Your Refi Paperwork In Order
    • How To Pay Off Your Loan Faster
    • How To Remove PMI
    • How Lenders Price & Quote Loans
  • Loan Programs
  • Payment Calculator
    • Mortgage Affordability Calculator
  • Blog
  • Videos
  • About SCM
  • About Scott Sheldon

Primary Sidebar

Sonoma County Mortgages is a part of New American Funding

New American Funding - NMLS #6606

Get Your Latest Rate Quote Now!

Mortgage Loan Programs

Select the best mortgage loan program that fits your needs. Learn more about available New American Funding loan programs by clicking here (Opens in new window).

Available Loan Mortgage Programs
Loan Product Benefits to Borrower Program Details
Fixed Rate Mortgages Offers fixed monthly payment over the life of the loan. Payment remains constant throughout the loan term. Guaranteed to remain fixed. Choose from 10, 15, 20, 25 or 30 year terms.
Making Homes Affordable (HARP) Advantages include ability to finance with lower loan-to-value restrictions. Fixed rate government sponsored program to help homeowners refinance.
Conventional Mortgage Advantages include ability to finance real estate for the most qualified borrowers. Fixed-rate programs available. Programs to finance conforming high balance areas.
FHA Mortgage Advantages include low down payment, “less than perfect” credit higher debt to income ratios. Programs are insured by the Federal Housing Administration. Many terms & options available.
USDA Mortgage Advantages include no down payment, 100% financing for qualified buyers, and flexible qualifying. Agriculture. Low mortgage insurance. Available in many rural locations across the United States.
VA (Veterans’) Mortgage Advantages include no money down, 100% purchase money financing for military veterans. Fixed-rate government program guaranteed by the VA, with additional government benefits.
Adjustable Rate Mortgage (ARM) Advantages provide for initial lower monthly payments. For example, a 7 Year ARM will adjust after the first 7 years of the loan’s total term length. Fully Indexed Rate contain index + margin with annual and life caps.
Jumbo Mortgage Allows for financing on larger loan amounts to $2 million. (Brokered options may be higher.) Fixed and variable-rate programs available. Chose fixed rate programs from 30 year or 15 years. Variables include 5, 7 and 10 year Arms.

Click to Start The Loan Qualifying Process

Ask us about FHA 203K loans as well, another program we offer for home purchases.

Get Sonoma County Mortgages News and Updates in Your Inbox

Footer

SCM on Facebook

SonomaCountyMortgages.com

Connect on Facebook

SCM On Instagram

Follow Sonoma County Mortgages on Instagram

Follow on Instagram

SCM on Zillow

Zillow Reviews for Scott Sheldon, New American Funding

See Reviews on Zillow

Location & Contact

Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
View SCM Map | Email Us!

Map of Sonoma County Mortgages New American Financing Office

View Map on Google

Copyright 2010–2022 SonomaCountyMortgages.com · About Us · Sonoma County Loans · Privacy Policy · Terms Of Use · Legal · Site Map

NMLS Consumer Access © New American Funding. All rights Reserved. NMLS ID#6606.
Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

State Licensing (Opens in New Window) | Privacy (Opens in New Window)
Terms of Use (Opens in New Window) | Electronic Consent Agreement (Opens in New Window)
Opens in new window Opens an external site Opens an external site in a new window