We’ve been spoiled by ultra-low mortgage rates for the last several months. We saw 30-year mortgage rates go down into the mid two’s on conventional and government loans. These interest rates were … [Read More…]
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How to be a successful home buyer in 2021
If you want to be a successful home buyer, here are the following things you need to be aware of if you want to buy a house in 2021… It goes without … [Read More…]
Where should you go to refinance your mortgage?
With interest rates still at historically, low levels many homeowners are discovering they can refinance to lower their interest rate, drop PMI, pull cash out, or move to an aggressive shorter-term mortgage … [Read More…]
How to get a mortgage with a forbearance due to Covid_19
One of the big challenges of the coronavirus pandemic is how it has shaped not the mortgage industry but also peoples’ financial ability to sustain mortgage payments. Credit risk is and was … [Read More…]
3 elements you must have in your financial life to buy a home
2021 might be the year to purchase a home. With the combination of ultra-low interest rates buying a home could absolutely be something within your reach. Timing the market not a good … [Read More…]
How to time the market to buy a home
Purchasing a home is one of the biggest staples of wealth for most families in America. It’s the largest thing in their life that can create big wealth creation. Here are some … [Read More…]
Should you buy a house or refinance the one you already own in 2021?
With fixed-rate mortgages still at historical levels, many are considering re-evaluating their home and financial situation. One strategy might be to remodel the house you presently have another might be to acquire … [Read More…]
Why your side business makes getting a mortgage tougher
The reality of today’s mortgage market may come in the form of tough love. For many families purchasing or refinancing a home can make a huge financial impact on their life. Applying … [Read More…]
How you use your money make affect your mortgage options
If you want a mortgage you need to be prepared financially and have all your ample documentation set up and ready to go. One such thing you need to be aware of … [Read More…]
How to make sure your mortgage application makes sense
Consumers securing mortgage loan financing today at times might be frustrated with the amount of paperwork needed to get their mortgage application signed off. As a result, you must meet ATR which … [Read More…]
Why your granny unit might ding your mortgage application
People trying to refinance their mortgages to take advantage of favorable current market conditions might come to realize they have a problem with their house. A granny unit can be a wonderful … [Read More…]
Why your mortgage loan application might be delayed
With interest rates being at historical lows more and more people are applying for mortgages and nationally mortgage banks and lenders across the country are experiencing unprecedented amounts of volume, expect delays. … [Read More…]
What to know about refinancing with a second mortgage
Many people desiring to refinance are taking advantage of historically low-interest rates. One of the challenges when refinancing your house is when you have a second mortgage. Here is what you need … [Read More…]
The 3 most common mortgage loan types
Picking the right mortgage loan type for your family is a big financial decision. Here are some things to consider about the three most popular types of mortgages and what the pros … [Read More…]
The number one reason why you shouldn’t buy a home
Buying a home is a balancing act between a mortgage payment in relation to present and future expenses. One of the biggest challenges people have when buying a house is being able … [Read More…]
