The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

Sonoma County "Best Rates"

By Scott Sheldon / October 24, 2010

Sonoma County Best Rates:there are two ways to look at them. Most consumers look at mortgage rates whether being online, in the newspaper, etc. and automatically assume that the interest rate that is being advertised is the real interest rate that they can actually a lock a loan on. Get A Live Rate Quote for…

Who To Use To Get The "Best Mortgage"

By Scott Sheldon / October 17, 2010

To get the mortgage that fits you best,in today’s world of mortgage lending there are really three sources. Most people today prefer working with banks because they provide the financing directly and they usually have control over the transaction. The three funding outlets are as follows: 1. A bank-a depository institution such as a chase…