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Sonoma County Mortgages

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qualifying for a mortgage

Should I pay discount points when locking my interest rate?

March 12, 2023 by Scott Sheldon

locking mortgage rate with discount points

For those looking to purchase to refinance a home, there might be some shellshock as it relates to costs associated with getting a home loan these days. It’s no surprise we are … [Read More…]

Filed Under: Uncategorized Tagged With: best mortgage, buying a home, buying your first home, cash out refinance, conventional loans, home loan refinance, how to buy sonoma county real estate, qualifying for a mortgage, sonoma county refinancing

5 ways you will not get a home loan to buy a home

February 26, 2023 by Scott Sheldon

5 ways ypu will not get a home loan

Most people given a choice would desire to purchase a home, arguably, given their financial situation, and their ability to handle a monthly housing payment. Oddly enough, there are times from a … [Read More…]

Filed Under: First Time Home Buyers, Uncategorized Tagged With: buying a house, conventional mortgages, FHA home loans, home buying, home buying in Sonoma County, qualifying for a mortgage, Santa Rosa mortgage, Santa Rosa mortgages, sonoma county home buying, Sonoma County home loans, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates

Is a down payment assistance loan to buy a home a good idea?

February 12, 2023 by Scott Sheldon

is a down payment assistance loan a good idea?

For those looking to purchase real estate particularly first-time home buyers, the notion of a down payment assistance loan where you need very little or no money to close escrow could be … [Read More…]

Filed Under: Uncategorized Tagged With: best mortgage, buying a house, down payment, down payment assistance, FHA Loans, home buying, mortgage rate quote, preapproval to buy a home, qualifying for a mortgage, Santa Rosa mortgage, Sonoma County Mortgage Rates

Why you might want to consider a DSCR loan to buy a rental property

January 22, 2023 by Scott Sheldon

how DSCR Loan work to buy rental homes

What is a DSCR loan and how can this type of financing help you purchase a rental property portfolio? In Q3 2022, the DSCR loan emerged as a viable option for investors … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, cash out refinance, FHA Loans, home loan refinance, how to buy sonoma county real estate, qualify for a mortgage, qualifying for a mortgage, Sonoma County home loans, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

4 proven ways real estate will make your wealthier

January 8, 2023 by Scott Sheldon

4 proven ways real estate wealth

If you’re thinking about buying a home, good, it’s a sound financial decision and it’s the bedrock by which most Americans in America have created wealth for themselves and their families. Here … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, buying your first home, Credit Markets, FHA home loans, home buying, home buying in Sonoma County, home loan refinance, how to buy sonoma county real estate, mortgage lender, qualifying for a mortgage, refinancing, sonoma county refinancing

Are you self-employed and having a tough time getting a mortgage?

January 1, 2023 by Scott Sheldon

self employed mortgage tough

Are you self-employed and having a tough time getting a mortgage? Here’s what you need to know… When it comes to being self-employed one of the biggest challenges that you’re going to … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying your first home, FHA home loans, FHA Loans, home buying, mortgage comparison shopping, qualifying for a mortgage, SONOMA COUNTY LOANS, sonoma county refinancing

What to do when you’re told you can’t qualify for a mortgage

December 25, 2022 by Scott Sheldon

what to do when you are told you cannot qualify for a mortgage

If you’re trying to purchase or refinance a home and you’ve been turned down, read on. Perhaps your income is not up to par, or your credit score is not up to … [Read More…]

Filed Under: Uncategorized Tagged With: buying a home, buying your first home, cash out refinance, qualifying for a mortgage, Santa Rosa mortgages, sonoma county refinancing

How to buy a home 2-1 and 3-2-1 Buydown Program

November 27, 2022 by Scott Sheldon

How 2-1 and 3-2-1 Buydown works when buying a home

If you’re thinking about purchasing a home and you’re worried about the mortgage payment. Fear not, some, but not all mortgage companies might offer a buy-down program allowing you to get a … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, conventional mortgages, home buying, home loan refinance, how to buy sonoma county real estate, mortgage rate quote, qualifying for a mortgage, sonoma county home buying, SONOMA COUNTY LOANS, sonoma county refinancing

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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