The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

Scott Sheldon's The Mortgage FIles Blog

Sonoma County "Best Rates"

By Scott Sheldon / October 24, 2010

Sonoma County Best Rates:there are two ways to look at them. Most consumers look at mortgage rates whether being online, in the newspaper, etc. and automatically assume that the interest rate that is being advertised is the real interest rate that they can actually a lock a loan on. Get A Live Rate Quote for…

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Scott Sheldon's The Mortgage FIles Blog

Mortgage After Short Sale or Foreclosure

By Scott Sheldon / October 17, 2010

One of the things I am doing for folks who have been victims of this real estate market is helping them get back in shape to purchase a home in two to three years. Lots of people obtained purchase mortgage loans in 2004-2007. Many people have lost their homes and now they will need a…

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