The Sonoma County real estate market has changed considerably in the last few years. If you’re going to be purchasing or refinancing a house here is what you need to know… The … [Read More…]
New tax bill 2018- why people should refinance their equity lines and second mortgages
The new 2017 tax plan is spelling unwelcome news for mortgage borrowers who hold home equity lines of credit. Here is what to know if you have a home equity line of … [Read More…]
2 things to watch for buying a house in 2018
This local county housing market continues to evolve and show strong signs of growth and appreciation. Here is what you need to know if you are going to be buying a house … [Read More…]
The new way to buy a house in Sonoma county
The recent fire disasters have created housing demand not seen in Sonoma County in many years. Prior to the fires, strong competition, coupled with limited supply best described the local market. Now … [Read More…]
How to spot a ridiculous mortgage offer
You’ve seen them on the internet and in your mail box, the too good to be true mortgage offer. Here is the truth with regards to mortgage offers that seem too attractive… … [Read More…]
Here is why you should not be worried about buying at the top of the market
Most US housing markets are supporting little inventory and big demand creating a favorable environment for sellers. If you’re thinking about buying a house and you’re worried you’re buying at the top … [Read More…]
How to pick the right mortgage loan program for your situation
With the proliferation of new home buying programs being introduced into the market consumers today have more choices for securing financing than ever before. Here is how to pick what mortgage loan … [Read More…]
Here is something most married folks do not realize when applying for an FHA Loan
Today’s world of mortgages is made up by two sorts of loans government backed loans and government insured loans. Government insured loans are hugely popular. The FHA Loan is the benchmark government … [Read More…]
Why a car lease can harm your mortgage possibilities
Unlike an auto loan, a lease is a short debt that contain a future pay off. Here is why a lease can hurt your chances of getting a mortgage… Lenders look at … [Read More…]
How Fannie Mae’s debt to income change may help you get a mortgage
Fannie Mae recently announced changes to its debt-to-income ratio policy, increasing its allowance from 45% to 50% starting on July 29th. Here is what that’s going to mean for mortgage borrowers going forward… … [Read More…]
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