Purchasing a house Sonoma County is easier now more than ever. However, with the average-priced house penciling in at $700,000 purchasing a house is going to require careful planning to put your best foot forward. Here are some things to consider if you want to purchase a house… Get pre-approved first. Getting pre-approved by a…
You need to be on top of your game when getting a home loan. Your credit score is an integral part of being able to purchase a house or refinance a house. Here are some things to know when it comes to credit… The free credit score you get from Credit Karma or your bank…
Contrary to widespread belief not all mortgage companies work the same. Buying a house is generally thought of as the most important financial transaction of your life and as such should be handled with extreme care and prudence. You want to make sure you pick the right mortgage company and more importantly the right loan…
6 people whose mortgage and housing advice ought to be taken with a grain of salt Buying a home or refinancing a mortgage is incredibly important financial decision that requires careful planning and good timing. Fact of the matter is everyone has their opinion about what you you should and should not do. Here is…
It’s no surprise the housing market has tight inventory and mortgage rates are on the rise. As the overall market continues to contract banks are coming up with innovative ways to elicit business. The following tricks are ethically questionable… The first trick banks use is associated with credit reporting. Mortgage companies must pull a copy…
Working with an internet lender may or may not be in your best interests. Whoever you hire to help you with mortgage loan financing should be well-versed and experienced in mortgage financing. Here are 3 things you will never hear from an internet only lender…. If you don’t fit our programs, you probably will not…
Looking to buy a primary home or maybe a move up home, but don’t have any cash? Following are some programs they could be available to you to help you purchase a house… VA financing… if you are a military veteran you can purchase a house with no money down using a VA loan. The…
To purchase a rental property the consensus down payment needed 20%. However, the requirement to purchase a rental property is much lower than you think. Here’s what you need to know if you’re buying a rental property…. To purchase a property for rental income purposes 15% down is the requirement. If you’re purchasing a rental…