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Sonoma County Mortgages

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SONOMA COUNTY LOANS

How to win in today’s competitive real estate market

September 29, 2021 by Scott Sheldon

How to win in today's competitive real estate market

It’s no surprise that there’s competition in the market right now. And it’s particularly challenging to get your offer accepted to purchase a home. If you’re preapproved, using financing to buy a … [Read More…]

Filed Under: Uncategorized Tagged With: Competitive market, market, real estate, real estate market, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates

Should you buy a house with a homeowners association?

September 12, 2021 by Scott Sheldon

buy a home with an home owners association payment

Homeowners’ associations are legal governing bodies that determine the Aesthetics of the property, uniformity, and oftentimes cover things like maintenance of the property, garbage sometimes sewer, water, and various other things. A … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a home, buying your first home, cash out refinance, Credit Markets, Harp 2 Refinance Program, home loan refinance, SONOMA COUNTY LOANS

How to get a first time home buyer program

September 5, 2021 by Scott Sheldon

mortgage loan program for 1st time buyer

Buying your first home requires careful consideration of your cash, credit, and income. A first-time homebuyer is anyone who has not owned a house or any real estate in the last 2 … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, buying your first home, home buying, how to buy sonoma county real estate, mortgage comparison shopping, sonoma county home buying, Sonoma County home loans, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates

Why purchase price should secondary to this one thing when buying a home

August 1, 2021 by Scott Sheldon

home buying mortgage loans

Here is the number one thing you need to be concerned about when buying a house and it’s not the purchase price… For people buying a house, the prospect of the market … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, conventional mortgages, FHA Loans, how to buy sonoma county real estate, mortgage lender, preapproval to buy a home, SONOMA COUNTY LOANS

Borrowing a down payment to buy a home? Watch our for these two retirement accounts

July 12, 2021 by Scott Sheldon

borrwoing retirements

One of the best things you can do to proactively position you and your family to buy a home is to borrow money from your 401K after all, it’s your money. If … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, cash out refinance, home buying, mortgage comparison shopping, qualifying for a mortgage, sonoma county home buying, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

Looking to buy a house the summer? You’ll need a down payment

July 3, 2021 by Scott Sheldon

why you need a down payment to buy a home

As interest rates still remain low many people who have been on the sidelines about buying a house are now coming out of the woodwork. Maybe they’re buying a first home or … [Read More…]

Filed Under: Uncategorized Tagged With: how to buy sonoma county real estate, mortgage payment, preapproval to buy a home, Santa Rosa mortgages, sonoma county home buying, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates

Why not paying your self employed tax debt may cost you a mortgage  

June 28, 2021 by Scott Sheldon

Tax Return Debt and Mortgages

When you’re self-employed and you’re looking to get a mortgage it’s super important that not only you file the right amount of income, but you also pay whatever debt is associated with … [Read More…]

Filed Under: Uncategorized Tagged With: buying your first home, conventional mortgages, home loan refinance, preapproval to buy a home, self employed loans, Sonoma County home loans, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

Should you buy a house or keep saving? The answer might surprise you

June 21, 2021 by Scott Sheldon

Should you buy a house or keep saving? The answer might surprise you

In order to buy a house successfully unless you’re a military veteran using VA financing you absolutely need a down payment. Down payment assistance programs, no money down programs that do exist … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, cash out refinance, FHA mortgage, how to buy sonoma county real estate, preapproval to buy a home, sonoma county home buying, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

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Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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