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Sonoma County Mortgages

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Sonoma County home loans

5 ways you will not get a home loan to buy a home

February 26, 2023 by Scott Sheldon

5 ways ypu will not get a home loan

Most people given a choice would desire to purchase a home, arguably, given their financial situation, and their ability to handle a monthly housing payment. Oddly enough, there are times from a … [Read More…]

Filed Under: First Time Home Buyers, Uncategorized Tagged With: buying a house, conventional mortgages, FHA home loans, home buying, home buying in Sonoma County, qualifying for a mortgage, Santa Rosa mortgage, Santa Rosa mortgages, sonoma county home buying, Sonoma County home loans, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates

Why you might want to consider a DSCR loan to buy a rental property

January 22, 2023 by Scott Sheldon

how DSCR Loan work to buy rental homes

What is a DSCR loan and how can this type of financing help you purchase a rental property portfolio? In Q3 2022, the DSCR loan emerged as a viable option for investors … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, cash out refinance, FHA Loans, home loan refinance, how to buy sonoma county real estate, qualify for a mortgage, qualifying for a mortgage, Sonoma County home loans, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

How to get a first time home buyer program

September 5, 2021 by Scott Sheldon

mortgage loan program for 1st time buyer

Buying your first home requires careful consideration of your cash, credit, and income. A first-time homebuyer is anyone who has not owned a house or any real estate in the last 2 … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, buying your first home, home buying, how to buy sonoma county real estate, mortgage comparison shopping, sonoma county home buying, Sonoma County home loans, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates

How your profit and loss statement may affect your mortgage application

August 22, 2021 by Scott Sheldon

profit and loss self employed mortgage

If you’re self-employed you need to know that lenders are going to ask for a profit and loss statement year to date. Here’s what it is and why it’s needed if you’re … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying a house, buying your first home, cash out refinance, how to buy sonoma county real estate, profit and loss, self employed mortgage home loans, Sonoma County home loans, sonoma county refinancing

Your choices if you’re self employed and you don’t show enough income for a mortgage

August 8, 2021 by Scott Sheldon

income to show you are self employed

Mortgage companies use your net income from your tax returns to qualify you. The excuse my accountant won’t let me do that, or I have to pay more taxes is incongruent with … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, FHA Loans, home loan refinance, preapproval to buy a home, qualifying for a mortgage, self employed mortgage home loans, sonoma county home buying, Sonoma County home loans, sonoma county refinancing

Why not paying your self employed tax debt may cost you a mortgage  

June 28, 2021 by Scott Sheldon

Tax Return Debt and Mortgages

When you’re self-employed and you’re looking to get a mortgage it’s super important that not only you file the right amount of income, but you also pay whatever debt is associated with … [Read More…]

Filed Under: Uncategorized Tagged With: buying your first home, conventional mortgages, home loan refinance, preapproval to buy a home, self employed loans, Sonoma County home loans, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

Why you should not hesitate on making offer to buy a home

May 12, 2021 by Scott Sheldon

make an offer to buy a home

Let’s say if you are in the market to be buying a home. In the current environment here some things you might want to be aware of with regards to acting on … [Read More…]

Filed Under: Uncategorized Tagged With: buying your first home, CA home buying, FHA home loans, home buying, Santa Rosa mortgage, shopping mortgage rates, sonoma county home buying, Sonoma County home loans, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates

Should you buy an existing home or build a new one?

April 28, 2021 by Scott Sheldon

Making the choice between a new home and an exisiting home isn't easy

In this environment, it’s no easy feat to get your foot in the door with real estate. You really have to avenues buy a house already in existence or build a new … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, conventional mortgages, FHA Loans, home buying, preapproval to buy a home, qualifying for a mortgage, sonoma county home buying, Sonoma County home loans, Sonoma County Mortgage Rates

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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