Purchasing or refinancing a home requires a certain degree of time, commitment and paperwork. Here is one factor that can make your mortgage more expensive … The simple answer is time. Time … [Read More…]
How to get a mortgage without providing tax returns
If you’re looking to purchase or refinance a house providing tax returns can sometimes just be inconvenient especially if your tax returns have various extending schedules. Here’s what you need to know … [Read More…]
How much of your income should go towards a mortgage payment?
One of the challenges home buyers face when purchasing a house for the first time is of their income should go towards a mortgage payment. This number varies greatly and just because … [Read More…]
The new way to buy a house in Sonoma county
The recent fire disasters have created housing demand not seen in Sonoma County in many years. Prior to the fires, strong competition, coupled with limited supply best described the local market. Now … [Read More…]
Is a 50 year mortgage a good move?
Are you looking to afford a mortgage? A 50 year mortgage may be an option, but here are some things to consider when looking at a long mortgage term. These loans are … [Read More…]
3 things you must have for a mortgage loan
If you’ve never bought a home before or it has been many years since your last mortgage transaction, you’ll need to freshen up on the basics. What lenders look for… The 3 … [Read More…]
Mortgages: How to find the net tangible benefit through the fees, rate and payment
When shopping for a mortgage, it’s critical to have a general understanding of how the fees, rate and payment all connect to your bottom line. Here are tips better to identify your … [Read More…]
How The 2016 Loan Limit Increases Will Benefit You
On November 25, 2015, the Federal Housing Finance Agency announced the 2016 new loan limits. Most notably, four counties in California have increased as well as various others throughout the country. Here’s … [Read More…]
Why You’re Burning Money If You Have Not Yet Refinanced Your 4.25 Or Higher Mortgage
If you’re serious about reducing your interest expense associated with your mortgage, refinancing is a guaranteed bet to reduce your payment, reduce your cost of funds and pay off your home faster. … [Read More…]
How To Save When Refinancing A Mortgage Bigger Than 417k
If recent mortgage rate movement has spooked you into refinancing, you’ll want make sure to pay particularly close attention if your loan size is bigger than $417,000. Jumbo investors in the marketplace … [Read More…]
