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Sonoma County Mortgages

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shopping mortgage rates

What’s the magic interest rate to refinance your mortgage?

February 5, 2023 by Scott Sheldon

interest rate to refinance my mortgage

For consumers who purchased their homes or took out any kind of residential mortgage loan in 2022 the future prospect of refinancing can seem very attractive. Here are some things you might … [Read More…]

Filed Under: Uncategorized Tagged With: appraisal to refinance, cash out refinance, how to refinance my mortgage, mortgage comparison shopping, mortgage lender, mortgage rate quote, shopping mortgage rates, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

New Mortgage Loan Limits for 2023

December 4, 2022 by Scott Sheldon

How to avoid getting a jumbo loan due to Coronavirus

The Federal Housing Finance Agency announced on Tuesday, November 29th the new loan limits for 2023. The new conforming loan limit has increased and has been year over year 7 years in … [Read More…]

Filed Under: Interest Rates, Jumbo Loans, Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice Tagged With: buying a house, buying your first home, cash out refinance, Credit Markets, Harp 2 Refinance Program, mortgage rate quote, Santa Rosa mortgage, Santa Rosa mortgages, shopping mortgage rates

Should you buy a house or wait for the market to improve?

July 31, 2022 by Scott Sheldon

Should you buy a house or wait for the market to improve?

One of the biggest challenges is trying to pinpoint the right time to buy a home. Interest rates are in flux and housing prices are high in most markets. So, how do … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, home loan refinance, Low Rates, preapproval to buy a home, qualifying for a mortgage, shopping mortgage rates, sonoma county home buying

Two ways to get your purchase offer accepted

June 5, 2022 by Scott Sheldon

Two ways to get your purchase offer accepted

Everyone knows buying a house right now is challenging. Across the nation is a competitive real estate market brought on by an exceptionally low supply on a national level. As a result, … [Read More…]

Filed Under: Uncategorized Tagged With: banks and credit unions, buying a house, buying your first home, conventional mortgages, how to buy sonoma county real estate, qualifying for a mortgage, shopping mortgage rates

How Covid_19 completely changed mortgage rates

August 14, 2021 by Scott Sheldon

mortgages rates and covid 19

It is no surprise Covid has influenced mortgage interest rates in the last 12 months. The coronavirus and its effect on the economy in particular the financial markets have been unprecedented, to … [Read More…]

Filed Under: Uncategorized Tagged With: cash out refinance, credit score, home buying, how to buy sonoma county real estate, shopping mortgage rates, Sonoma County Mortgage Rates, sonoma county refinancing

Why you should not hesitate on making offer to buy a home

May 12, 2021 by Scott Sheldon

make an offer to buy a home

Let’s say if you are in the market to be buying a home. In the current environment here some things you might want to be aware of with regards to acting on … [Read More…]

Filed Under: Uncategorized Tagged With: buying your first home, CA home buying, FHA home loans, home buying, Santa Rosa mortgage, shopping mortgage rates, sonoma county home buying, Sonoma County home loans, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates

How much money you need to purchase a home

April 21, 2021 by Scott Sheldon

what you need for down payment to buy your first home

The old adage you need 20% down to buy a home these days couldn’t be further from the truth. Contrary to popular belief, you only need a very small down payment to … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, buying your first home, FHA Loans, how to buy sonoma county real estate, shopping mortgage rates, sonoma county home buying, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

Here’s what you need to understand about today’s mortgage rate environment

March 19, 2021 by Scott Sheldon

how to figure out mortgage rates

Interest rates are presently unstable. As a result of this instability brought on by some of the global and national events, we are in a very unique situation where rates literally from … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, home loan refinance, preapproval to buy a home, Santa Rosa mortgage, Santa Rosa mortgages, shopping mortgage rates, sonoma county home buying, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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