Your debt to income ratio represents the number of monthly expenses you have in relation to your monthly income. Lenders usually want this number to be no more than 50% of your … [Read More…]
Can you get a mortgage with bad credit?
Many mortgage companies along with the internet would have you believe getting a mortgage with bad credit cannot happen. It is true the process will be more difficult and challenging, but it … [Read More…]
How changing your income and job status may affect your mortgage chances
Securing mortgage loan financing requires an ample credit score enough equity and or down payment, but it also requires income. You must have documented proof of income as well as a two-year … [Read More…]
3 solid reasons why the best time to buy a home is towards the end of the year
One factor on every home buyer’s mind is whether they’re getting a deal. One of the best-kept secrets of in real estate buy at the end of the year if you can … [Read More…]
Types of loans you can get based on your credit score
Credit is one of the biggest parameters of a lender’s decision to grant you a loan approval or not. There’s a lot of misconceptions out there floating around the internet about what … [Read More…]
8 common mortgage misconceptions most consumers ask about
The internet is full of information about purchasing or refinancing a house. Some of it tangible some of it not worth the paper it’s written on. Here are seven of the most … [Read More…]
How to use rental income to qualify for a mortgage
How to use rental income to qualify for a mortgage Rental property is a great way to have additional streams of income and create a financial nest egg for you and your … [Read More…]
Why waiting for mortgage rates to get better is a losing proposition
Why waiting for mortgage rates to get better is a losing proposition Purchasing or refinancing a house for many families is a staple of the American Dream. One of the best ways … [Read More…]
How your finances matter when it comes to buying a home
Buying a home is quite a financial feat. It requires careful planning due diligence and making sure that it’s the right decision for you and your family. If you’re buying a home, … [Read More…]
Should you go FHA or conventional for purchasing your first home?
Buying your first home should be handled with extreme care including selecting which mortgage loan program makes the most financial sense. Following is what you ought to consider when looking at both … [Read More…]
- 1
- 2
- 3
- …
- 5
- Next Page »
