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  • Scott Sheldon
    • Scott Sheldon
      Senior Loan Officer
      NMLS ID# 287389
      Direct: 707 217-4000
      Scott.Sheldon@nafinc.com
      Specializing in Residential Home Loans for Primary Residences, Second Homes, Investment Properties, Single Family Homes, Condos, PUDs, 1-4 Units.

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How you use your money make affect your mortgage options

December 30, 2020 by Scott Sheldon

How you use your money make affect your mortgage options

If you want a mortgage you need to be prepared financially and have all your ample documentation set up and ready to go. One such thing you need to be aware of … [Read More…]

Filed Under: Uncategorized Tagged With: refinance, refinancing, refinancing my mortgage, Santa Rosa mortgages, shopping mortgage rates, sonoma county home buying, Sonoma County home loans, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

What to know about refinancing with a second mortgage

December 2, 2020 by Scott Sheldon

If you're refinancing here's what you need to know about a second mortgage

Many people desiring to refinance are taking advantage of historically low-interest rates. One of the challenges when refinancing your house is when you have a second mortgage. Here is what you need … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying your first home, cash out refinance, mortgage comparison shopping, mortgage rate quote, refinancing, refinancing my mortgage, sonoma county refinancing

How to get a mortgage when your self employed income is tricky

May 20, 2020 by Scott Sheldon

loan process

Not always, but traditionally, self-employed borrowers have a hard time securing mortgage loan financing. If you are filing self-employed and you are trying to get qualified for mortgage financing here are some … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying your first home, FHA, mortgage, qualifying for a mortgage, refinancing, refinancing my mortgage, Santa Rosa mortgages, self employed loans, shopping mortgage rates, sonoma county home buying, sonoma county refinancing

Types of loans you can get based on your credit score

October 20, 2019 by Scott Sheldon

why your mortgage goals why not happen

Credit is one of the biggest parameters of a lender’s decision to grant you a loan approval or not. There’s a lot of misconceptions out there floating around the internet about what … [Read More…]

Filed Under: Credit Score Questions and Answers, Economic News, First Time Home Buyers Tagged With: refinancing, refinancing my mortgage, Santa Rosa mortgages, shopping mortgage rates, sonoma county home buying, sonoma county refinancing

Why waiting for mortgage rates to get better is a losing proposition

September 22, 2019 by Scott Sheldon

why waiting for lower rates is a bad idea

Why waiting for mortgage rates to get better is a losing proposition Purchasing or refinancing a house for many families is a staple of the American Dream. One of the best ways … [Read More…]

Filed Under: Uncategorized Tagged With: refinancing, refinancing my mortgage, Santa Rosa mortgage, shopping mortgage rates, Sonoma County home loans, sonoma county refinancing

How to handle a lower home value when refinancing your mortgage

July 21, 2019 by Scott Sheldon

how to refinance with a lower appraised value

When you apply to refinance your house one of the risks you inevitable agree to is your application is subject to a loan to value. Here is how to handle a situation … [Read More…]

Filed Under: Credit Score Info, Credit Score Questions and Answers, Economic News Tagged With: appraisal to refinance, mortgage rate quote, refinancing, refinancing my mortgage, Santa Rosa mortgage, shopping mortgage rates, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

Should you refinance with today’s mortgage rates?

June 2, 2019 by Scott Sheldon

why your mortgage goals why not happen

The decision to refinance can be something that requires careful consideration time and energy. If you’re thinking about refinancing here’s some things to consider… What is the number one net tangible benefit … [Read More…]

Filed Under: Loan Programs, Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice Tagged With: mortgage rate quote, qualify for a mortgage, refinancing, refinancing my mortgage, Santa Rosa mortgage, Santa Rosa mortgages, shopping mortgage rates, sonoma county home buying, Sonoma County home loans, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

Should you do a cash-out refinance or get a home equity line of credit?

May 19, 2019 by Scott Sheldon

why the house that needs work should not be overlooked

As mortgage rates continue to remain flat, it might not be a bad thing to consider really weighing out both options of getting a home equity line of credit or doing a … [Read More…]

Filed Under: Interest Rates, Loan Programs, Mortgage Shopping, Mortgage Tips & Advice Tagged With: mortgage rate quote, qualifying for a mortgage, refinancing, refinancing my mortgage, Santa Rosa mortgage, Santa Rosa mortgages, shopping mortgage rates, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinance, sonoma county refinancing

Mortgages: why you need to read the fine print

May 5, 2019 by Scott Sheldon

How energy independence home improvement loans may affect your mortgage

Every consumer wants to get a fair and reasonable deal on the cost of borrowing funds refinance your home or purchase a home. However, what many people get fooled into is believing … [Read More…]

Filed Under: First Time Home Buyers, Interest Rates, Loan Programs, Loan Qualifying, Mortgage Shopping Tagged With: BAD CREDIT MORTGAGE, cash out refinance, FHA Loans, home buying, mortgage loan comparison shopping, refinancing, Santa Rosa mortgages, shopping mortgage rates, sonoma county refinancing

The most important things you need to know about securing a VA Mortgage

December 11, 2018 by Scott Sheldon

what to know when getting a va mortgage

VA financing is the best mortgage loan program by far for mortgage Borrowers. Here are some of the nuances about VA loans that you should know if you’re considering using a VA … [Read More…]

Filed Under: First Time Home Buyers, Interest Rates, Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice Tagged With: buying a house, mortgage rate quote, qualifying for a mortgage, refinancing, sonoma county refinancing

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Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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