• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Sonoma County Mortgages

Contact Us About Mortgage Financing

All financing provided by New American Funding

(707) 217-4000 | Prequalify Now

Search Sonoma County Mortgages

  • Home
  • Purchase
    • How Much Down Payment To Buy A Home?
    • How Much Income You Need To Buy A Home
    • How Much Should I Save For Buying A Home?
      • How Rates Affect Payment
    • No PMI Mortgages
    • FHA Loans
    • Sonoma County Disaster Loans
    • Jumbo Loans
  • Refinance
    • Mortgage Rates
    • Does It Make Sense To Refinance?
      • Get Your Refi Paperwork In Order
    • How To Pay Off Your Loan Faster
    • How To Remove PMI
    • How Lenders Price & Quote Loans
  • Loan Programs
  • Payment Calculator
    • Mortgage Affordability Calculator
  • Blog
  • Videos
  • About SCM
  • About Scott Sheldon

Primary Sidebar

Sonoma County Mortgages is a part of New American Funding

New American Funding - NMLS #6606

Get Your Latest Rate Quote Now!

refinancing

4 proven ways real estate will make your wealthier

January 8, 2023 by Scott Sheldon

4 proven ways real estate wealth

If you’re thinking about buying a home, good, it’s a sound financial decision and it’s the bedrock by which most Americans in America have created wealth for themselves and their families. Here … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, buying your first home, Credit Markets, FHA home loans, home buying, home buying in Sonoma County, home loan refinance, how to buy sonoma county real estate, mortgage lender, qualifying for a mortgage, refinancing, sonoma county refinancing

Why do mortgage companies have to pull a credit report?

August 21, 2022 by Scott Sheldon

Why mortgage companies have to pull a credit report

When you apply to purchase or refinance a home the mortgage company is required to pull a copy of your credit report in order to issue a credit decision. Here are things … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying a home, buying a house, buying your first home, CA home buying, FHA Loans, mortgage comparison shopping, mortgage lender, refinancing

When are housing prices going to return to normal?

June 29, 2022 by Scott Sheldon

When are housing prices going to return to normal?

For those that have been sitting on the sidelines, watching what’s happening in the market. Are you thinking to yourself “gosh I should have bought a house last year or a few … [Read More…]

Filed Under: Uncategorized Tagged With: buying a home, cash out refi, first time home buyer, House prices rising, low income buying, pmi, refinancing, removing PMI, sonoma county, sonoma county home buyer

Should you refinance into a higher rate mortgage?

April 3, 2022 by Scott Sheldon

Should you refinance into a higher rate mortgage?

It is no surprise inflation is upon us, and interest rates are feeling the rising cost of goods and services. Everything seems like it is going up in price. Mortgage rates are … [Read More…]

Filed Under: Uncategorized Tagged With: buying a home, cash out refinance, debt va mortgage to refinance a home, debt-to-income, free mortgage rate quote Sonoma County, home buying in Sonoma County, home loan, home loan programs Sonoma County, refinancing

Should you refinance during rising rates?

March 14, 2022 by Scott Sheldon

Should you refinance during rising rates?

If you’re thinking about refinancing your house and you’ve been on the fence; now would be a good time to start that application. Interest rates are all relative so it’s important to … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, Consumer debt mortgage, Credit Markets, Federal reserves, FHA Loans, home buying, mortgage lender, qualifying for a mortgage, refinancing

How to get a mortgage if your income was affected by Covid_19 in 2020

May 25, 2021 by Scott Sheldon

mortgage income covid 19 202

If you experienced any financial difficulty in 2020 and are now back on your feet and looking to purchase or refinance a home this information is for you… Every mortgage company is … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, covid 19 mortgage income, mortgage rate quote, refinancing, refinancing my mortgage, Santa Rosa mortgage, sonoma county refinancing

How you use your money make affect your mortgage options

December 30, 2020 by Scott Sheldon

Home unlocked with key

If you want a mortgage you need to be prepared financially and have all your ample documentation set up and ready to go. One such thing you need to be aware of … [Read More…]

Filed Under: Uncategorized Tagged With: refinance, refinancing, refinancing my mortgage, Santa Rosa mortgages, shopping mortgage rates, sonoma county home buying, Sonoma County home loans, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

What to know about refinancing with a second mortgage

December 2, 2020 by Scott Sheldon

Housekeys

Many people desiring to refinance are taking advantage of historically low-interest rates. One of the challenges when refinancing your house is when you have a second mortgage. Here is what you need … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying your first home, cash out refinance, mortgage comparison shopping, mortgage rate quote, refinancing, refinancing my mortgage, sonoma county refinancing

Next Page »

Get Sonoma County Mortgages News and Updates in Your Inbox

Footer

SCM on Facebook

SonomaCountyMortgages.com

Connect on Facebook

SCM On Instagram

Follow Sonoma County Mortgages on Instagram

Follow on Instagram

SCM on Zillow

Zillow Reviews for Scott Sheldon, New American Funding

See Reviews on Zillow

Location & Contact

Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
View SCM Map | Email Us!

Map of Sonoma County Mortgages New American Financing Office

View Map on Google

Copyright 2010–2023 SonomaCountyMortgages.com · About Us · Sonoma County Loans · Privacy Policy · Terms Of Use · Legal · Site Map

NMLS Consumer Access © New American Funding. All rights Reserved. NMLS ID#6606.
Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

State Licensing (Opens in New Window) | Privacy (Opens in New Window)
Terms of Use (Opens in New Window) | Electronic Consent Agreement (Opens in New Window)
Opens in new window Opens an external site Opens an external site in a new window