If you’re looking to borrow money to purchase or refinance a manufactured home property you’ll want to pay close attention to this information. A manufactured home is a property that was constructed in a factory moved over on a flatbed truck and then affixed to the Earth. A prefab home or modular home is a…
When begin talking to lender about getting preapproved, you’re going to go through tons of emotions including the ultimate deciding factor whether you should buy a home or stay put. Here are the following things to avoid falling prey to prior to closing escrow on your house. Don’t get wrapped around the purchase price of…
Purchasing or refinancing a home requires a certain degree of time, commitment and paperwork. Here is one factor that can make your mortgage more expensive … The simple answer is time. Time is not on your side when it comes to an escrow. The mortgage process is a very bureaucratic and compliant process and borrowers…
With the average price house in Sonoma County being $640,000 many probably would want to purchase a house however wanting to purchase a house and being able to do it are two different things. Following things should be considered if you want to buy a house successfully… The most important thing is can you afford…
Getting a mortgage loan in 2018 is still a very bureaucratic and compliant process. People getting mortgages today are still paying for the sins of borrowers’ past. Here are some things to consider… You must be able to document and specifically show all forms of income period. While it is true some things can be…
To buy a house you need to have at least a good credit score, provable income that supports your ability to repay the mortgage as well as sufficient reserves and a to use for a down payment. If you’re looking to buy a house here’s what you need to know if your credit needs tender…
Purchasing a house Sonoma County is easier now more than ever. However, with the average-priced house penciling in at $700,000 purchasing a house is going to require careful planning to put your best foot forward. Here are some things to consider if you want to purchase a house… Get pre-approved first. Getting pre-approved by a…
A 1031 tax-deferred exchange is a deferred exchange in the gain of an investment property used to acquire another investment property. Make no mistake this is a deferment where you’re kicking the can of the paying the property taxes obligation to some point in the future when you sell the property. Here is an example…