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Sonoma County Mortgages

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purchase real estate

What type of mortgage lender are you looking for?

February 13, 2022 by Scott Sheldon

What type of mortgage lender are you looking for?

Not all mortgage companies are the same. What type of a lender or mortgage professional you work with can make the difference between you being successful in your home buying endeavor or … [Read More…]

Filed Under: Uncategorized Tagged With: get a low pmi factor when home buying, getting preapproved, How to get preapproved, loan programs, low pmi, Low Rates, purchase real estate, qualify for a mortgage, Remove Pmi, Santa Rosa mortgages, Sonoma County Mortgage Rates

Could there be a real estate market crash

October 27, 2021 by Scott Sheldon

Could there be a real estate market crash?

Could there be a real estate market clash? The so-called financial experts have predicting this since 2008, since the last financial crisis. Are we in a housing bubble? And what should you … [Read More…]

Filed Under: Uncategorized Tagged With: 401k to buy home, buying a home, buying a home with mortgage financing, buying a single fmaily house, purchase real estate, real estate

Can you get a mortgage with a brand new job or a recent raise?

June 14, 2021 by Scott Sheldon

New Jobs and Mortgages

One of the most important things consumers have to deal with when securing mortgage loan financing besides having a good credit score and a good down payment is having income to actually … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, credit score, home buying, mortgage comparison shopping, purchase real estate, qualifying for a mortgage, SONOMA COUNTY LOANS

How to spruce up your offer to buy a home

May 18, 2021 by Scott Sheldon

how to buy a home and make your offer stronger

Let’s say if you are in the market to be buying a home in the current environment here some things you might want to be aware of with regards to acting on … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, buying your first home, FHA Loans, FHA mortgage, how to buy sonoma county real estate, mortgage comparison shopping, purchase real estate, qualifying for a mortgage, Santa Rosa mortgages, sonoma county home buying, SONOMA COUNTY LOANS

How to decide the right time to buy a home

October 22, 2020 by Scott Sheldon

Exterior of New Home

One of the challenges people have when deciding to purchase a house is trying to pinpoint the right time to make the move. Everyone is in a different stage of life and … [Read More…]

Filed Under: Uncategorized Tagged With: buying your first home, cash you need to buy a home, how to buy sonoma county real estate, preapproval to buy a home, purchase real estate, qualifying for a mortgage, Santa Rosa mortgage, Santa Rosa mortgages, shopping mortgage rates, sonoma county home buying, SONOMA COUNTY LOANS

Don’t make this home buying when negotiating the purchase price of a house

March 12, 2020 by Scott Sheldon

How to use seller carry financing to purchase a house with less cash down

Buying a home is a high ticket purchase. It requires careful planning and due diligence. One of the biggest factors of buying a home is taking into consideration all the various reports, … [Read More…]

Filed Under: Credit Score Info, Credit Score Questions and Answers, Economic News, First Time Home Buyers, Uncategorized Tagged With: purchase real estate, qualifying for a mortgage, Santa Rosa mortgage, shopping mortgage rates, sonoma county home buying, SONOMA COUNTY LOANS

This FHA requirement might hurt your multi unit home buying chances

September 13, 2019 by Scott Sheldon

This FHA requirement might hurt your multi unit home buying chances

One of the perks of getting an FHA mortgage is the ability to purchase a primary home using just 3.5% down. The math however will change if you’re buying a multi-family property… … [Read More…]

Filed Under: Credit Score Info, Credit Score Questions and Answers, Economic News, First Time Home Buyers, Uncategorized Tagged With: buying your first home, purchase real estate, Santa Rosa mortgages, sonoma county home buying, SONOMA COUNTY LOANS

Why getting a 30 year fixed rate mortgage is a smart financial move

November 14, 2018 by Scott Sheldon

fannie made change to home appraisal covid_19

If you’re purchasing or refinancing a house the 30-year fixed-rate mortgage was and is currently the staple of the broader mortgage market. The 30-year mortgage has its pros and cons and here … [Read More…]

Filed Under: First Time Home Buyers, Interest Rates, Loan Programs, Loan Qualifying, Mortgage Shopping Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, FHA Loans, mortgage comparison shopping, purchase real estate, Santa Rosa mortgages, sonoma county refinancing

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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