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Sonoma County Mortgages

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purchase real estate

3 reasons you should not buy a home

September 10, 2018 by Scott Sheldon

why you should not buy a home

With the average price house in Sonoma County being $640,000 many probably would want to purchase a house however wanting to purchase a house and being able to do it are two … [Read More…]

Filed Under: Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice Tagged With: mortgage payment, mortgage rate quote, preapproval to buy a home, purchase real estate, qualifying for a mortgage, Santa Rosa mortgages, sonoma county home buying, SONOMA COUNTY LOANS

These little lending nuances may help you land a mortgage

June 26, 2018 by Scott Sheldon

Little lending nuances to get a mortgage

Getting a mortgage in 2018 there is a bureaucratic and compliant process with a significant amount of paperwork involved. Following is some tips on various loan programs available in the marketplace you … [Read More…]

Filed Under: First Time Home Buyers, Interest Rates, Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice Tagged With: conventional loans, FHA Loans, mortgage rate quote, mortgages, preapproval to buy a home, purchase real estate, qualifying for a mortgage, refinancing my mortgage, Santa Rosa mortgages, Sonoma County Mortgage Rates, sonoma county refinancing, VA Loans

Going backwards trying to save for a home?

March 23, 2017 by Scott Sheldon

How to get a mortgage if you've been furloughed to do to COVID_19

  Do you need help saving to buy a house? What you think you need and what you actually need may not be the same. Here is what you should know when … [Read More…]

Filed Under: Loan Programs, Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice, Popular, Pre-Approval Tagged With: best mortgage, buying a home, buying a home with mortgage financing, buying a single fmaily house, buying second home, buying your first home, CA home buying, common mortgage mistake, Conventional, conventional mortgages, down payment, down payment assistance, down payment eligibility, Downpayment, FHA home loans, firs time home buyers, first time home purchase, how much down payment to buy a home, how to buy a home with low down payment, mortgag, primary home down payment funds, purchase real estate, santa rosa buying a house, Santa Rosa homebuying, sonoma county home buying

Are you a physician? Getting a mortgage just got easier…

November 2, 2016 by Scott Sheldon

doctor's loan

One of more unique ways borrowers in the health care industry can get a mortgage is the doctor’s loan. Here’s how the flexible program works… One of the benefits of being a … [Read More…]

Filed Under: Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice Tagged With: mortgage broker, preapproval to buy a home, purchase real estate, qualify for a mortgage, qualifying for a mortgage, Santa Rosa mortgages, sonoma county home buying, SONOMA COUNTY LOANS

How to figure out closing costs on a mortgage

September 27, 2016 by Scott Sheldon

Little lending nuances to get a mortgage

Closing costs are a factor you must account for consider when taking out a mortgage to buy or refinance a home. Here’s what you need to know across the board… When can … [Read More…]

Filed Under: First Time Home Buyers, Invesment Properties/Second Homes, Jumbo Loans, Loan Programs, Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice Tagged With: closing costs, preapproval to buy a home, purchase real estate, qualifying for a mortgage, sonoma county home buying, Sonoma County Mortgage Rates, sonoma county refinancing

What to do if you need last year’s income tax returns to get a mortgage

January 13, 2016 by Scott Sheldon

number 1 mistake when getting a mortgage

How’s your income? This is the first of many questions a banker is going to ask when you apply for a home loan. Here is how tax returns play a role in … [Read More…]

Filed Under: First Time Home Buyers, Interest Rates, Invesment Properties/Second Homes, Jumbo Loans, Loan Programs, Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice, Pre-Approval, Underwriting Guideline Updates Tagged With: mortgage rate quote, purchase real estate, qualify for a mortgage, qualifying for a mortgage, shopping mortgage rates, sonoma county home buying, Sonoma County Mortgage Rates, sonoma county refinancing, tax returns

Why Some Aspects Of Today's Lending Still Do Not Make Sense

February 2, 2015 by Scott Sheldon

Banks want you to believe getting a these days is easier and that may be case if, you’re financial house is in order. Here is what you need to know about how … [Read More…]

Filed Under: Loan Programs, Loan Qualifying, Mortgage Shopping, Underwriting Guideline Updates Tagged With: buying a house, mortgage comparison shopping, mortgage loan comparison shopping, mortgage rate quote, purchase real estate, sonoma county refinancing

Can I roll the fees into my loan when buying real estate?

April 17, 2014 by Scott Sheldon

When you decide to purchase a home, you’ll have certain hurdles to overcome separate from the real estate purchase negotiation. Down payment Depends on which loan program you can qualify for what … [Read More…]

Filed Under: Purchase Mortgage Loans Questions and Answers Tagged With: buying a house, how to buy sonoma county real estate, mortgage rate quote, purchase real estate, qualifying for a mortgage

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Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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