Closing costs are a factor you must account for consider when taking out a mortgage to buy or refinance a home. Here’s what you need to know across the board… When can … [Read More…]
purchase real estate
What to do if you need last year’s income tax returns to get a mortgage
How’s your income? This is the first of many questions a banker is going to ask when you apply for a home loan. Here is how tax returns play a role in … [Read More…]
Why Some Aspects Of Today's Lending Still Do Not Make Sense
Banks want you to believe getting a these days is easier and that may be case if, you’re financial house is in order. Here is what you need to know about how … [Read More…]
Can I roll the fees into my loan when buying real estate?
When you decide to purchase a home, you’ll have certain hurdles to overcome separate from the real estate purchase negotiation. Down payment Depends on which loan program you can qualify for what … [Read More…]
Home Equity Is Back In Sonoma County- Mortgage Options Follow
Unlike in years past, the Sonoma County Real Estate Market continues to show strong appreciation gains. Homeowners who were upside down in 2011-2012, now have home-equity as the demand for real estate continues, despite … [Read More…]
What programs are available for first time home buyers today?
This depends on a few factors such as your credit score, income and assets. We usually recommend the following first time buyer programs, most notably the FHA program and the USDA program. … [Read More…]
