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Sonoma County Mortgages

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Why your granny unit might ding your mortgage application

December 17, 2020 by Scott Sheldon

Home with Calculator

People trying to refinance their mortgages to take advantage of favorable current market conditions might come to realize they have a problem with their house. A granny unit can be a wonderful … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, FHA Loans, Harp 2 Refinance Program, how to buy sonoma county real estate, Low Rates, mortgage rate quote, shopping mortgage rates, sonoma county home buying, SONOMA COUNTY LOANS, sonoma county refinancing

What to know about refinancing with a second mortgage

December 2, 2020 by Scott Sheldon

Housekeys

Many people desiring to refinance are taking advantage of historically low-interest rates. One of the challenges when refinancing your house is when you have a second mortgage. Here is what you need … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying your first home, cash out refinance, mortgage comparison shopping, mortgage rate quote, refinancing, refinancing my mortgage, sonoma county refinancing

The 3 most common mortgage loan types

November 25, 2020 by Scott Sheldon

Keys in Palm of Homebuyer's Hand

Picking the right mortgage loan type for your family is a big financial decision. Here are some things to consider about the three most popular types of mortgages and what the pros … [Read More…]

Filed Under: Uncategorized Tagged With: cash out refinance, mortgage payment, mortgage rate quote, preapproval to buy a home, qualifying for a mortgage, refinancing my mortgage, Santa Rosa mortgages, shopping mortgage rates, sonoma county home buying, Sonoma County home loans, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

Should you refinance with today’s historically low rates?

August 21, 2020 by Scott Sheldon

Should you refinance with today's historically low rates?

Many experts will tell you shouldn’t refinance unless you’re saving 1% lower in rate. With today’s interest rates being on average below 3%  here’s how you should determine whether refinancing for you … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, cash out refinance, home loan refinance, mortgage payment, mortgage rate quote, qualifying for a mortgage, refinancing my mortgage, Santa Rosa mortgages, SONOMA COUNTY LOANS, sonoma county refinancing

How to reposition your debt to buy a home

August 6, 2020 by Scott Sheldon

how to reposition your debt to buy a home

Purchasing your first home or even a move-up home is no easy feat. You need to have a blend of credit, income, and manageable monthly expenses so you can support the desired … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, Low Rates, mortgage rate quote, preapproval to buy a home, qualifying for a mortgage, Santa Rosa mortgage, Santa Rosa mortgages, sonoma county home buying, Sonoma County home loans, SONOMA COUNTY LOANS

Buying a house? Expect multiple offers

July 16, 2020 by Scott Sheldon

Buying a house? Expect multiple offers

Believe it or not, the pandemic has created a unique situation where many markets are experiencing multiple-offer situations on properties for sale. If you’re going to get pre-approved or begin looking for … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, buying your first home, home buying, how to buy sonoma county real estate, mortgage rate quote, preapproval to buy a home, qualifying for a mortgage, Sonoma County Mortgage Rates

Why interest rates will probably not get any lower

June 11, 2020 by Scott Sheldon

Why interest rates probably will not go down any lower

Interest rates are a big driver of the mortgage market. People purchasing houses and refinancing houses are taking advantage of today’s historically low rates. Here are some fundamentals you should be aware … [Read More…]

Filed Under: Uncategorized Tagged With: cash out refinance, FHA home loans, home loan refinance, mortgage payment, mortgage rate quote, preapproval to buy a home, qualifying for a mortgage, refinancing my mortgage, Santa Rosa mortgage, Santa Rosa mortgages, shopping mortgage rates, sonoma county home buying, Sonoma County home loans, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

Minimum credit scores changing on mortgage programs due to Coronavirus

May 12, 2020 by Scott Sheldon

Minimum credit scores changing on mortgage programs to do to Coronavirus

If you are in the market for mortgage loan financing or will be in 2020 this information could be very pertinent to your situation. Here is what you need to know about … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, how to buy sonoma county real estate, mortgage rate quote, preapproval to buy a home, qualifying for a mortgage, Santa Rosa mortgage, Santa Rosa mortgages, shopping mortgage rates, sonoma county home buying, Sonoma County home loans, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

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Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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