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Sonoma County Mortgages

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Why Silicon Valley Bank failed and why it’s good news for mortgage rates going forward

March 19, 2023 by Scott Sheldon

Why Silicon Valley Bank failed and why it's good news for mortgage rates going forward

The recent failure of Silicon Valley Bank points to a broader issue that banks particularly depository institutions face as relates to their financial stability. Here is how this benefits your finances when … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, buying your first home, conventional loans, home buying, home loan refinance, how to buy sonoma county real estate, mortgage comparison shopping, mortgage rate quote, preapproval to buy a home, sonoma county refinancing

Is a down payment assistance loan to buy a home a good idea?

February 12, 2023 by Scott Sheldon

is a down payment assistance loan a good idea?

For those looking to purchase real estate particularly first-time home buyers, the notion of a down payment assistance loan where you need very little or no money to close escrow could be … [Read More…]

Filed Under: Uncategorized Tagged With: best mortgage, buying a house, down payment, down payment assistance, FHA Loans, home buying, mortgage rate quote, preapproval to buy a home, qualifying for a mortgage, Santa Rosa mortgage, Sonoma County Mortgage Rates

What’s the magic interest rate to refinance your mortgage?

February 5, 2023 by Scott Sheldon

interest rate to refinance my mortgage

For consumers who purchased their homes or took out any kind of residential mortgage loan in 2022 the future prospect of refinancing can seem very attractive. Here are some things you might … [Read More…]

Filed Under: Uncategorized Tagged With: appraisal to refinance, cash out refinance, how to refinance my mortgage, mortgage comparison shopping, mortgage lender, mortgage rate quote, shopping mortgage rates, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

New Mortgage Loan Limits for 2023

December 4, 2022 by Scott Sheldon

How to avoid getting a jumbo loan due to Coronavirus

The Federal Housing Finance Agency announced on Tuesday, November 29th the new loan limits for 2023. The new conforming loan limit has increased and has been year over year 7 years in … [Read More…]

Filed Under: Interest Rates, Jumbo Loans, Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice Tagged With: buying a house, buying your first home, cash out refinance, Credit Markets, Harp 2 Refinance Program, mortgage rate quote, Santa Rosa mortgage, Santa Rosa mortgages, shopping mortgage rates

How to buy a home 2-1 and 3-2-1 Buydown Program

November 27, 2022 by Scott Sheldon

How 2-1 and 3-2-1 Buydown works when buying a home

If you’re thinking about purchasing a home and you’re worried about the mortgage payment. Fear not, some, but not all mortgage companies might offer a buy-down program allowing you to get a … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, conventional mortgages, home buying, home loan refinance, how to buy sonoma county real estate, mortgage rate quote, qualifying for a mortgage, sonoma county home buying, SONOMA COUNTY LOANS, sonoma county refinancing

Should you cash out refinance or get a home equity line of credit?

August 28, 2022 by Scott Sheldon

Should you cash out refinance or get a home equity line of credit?

Inflation is hitting consumers right and left. Seems like everything is going up these days and one of the most expensive types of debt has just got even more expensive- consumer loans. … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, cash out refi, conventional mortgages, debt consolidation, home equity, Home equity line of credit, home loan refinance, how to buy sonoma county real estate, lines of credit, money saving, mortgage rate quote

why your mortgage application could be denied

May 29, 2022 by Scott Sheldon

why your mortgage application could be denied

Getting a mortgage is not as simple as showing your ability to pay, having good credit, and good down payment. It also must pass a test period of Fannie Mae and Fannie … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, cash out refinance, conventional mortgages, getting preapproved, mortgage comparison shopping, mortgage rate quote, qualifying for a mortgage

How your credit cards shape your ability to get a mortgage

February 6, 2022 by Scott Sheldon

How your credit cards shape your ability to get a mortgage

Maintaining a personal budget and having a good financial plan associated with your income is a good 1st step in preparing yourself to get mortgage loan financing. Whether you are buying a … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, CA home buying, conventional loans, credit card debt, credit cards, debt-to-income, FHA, FHA preapproval, mortgage comparison shopping, mortgage rate quote, mortgages, Santa Rosa mortgage, VA financing

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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