What Happens If Fannie Mae and Freddie Mac Go Private? The housing market as we know it is built on a critical but often overlooked foundation: Fannie Mae and Freddie Mac. These two government-sponsored enterprises (GSEs) have been in federal conservatorship since 2008, following the financial crisis, and they remain under the oversight of the…
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Climate Change and Mortgage Challenges: Navigating Homeownership in California In recent years, climate change has emerged as a significant factor influencing various aspects of homeownership, particularly in California. From escalating insurance premiums to challenges in refinancing and purchasing homes, residents are navigating a complex landscape shaped by environmental and economic forces. Rising Insurance Costs Amid…
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