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Sonoma County Mortgages

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car loans

Can you buy a house with no credit?

October 17, 2021 by Scott Sheldon

Can you buy a house with no credit?

If you’re trying to buy a home, you’re preapproved, and you’ve been making offers, but you keep losing out because you have multiple offers, here are some things you need to consider. … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, buying your first home, CA home buying, car loans, conventional loans, credit cards, credit for mortgage, Santa Rosa mortgage

Be wary about paying off this type of debt when getting a home mortgage

March 5, 2019 by Scott Sheldon

6 common mortgage loan scenarios you cannot circumnavigate

Most mortgage companies will let you pay off debt to qualify for a mortgage. The beauty of doing so is borrowing power increase. Here’s what you know when paying off debt to … [Read More…]

Filed Under: Loan Programs, Loan Qualifying, Mortgage Tips & Advice Tagged With: car loans, qualifying for a mortgage, refinancing my mortgage, Santa Rosa mortgage, Santa Rosa mortgages, sonoma county home buying, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

How much of your mortgage income should be going towards an auto loan

January 15, 2019 by Scott Sheldon

payment to income for a car loan mortgage

Buying a house can always be a daunting consuming feat. Caring consumer obligations such as car loans can further complicate a picture of that otherwise could be more financially lucrative. When you … [Read More…]

Filed Under: First Time Home Buyers, Interest Rates, Loan Qualifying Tagged With: BAD CREDIT MORTGAGE, buying your first home, car loans, cash out refinance, debt-to-income, home buying, mortgage rate quote, sonoma county refinancing

Axing The Car Lease May Help Your Home Buying Efforts

December 31, 2015 by Scott Sheldon

how a car loan can impede your sonoma county home buying plan

Obtaining financing to buy a home is undoubtedly a process of documenting, explaining and documenting some more.  Here is how a car lease can be a hurdle for home buying plan. Work-around … [Read More…]

Filed Under: Mortgage Shopping, Mortgage Tips & Advice, Pre-Approval Tagged With: buying a house, car loans, home loan refinance, qualifying for a mortgage, Santa Rosa mortgage

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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