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Sonoma County Mortgages

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Should I pay discount points when locking my interest rate?

March 12, 2023 by Scott Sheldon

locking mortgage rate with discount points

For those looking to purchase to refinance a home, there might be some shellshock as it relates to costs associated with getting a home loan these days. It’s no surprise we are … [Read More…]

Filed Under: Uncategorized Tagged With: best mortgage, buying a home, buying your first home, cash out refinance, conventional loans, home loan refinance, how to buy sonoma county real estate, qualifying for a mortgage, sonoma county refinancing

Is a down payment assistance loan to buy a home a good idea?

February 12, 2023 by Scott Sheldon

is a down payment assistance loan a good idea?

For those looking to purchase real estate particularly first-time home buyers, the notion of a down payment assistance loan where you need very little or no money to close escrow could be … [Read More…]

Filed Under: Uncategorized Tagged With: best mortgage, buying a house, down payment, down payment assistance, FHA Loans, home buying, mortgage rate quote, preapproval to buy a home, qualifying for a mortgage, Santa Rosa mortgage, Sonoma County Mortgage Rates

Why not all first time homebuyer programs are created equal

April 10, 2022 by Scott Sheldon

Why not all first time homebuyer programs are created equal

If you are just starting in life and trying to get your footprint in the real estate climate; the information in this post is for you. Everyone must start somewhere and buy … [Read More…]

Filed Under: Uncategorized Tagged With: 401k to buy home, BAD CREDIT MORTGAGE, best mortgage, buying a home, can I buy a house with bad credit, credit for sonoma county mortgage, FHA, fha first time buyer with 3.5% down, fha home loan, first time buyer, mortgage comparison shopping, qualifying for a mortgage, sonoma county home buying, sonoma county mortgage

How changing your preapproved amount may affect your home buying chances

December 26, 2021 by Scott Sheldon

How changing your preapproved amount may affect your home buying chances

So, you’re looking to purchase a house, you’re preapproved, and you’re on the home search. You and your realtor are going out on nights and weekends looking at homes and deciding if … [Read More…]

Filed Under: Uncategorized Tagged With: 401k to buy home, best mortgage, CA home buying, FHA Loans, FHA mortgage, home buying, mortgage comparison shopping, mortgage lender, mortgage rate quote, qualifying for a mortgage, Santa Rosa mortgage, Sonoma County Mortgage Rates

3 creative ways to come up with a down payment

December 19, 2021 by Scott Sheldon

3 creative ways to come up with a down payment

Purchasing a house is no easy feat. One of the major elements you need to have to purchase a house is to have a good down payment. This will afford your the … [Read More…]

Filed Under: Uncategorized Tagged With: best mortgage, buying a home, CA home buying, conventional loans, conventional mortgages, FHA, FHA home loans, Sonoma County Mortgage Rates, va home buying

What may happen with interest rates in 2023

November 7, 2021 by Scott Sheldon

What may happen with interest rates in 2023

With an unknown future, and the broader economy still recovering from the pandemic. What’s to happen with interest rates? Well, it’s. Well, interest rates typically improve on bad economic news. If you … [Read More…]

Filed Under: Uncategorized Tagged With: best mortgage, Fannie Mae Freddie Mac refinance, how to refinance my home, interest rates, lowest interest rates

Don’t be an “I don’t want to waste your time” mortgage consumer

November 3, 2021 by Scott Sheldon

Don't be an "I don't want to waste your time" mortgage consumer

Mortgage companies must look at the overall picture in helping you qualify to purchase or refinance a home. If you think you might not qualify or there’s something in your financial picture, … [Read More…]

Filed Under: Uncategorized Tagged With: best mortgage, buying a home, home loan refinance, Mortgage company, mortgage comparison shopping, Sonoma County Mortgage Rates

Why an FHA loan may be a suitable choice

April 28, 2017 by Scott Sheldon

Mortgage Word Cloud Art

 FHA loans have gotten a bad rap in the last few years. Here is the Granddaddy Truth about FHA loans, you should really consider if you are looking for mortgage options! FHA … [Read More…]

Filed Under: Credit Score Info, Credit Score Questions and Answers, Loan Programs, Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice, Pre-Approval, Refinance Loans Questions and Answers, Uncategorized Tagged With: 2017 FHA Loan Limits, best mortgage, buying a home, buying a single fmaily house, CA home buying, compare mortgages, Conventional, conventional loans, conventional mortgages, FHA, FHA 3.5%, FHA home loans, FHA mortgage, FHA preapproval, fha refinance, FHA refinancing

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Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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