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Sonoma County Mortgages

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What are the risks of buying a home?

August 24, 2022 by Scott Sheldon

What are the financial risks in buying a home today?

When you’re buying a home, you should be thinking about not just the purchase price of the house, but you should be really thinking about your household budget. Saving money and being … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying a house, buying your first home, conventional mortgages, FHA Loans, how to buy sonoma county real estate, Low Rates, mortgage comparison shopping, mortgage lender, SONOMA COUNTY LOANS

Why do mortgage companies have to pull a credit report?

August 21, 2022 by Scott Sheldon

Why mortgage companies have to pull a credit report

When you apply to purchase or refinance a home the mortgage company is required to pull a copy of your credit report in order to issue a credit decision. Here are things … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying a home, buying a house, buying your first home, CA home buying, FHA Loans, mortgage comparison shopping, mortgage lender, refinancing

Why focusing on finding the right home is better solution than searching loan programs

August 14, 2022 by Scott Sheldon

Why chasing the utopian mortgage loan is not a practical long term solution

Most families would agree they would prefer to buy a home vs renting a home. Buying a home is not for everyone and it does require a certain degree of financial aptitude … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, build v buy, buying a house, conventional mortgages, home buying, how to buy sonoma county real estate, mortgage comparison shopping, mortgage lender

When is the right time to buy a house

July 17, 2022 by Scott Sheldon

How to decide when is the right time to buy a house

You want to buy a house but you’re not sure if now is the right time with all the variables up in the air. It’s a big decision and one that should … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying your first home, cash out refinance, conventional mortgages, FHA Loans, Low Rates, mortgage comparison shopping

Don’t be the “I don’t want to waste your time” consumer

July 10, 2022 by Scott Sheldon

Don't be the "I don't wanna waste your time" consumer

People looking to buy or refinance a home may have been turned down by another mortgage company based on their financial situation. If you’ve been turned down before and you think all … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying a home, buying your first home, CA home buying, cash out refinance, conventional loans, FHA Loans, mortgage lender

Two ways to get your purchase offer accepted

June 5, 2022 by Scott Sheldon

Two ways to get your purchase offer accepted

Everyone knows buying a house right now is challenging. Across the nation is a competitive real estate market brought on by an exceptionally low supply on a national level. As a result, … [Read More…]

Filed Under: Uncategorized Tagged With: banks and credit unions, buying a house, buying your first home, conventional mortgages, how to buy sonoma county real estate, qualifying for a mortgage, shopping mortgage rates

The best way to cash out refinance your home

April 17, 2022 by Scott Sheldon

How 2-1 and 3-2-1 Buydown works when buying a home

Consumers are no strangers to the present economic times we are living in right now as everything is rising, and inflation is rampant virtually everywhere. Gas prices, stock prices, housing prices, mortgage … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying a house, buying your first home, cash out refinance, Consumer debt, conventional loans, Home equity line, sonoma county refinancing

Should you refinance your current mortgage?

March 6, 2022 by Scott Sheldon

Should you refinance with your current mortgage servicer?

People looking to refinance their homes are always looking for a good deal. It goes without saying you’ll want to do the best you can for yourself financially. Get the best combination … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying a house, cash out refinance, Credit Markets, FHA Loans, loan programs, Low Rates, mortgage comparison shopping, Santa Rosa mortgages

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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