In the last few weeks, a handful of big banks have failed including Silicon Valley bank signature bank, and now First Republic Bank. While this is not a repeat of 2008, it … [Read More…]
banks and credit unions
What the bank or credit union may not be telling about their juicy mortgage offer
You just went into a contract to buy a home, and now it’s time to get a mortgage loan to close escrow. If you decide to ask your local credit union or … [Read More…]
What are the risks of buying a home?
When you’re buying a home, you should be thinking about not just the purchase price of the house, but you should be really thinking about your household budget. Saving money and being … [Read More…]
Why do mortgage companies have to pull a credit report?
When you apply to purchase or refinance a home the mortgage company is required to pull a copy of your credit report in order to issue a credit decision. Here are things … [Read More…]
Why focusing on finding the right home is better solution than searching loan programs
Most families would agree they would prefer to buy a home vs renting a home. Buying a home is not for everyone and it does require a certain degree of financial aptitude … [Read More…]
When is the right time to buy a house
You want to buy a house but you’re not sure if now is the right time with all the variables up in the air. It’s a big decision and one that should … [Read More…]
Don’t be the “I don’t want to waste your time” consumer
People looking to buy or refinance a home may have been turned down by another mortgage company based on their financial situation. If you’ve been turned down before and you think all … [Read More…]
Two ways to get your purchase offer accepted
Everyone knows buying a house right now is challenging. Across the nation is a competitive real estate market brought on by an exceptionally low supply on a national level. As a result, … [Read More…]