Repeated mortgage document requests are frustrating, but they usually involve updated information, missing pages, or follow-up questions needed before closing.
Fannie Mae’s 2026 departing-residence update changes how rental income may be documented when you keep your current home as a rental and buy another primary residence.
A financed down payment program may help qualified buyers purchase with little or no down payment. Learn the payment tradeoffs and who it may fit.
Mortgage approval is about more than a credit score. Learn how income, debt, credit, and down payment work together when buying a home.
For many homebuyers, every source of income matters when qualifying for a mortgage. If you receive child support, it can often be counted as qualifying income—helping you meet debt-to-income (DTI) guidelines and potentially increasing the loan amount you can afford. Understanding how lenders evaluate child support income will help you prepare the right documentation and…
If you’re a homebuyer using a VA loan to finance your property, there’s a unique requirement that can easily trip up your transaction: the VA loan clear pest report. Unlike conventional loans or even FHA loans in some cases, VA loans have strict pest inspection guidelines—and not understanding them can delay or even jeopardize your…
If you’ve got solid credit and a decent amount of cash on hand—but no W2 income or traditional job—you might be wondering if it’s still possible to buy a home. The good news? It is, thanks to a lesser-known financing option called the Debt Service Coverage Ratio (DSCR) loan. This mortgage product is designed with…
For families looking to purchase a home, good news has arrived interest rates are slowly starting to descend. As time goes on purchasing power for family’s home searching will rise. So, the benefit of this is a lower monthly payment, potentially qualifying for a larger priced home by market forces. Here are some things to…