The Sonoma County Market is presenting opportunity for those seeking to purchase real estate. For everyone purchasing property with financing listen up because this pertains to you! If you are seeking a mortgage loan and live in Santa Rosa, Petaluma, Windsor, Healdsburg, or even Sebastopol.. remember a preapproval letter is what you will need to…
Everyone hates paying property taxes. Property taxes are due twice a year on April 10 and on December 10. So if you have a mortgage in place already or are thinking about getting one, consider getting an escrow account set up a monthly basis. This will help you secure the best possible interest rate. Escrow…
Getting a Sonoma County Mortgage Loan requires careful consideration of not only the costs involved, but where you go to actually obtain financing. When people think of a mortgage they usually think of their local bank or a mortgage broker. Independent direct lenders are often lumped together with brokers because each is a paid to…
Everyone knows our economy right now is unstable. The big question on everybody’s mind is can mortgage rates get any lower? My answer is no. I don’t see how interest rates can get any lower because of the simple fact that banks are not making money right now and they have not been making money…
Searching for a competitive mortgage rate and terms can certainly be challenging in today’s lending world. Mortgage rates are presently at historic lows and there is even greater opportunity to aggressively pay down your mortgage balance. So where do you go to secure the best possible interest rate on that new mortgage loan? Well…banks create…
Consumers looking for mortgage loans in Santa Rosa Sonoma County CA should know mortgage rates are always quoted and are never guaranteed until the loan is locked in. Every loan program, interest rate and or points are only quotes until an appraisal is not only ordered, but received with a full valuation. For people who…
Mortgage Lender Fees are rising due to tighter credit guidelines. Since 2008, mortgage lending’s credit guidelines have continued to get tighter and tighter. It always seem like there is always some new credit guideline or restriction coming out to write more A grade mortgage loans. The investors in the secondary mortgage market are still very…
Yes, it’s true the lowest Sonoma County mortgage rates are now on record as of August 19, 2011! 30 year fixed-rate conventional loans have fallen to an all-time record low! This could not be a better time to secure a refinance loan or a home purchase loan from an interest rate perspective. Rates are in…