While HUD, does not have a minimal credit score requirement for VA loans, or even FHA loans, most lenders have a credit score requirement of at least 640 or higher in order to successfully fund and close a VA home loan. If your credit score is 640 or better, you meet them credit score eligibility requirement for funding a VA loan.
Share:
Posted in: Va Mortgages, credit score, home buying
RELATED MORTGAGE ADVICE FROM SCOTT SHELDON
Manufactured Homes: Why the June 15, 1976 Build Date Matters More Than You Think
If you are thinking about buying a manufactured home, one of the most important details…
What Income Do You Need to Buy a Home in Sonoma County in 2026?
Let’s walk through this in a real, practical way—because the question isn’t just “can you…
Seller Credit vs Price Reduction vs Rate Buydown: What Saves You More When Buying a Home?
Picture this. You’re in contract on a home. The seller agrees to give you $15,000…
FHA Loan Requirements Under 580 Credit Score: What You Need to Know
Buying a home with less-than-perfect credit is still possible—but there are some important rules that…
View More from The Mortgage Files:
begin your mortgage journey with sonoma county mortgages
Let us make your mortgage experience easy. Trust our expertise to get you your best mortgage rate. Click below to start turning your home dreams into reality today!