As the real estate market continues to become increasingly competitive, you might find yourself making offers on homes above asking price. Possibly even waiving contingencies on the advice of your real estate … [Read More…]
home buying
Position your pre-approval against rising rates
The inflationary environment that we are in, coupled with the supply chain, rising prices of food and energy, all has contributed to higher costs for about every economic resource. Interest rates are … [Read More…]
Does the Federal Reserve make mortgage rates go up or down?
It’s no secret, unless you’ve been living under a rock, that the Federal Reserve almost for certain is going to raise interest rates in March of 2022. The question then becomes if … [Read More…]
Should you refinance during rising rates?
If you’re thinking about refinancing your house and you’ve been on the fence; now would be a good time to start that application. Interest rates are all relative so it’s important to … [Read More…]
Will co-signing on someone else’s mortgage hurt my mortgage chances?
One of the most misunderstood things in the areas of mortgage finance is cosigning. What it means, what it does for the loan, and what it does to your financial future. It’s … [Read More…]
You can now cash out refinance 100% known to value with VA financing
For borrowers who are military veterans, the change to VA loans that recently has taken place can be immensely beneficial. If you have a VA mortgage on your house, and if you’re … [Read More…]
How changing your preapproved amount may affect your home buying chances
So, you’re looking to purchase a house, you’re preapproved, and you’re on the home search. You and your realtor are going out on nights and weekends looking at homes and deciding if … [Read More…]
You can refinance with up to 65% debt to income ratio
For many people looking to save money. Refinancing can prove to be a very financially beneficial outlet. If you’ve tried to qualify for a mortgage before in the past or have had … [Read More…]
