You will need at least at least the middle credit score of 640 or higher to buy a house. If you’re getting mortgage loan financing, such as an FHA loan or a USDA loan, the middle credit score needs to be 640 or higher. However, if you’re going with conventional financing, and you have a down payment of 20%, a 620 middle credit score is what’s needed to purchase a house.
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New American Funding:
Sonoma County Mortgages
Sonoma County Mortgages
12 Reviews
Recent Review:
James R.
Scott was persistent in getting us to look at refinancing with him and I’m very happy that he was. Our refinance has given us the breathing room… Read More
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Location & Contact
Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
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