The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

Scott Sheldon's The Mortgage FIles Blog

What is the minimum credit score I need to buy a house?

By Scott Sheldon / August 14, 2012

You will need at least at least the middle credit score of 640 or higher to buy a house. If you’re getting mortgage loan financing, such as an FHA loan or a USDA loan, the middle credit score needs to be 640 or higher. However, if you’re going with conventional financing, and you have a…

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