One of the challenges of getting mortgage loan financing these days is showing total and complete monthly income. Contrary to popular belief you must be able to support ability-to-repay (ATR) as a … [Read More…]
How to decide the right time to buy a home
One of the challenges people have when deciding to purchase a house is trying to pinpoint the right time to make the move. Everyone is in a different stage of life and … [Read More…]
Can you get a mortgage if your loan is in forbearance?
One of the challenges of securing mortgage financing during this COVID-19 environment is forbearance. The pandemic has created some rather unprecedented and unique situations for people desiring to borrow money. If your … [Read More…]
Types of mortgages that may cost more
It’s no surprise 30-year mortgage rates today are under 3% with good credit, good equity, and good income. What you might not know is that not all loan situations are considered equal. … [Read More…]
Which company you chose to handle your home refinance matters
Should you refinance your house with the random mortgage company offering you what appears to be too good to be true? Maybe…read on. One of the things which play in the mortgage … [Read More…]
How to reposition your debt to buy a home
Purchasing your first home or even a move-up home is no easy feat. You need to have a blend of credit, income, and manageable monthly expenses so you can support the desired … [Read More…]
How to button up your finances for getting a mortgage
If you are trying to get a mortgage, the number one thing you need is affordability. How much you earn in relation to how much you spend can make or break your … [Read More…]
How to use a 401k for down payment to buy a home
Does it make sense to tap your 401k to purchase a home? For most families in America, one of the biggest Staples of wealth is a retirement account. Here is what you … [Read More…]
All about FHA Loans for 2020 and beyond
One of the most popular mortgage loan programs continues to be popular especially amongst first time home buyers is the FHA loan. FHA Loans can help bridge the gap between renting and … [Read More…]
What you need to know if you are seeking an FHA mortgage with student loans
If you’re getting mortgage financing to purchase or refinance a house here is the number one thing that you’re going to want to avoid if you have a student loan. FHA mortgages … [Read More…]
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