Rising credit card balances and high-interest personal loans can put a strain on your monthly budget. One option many homeowners consider is a cash-out refinance to consolidate debt. This strategy can simplify payments and lower interest costs, but it’s not the right move for everyone. Understanding how cash-out refinancing works and weighing the benefits against…
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On September 17th, 2025, the Federal Reserve cut interest rates—a move that had many people instantly thinking mortgage rates would drop too. But if you’ve been watching this closely, you know it doesn’t work that way. In fact, this exact scenario played out before. Back in June and again in September of 2024, everyone expected…
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Should you Buy a Home Now at 6.5% to 7% Interest, or Wait? Let’s address the elephant in the room: mortgage interest rates. If you’re asking, “Are rates going to drop soon, or should I buy now at 6.5–7%?” you’re not alone. This question is everywhere right now, and honestly—it’s a fair one. Rates have…
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