The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

These ridiculous things could be needed to buy a home

These ridiculous things could be needed to buy a home

By Scott Sheldon / March 27, 2016

It is no secret getting approved for a mortgage loan requires a fair amount of paperwork. Here is what you should know if there if there is anything questionable in your past… When you apply for a mortgage for the first time or you’re a little rusty on the process, it’s reasonable to expect some…

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Scott Sheldon's The Mortgage FIles Blog

Why Mortgage Rates Are Not All The Same

By Scott Sheldon / July 22, 2012

Purchasing a home or refinancing a mortgage? Now is a fantastic time to consider taking out a home loan. Mortgage rates are still at ridiculous lows and home affordability has never been more attractive. The question everybody asks when getting a mortgage is “what interest rate am I going to get or what is your…

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