• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Sonoma County Mortgages

Contact Us About Mortgage Financing

All financing provided by New American Funding

(707) 217-4000 | Prequalify Now

Search Sonoma County Mortgages

  • Home
  • Purchase
    • How Much Down Payment To Buy A Home?
    • How Much Income You Need To Buy A Home
    • How Much Should I Save For Buying A Home?
      • How Rates Affect Payment
    • No PMI Mortgages
    • FHA Loans
    • Sonoma County Disaster Loans
    • Jumbo Loans
  • Refinance
    • Mortgage Rates
    • Does It Make Sense To Refinance?
      • Get Your Refi Paperwork In Order
    • How To Pay Off Your Loan Faster
    • How To Remove PMI
    • How Lenders Price & Quote Loans
  • Loan Programs
  • Payment Calculator
    • Mortgage Affordability Calculator
  • Blog
  • Videos
  • About SCM
  • About Scott Sheldon

Primary Sidebar

Sonoma County Mortgages is a part of New American Funding

New American Funding - NMLS #6606

Get Your Latest Rate Quote Now!

mortgage payment

Why an FHA Mortgage is by far the best out of the box loan option to buy a house

January 29, 2023 by Scott Sheldon

Why an FHA Mortgage is by far the best out of the box loan option to buy a house

FHA loans which are loans ensured by the federal housing administration oftentimes have gotten a bad rap, for the costs associated with them as well as the types of properties that will … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying your first home, FHA home loans, FHA Loans, FHA mortgage, get a home loan with 3.5 % down, home buying, home buying in Sonoma County, how fha loan to buy a home, how to buy sonoma county real estate, mortgage lender, mortgage payment, preapproval to buy a home, Santa Rosa mortgages

Are you Self employed having a tough time getting a mortgage?

January 1, 2022 by Scott Sheldon

self employed mortgage challenges

Are you self-employed in having a tough time getting a mortgage? Here’s what you need to know… When it comes to being self-employed one of the biggest challenges that you’re going to … [Read More…]

Filed Under: Uncategorized Tagged With: CA home buying, home buying, mortgage payment, mortgage rate quote, preapproval to buy a home, qualifying for a mortgage, Sonoma County Mortgage Rates, sonoma county refinancing

Looking to buy a house the summer? You’ll need a down payment

July 3, 2021 by Scott Sheldon

why you need a down payment to buy a home

As interest rates still remain low many people who have been on the sidelines about buying a house are now coming out of the woodwork. Maybe they’re buying a first home or … [Read More…]

Filed Under: Uncategorized Tagged With: how to buy sonoma county real estate, mortgage payment, preapproval to buy a home, Santa Rosa mortgages, sonoma county home buying, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates

Can you realistically buy a home with no money down?

May 5, 2021 by Scott Sheldon

How buy a home with 0 down payment

In order to be successful in real estate, you need to take the advice of a good quality lender experienced in the local area in which looking to purchase. While it is … [Read More…]

Filed Under: Uncategorized Tagged With: buying a home, buying a house, home buying, home buying in Sonoma County, how to buy sonoma county real estate, mortgage payment, preapproval to buy a home, qualifying for a mortgage, SONOMA COUNTY LOANS

How to get a mortgage without tax returns for 2021

April 14, 2021 by Scott Sheldon

income tax returns mortgage 2021

It goes without saying getting mortgage loan financing could be a little bit of an arduous process for some folks particularly those who have challenges showing income are in the self-employed category. … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, cash out refinance, FHA home loans, how to buy sonoma county real estate, income get a mortgage, Low Rates, mortgage payment, preapproval to buy a home, sonoma county home buying, sonoma county refinancing

The 3 different types of home buyers

March 12, 2021 by Scott Sheldon

how to buy a home

In today’s market to be successful in getting mortgage financing you need to be realistic about what you can afford what you can expand and what your financial situation will support. Hear … [Read More…]

Filed Under: Uncategorized Tagged With: FHA home loans, home buying, how to buy sonoma county real estate, Low Rates, mortgage payment, preapproval to buy a home, qualifying for a mortgage, Sonoma County home loans, Sonoma County Mortgage Rates

The 3 most common mortgage loan types

November 25, 2020 by Scott Sheldon

Keys in Palm of Homebuyer's Hand

Picking the right mortgage loan type for your family is a big financial decision. Here are some things to consider about the three most popular types of mortgages and what the pros … [Read More…]

Filed Under: Uncategorized Tagged With: cash out refinance, mortgage payment, mortgage rate quote, preapproval to buy a home, qualifying for a mortgage, refinancing my mortgage, Santa Rosa mortgages, shopping mortgage rates, sonoma county home buying, Sonoma County home loans, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

Should you refinance with today’s historically low rates?

August 21, 2020 by Scott Sheldon

Should you refinance with today's historically low rates?

Many experts will tell you shouldn’t refinance unless you’re saving 1% lower in rate. With today’s interest rates being on average below 3%  here’s how you should determine whether refinancing for you … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, cash out refinance, home loan refinance, mortgage payment, mortgage rate quote, qualifying for a mortgage, refinancing my mortgage, Santa Rosa mortgages, SONOMA COUNTY LOANS, sonoma county refinancing

Next Page »

Get Sonoma County Mortgages News and Updates in Your Inbox

Footer

SCM on Facebook

SonomaCountyMortgages.com

Connect on Facebook

SCM On Instagram

Follow Sonoma County Mortgages on Instagram

Follow on Instagram

SCM on Zillow

Zillow Reviews for Scott Sheldon, New American Funding

See Reviews on Zillow

Location & Contact

Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
View SCM Map | Email Us!

Map of Sonoma County Mortgages New American Financing Office

View Map on Google

Copyright 2010–2023 SonomaCountyMortgages.com · About Us · Sonoma County Loans · Privacy Policy · Terms Of Use · Legal · Site Map

NMLS Consumer Access © New American Funding. All rights Reserved. NMLS ID#6606.
Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

State Licensing (Opens in New Window) | Privacy (Opens in New Window)
Terms of Use (Opens in New Window) | Electronic Consent Agreement (Opens in New Window)
Opens in new window Opens an external site Opens an external site in a new window