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Sonoma County Mortgages

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Is the mortgage rate or the purchase price you pay for a home more important?

November 13, 2022 by Scott Sheldon

purchase or rate to buy a home

If you’ve been thinking about purchasing a home and you’ve been on the fence because you’re just not sure about the right time, the information that’s going to follow is for you… … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying your first home, conventional mortgages, FHA Loans, home buying, how to buy sonoma county real estate, Low Rates, mortgage comparison shopping, mortgage lender

Should you refinance to become more lendable?

October 16, 2022 by sonomacountym

Should you refinance to become more lendable?

Most families who own homes generally don’t want to refinance unless they can lower their interest rate, pay off debt, consolidate obligations, and/or fix up their homes. Those are all tangible benefits … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, CA home buying, cash out refinance, home loan refinance, Low Rates, mortgage comparison shopping

Should you buy a house in this real estate market?

October 3, 2022 by Scott Sheldon

Should you buy a house in this real estate market

For many, the idea of buying a home is the American dream. The home purchase needs to be within your monthly budget. Here are things to consider in today’s present real estate … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, CA home buying, cash out refinance, conventional mortgages, FHA Loans, Low Rates, SONOMA COUNTY LOANS

2023 Confirming Loan Limit Rise

September 25, 2022 by Scott Sheldon

2023 Confirming Loan Limit Rise

The federal housing finance agency recently released its 2023 conforming loan limit. The new loan limit for 2023 is $715,000. Here is what this means if you’re purchasing or refinancing a home… … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying your first home, cash out refinance, conventional loans, conventional mortgages, Federal reserve, freddie mac, freddie mae, loan limits, Low Rates, mortgage comparison shopping, sonoma county home buying

Ways to handle a mortgage payment when buying a home

September 11, 2022 by sonomacountym

Ways to handle a mortgage payment when buying a home

Consumers who are preapproved and looking to buy a home are sometimes getting shell shock as relates to the mortgage payment. The rate, the purchase price, and the cash-to-close may change the … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a home, buying a house, buying your first home, cash out refinance, conventional mortgages, FHA Loans, Low Rates, mortgage comparison shopping, preapproval to buy a home

What are the risks of buying a home?

August 24, 2022 by Scott Sheldon

What are the financial risks in buying a home today?

When you’re buying a home, you should be thinking about not just the purchase price of the house, but you should be really thinking about your household budget. Saving money and being … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying a house, buying your first home, conventional mortgages, FHA Loans, how to buy sonoma county real estate, Low Rates, mortgage comparison shopping, mortgage lender, SONOMA COUNTY LOANS

Why mortgage rates will not hit 7%

August 7, 2022 by Scott Sheldon

Why mortgage rates will not hit 7%.

For those consumers out there, who have been on the fence about refinancing their mortgage or buying a home because of concern about interest rates, pay close attention to the facts. The … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying your first home, cash out refinance, conventional mortgages, FHA Loans, Low Rates, mortgage comparison shopping

Should you buy a house or wait for the market to improve?

July 31, 2022 by Scott Sheldon

Should you buy a house or wait for the market to improve?

One of the biggest challenges is trying to pinpoint the right time to buy a home. Interest rates are in flux and housing prices are high in most markets. So, how do … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, home loan refinance, Low Rates, preapproval to buy a home, qualifying for a mortgage, shopping mortgage rates, sonoma county home buying

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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