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Sonoma County Mortgages

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The 3 different types of home buyers

March 12, 2021 by Scott Sheldon

how to buy a home

In today’s market to be successful in getting mortgage financing you need to be realistic about what you can afford what you can expand and what your financial situation will support. Hear … [Read More…]

Filed Under: Uncategorized Tagged With: FHA home loans, home buying, how to buy sonoma county real estate, Low Rates, mortgage payment, preapproval to buy a home, qualifying for a mortgage, Sonoma County home loans, Sonoma County Mortgage Rates

How to get a mortgage with a forbearance due to Covid_19

February 3, 2021 by Scott Sheldon

Mortgage and Lockdown viewed on tablet device

One of the big challenges of the coronavirus pandemic is how it has shaped not the mortgage industry but also peoples’ financial ability to sustain mortgage payments. Credit risk is and was … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, Credit Markets, how to buy sonoma county real estate, Low Rates, refinancing my mortgage, Santa Rosa mortgages, sonoma county refinancing

Why your granny unit might ding your mortgage application

December 17, 2020 by Scott Sheldon

Home with Calculator

People trying to refinance their mortgages to take advantage of favorable current market conditions might come to realize they have a problem with their house. A granny unit can be a wonderful … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, FHA Loans, Harp 2 Refinance Program, how to buy sonoma county real estate, Low Rates, mortgage rate quote, shopping mortgage rates, sonoma county home buying, SONOMA COUNTY LOANS, sonoma county refinancing

How out of pocket costs relate to mortgage refinancing

November 13, 2020 by Scott Sheldon

Reviewing Mortgage Rates and Deals

With interest rates at historical lows, many families across the country would stand to benefit from turning in their high-cost mortgage in exchange for getting something far more affordable with today’s rates. … [Read More…]

Filed Under: Uncategorized Tagged With: banks and credit unions, buying a home, buying your first home, Low Rates, qualifying for a mortgage, Sonoma County home loans, Sonoma County Mortgage Rates, sonoma county refinancing

How to reposition your debt to buy a home

August 6, 2020 by Scott Sheldon

how to reposition your debt to buy a home

Purchasing your first home or even a move-up home is no easy feat. You need to have a blend of credit, income, and manageable monthly expenses so you can support the desired … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, Low Rates, mortgage rate quote, preapproval to buy a home, qualifying for a mortgage, Santa Rosa mortgage, Santa Rosa mortgages, sonoma county home buying, Sonoma County home loans, SONOMA COUNTY LOANS

Should you buy a condo or a single family home?

June 26, 2020 by Scott Sheldon

Should you buy a condominium or should you purchase a house

When it comes to purchasing a home especially a first home what you decide to purchase can affect your affordability. Here’s what you might want to think about when you’re deciding to … [Read More…]

Filed Under: Uncategorized Tagged With: buying a home, buying your first home, condo, FHA home loans, home buying, how to buy sonoma county real estate, Low Rates, mortgage, preapproval to buy a home, qualifying for a mortgage, sonoma county ca mortgages

Could the 30 year fixed mortgage get to 3%?

August 25, 2019 by Scott Sheldon

why waiting for lower rates is a bad idea

Interest rates right now are very close to their all-time historical lows. We’ve seen this a few times before. Here’s what you need to consider when getting what you perceive as the … [Read More…]

Filed Under: Credit Score Info, Credit Score Questions and Answers, Economic News, First Time Home Buyers, Interest Rates Tagged With: BAD CREDIT MORTGAGE, buying a home, home loan refinance, how to buy sonoma county real estate, Low Rates, mortgage lender, mortgage rate quote, Santa Rosa mortgage, Sonoma County Mortgage Rates, sonoma county refinancing

2019 Conforming Loan Limits Rise

December 4, 2018 by Scott Sheldon

2019 conforming loan limits increase

The Federal Housing Finance Agency on November 28th raised the conforming and high balance loan limits for a Fannie Mae and Freddie Mac loans. Here’s what these changes will mean… Each year … [Read More…]

Filed Under: First Time Home Buyers, Interest Rates, Loan Programs, Mortgage Shopping, Mortgage Tips & Advice Tagged With: buying a house, cash out refinance, conventional mortgages, home buying, Low Rates, SONOMA COUNTY LOANS, sonoma county refinancing

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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