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Sonoma County Mortgages

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Freddie Mac changes to accessory dwelling units

June 13, 2022 by Scott Sheldon

Freddie Mac changes to accessory dwelling units

On June 3rd Freddie Mac announced changes to Freddie Mac conventional mortgages for single family homes with granny units. These changes allow for expanded financing on Freddie Mac mortgages. So, if you’re … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, home buying, Low Rates, mortgage comparison shopping, preapproval to buy a home, Sonoma County Mortgage Rates

Should you refinance your current mortgage?

March 6, 2022 by Scott Sheldon

Should you refinance with your current mortgage servicer?

People looking to refinance their homes are always looking for a good deal. It goes without saying you’ll want to do the best you can for yourself financially. Get the best combination … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying a house, cash out refinance, Credit Markets, FHA Loans, loan programs, Low Rates, mortgage comparison shopping, Santa Rosa mortgages

What type of mortgage lender are you looking for?

February 13, 2022 by Scott Sheldon

What type of mortgage lender are you looking for?

Not all mortgage companies are the same. What type of a lender or mortgage professional you work with can make the difference between you being successful in your home buying endeavor or … [Read More…]

Filed Under: Uncategorized Tagged With: get a low pmi factor when home buying, getting preapproved, How to get preapproved, loan programs, low pmi, Low Rates, purchase real estate, qualify for a mortgage, Remove Pmi, Santa Rosa mortgages, Sonoma County Mortgage Rates

Will co-signing on someone else’s mortgage hurt my mortgage chances?

January 23, 2022 by Scott Sheldon

Will co-signing on someone else's mortgage hurt my mortgage chances?

One of the most misunderstood things in the areas of mortgage finance is cosigning. What it means, what it does for the loan, and what it does to your financial future. It’s … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, cash out refinance, co signor, co-sign, home buying, home buying in Sonoma County, investment risk, loan programs, Low Rates, mortgage lender, qualify for a mortgage

How to purchase a house with a partial down payment

December 12, 2021 by Scott Sheldon

How to purchase a house with a partial down payment

How do you buy a house with not quite enough money? Contrary to popular belief you can buy a house even if you don’t have enough money to do it. It’s a … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, buying your first home, conventional mortgages, FHA, FHA 3.5%, fha buy a new home, FHA Loans, how to buy sonoma county real estate, Low Rates, Santa Rosa mortgages

How to get a mortgage without tax returns for 2021

April 14, 2021 by Scott Sheldon

income tax returns mortgage 2021

It goes without saying getting mortgage loan financing could be a little bit of an arduous process for some folks particularly those who have challenges showing income are in the self-employed category. … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, cash out refinance, FHA home loans, how to buy sonoma county real estate, income get a mortgage, Low Rates, mortgage payment, preapproval to buy a home, sonoma county home buying, sonoma county refinancing

The 3 different types of home buyers

March 12, 2021 by Scott Sheldon

how to buy a home

In today’s market to be successful in getting mortgage financing you need to be realistic about what you can afford what you can expand and what your financial situation will support. Hear … [Read More…]

Filed Under: Uncategorized Tagged With: FHA home loans, home buying, how to buy sonoma county real estate, Low Rates, mortgage payment, preapproval to buy a home, qualifying for a mortgage, Sonoma County home loans, Sonoma County Mortgage Rates

How to get a mortgage with a forbearance due to Covid_19

February 3, 2021 by Scott Sheldon

Mortgage and Lockdown viewed on tablet device

One of the big challenges of the coronavirus pandemic is how it has shaped not the mortgage industry but also peoples’ financial ability to sustain mortgage payments. Credit risk is and was … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, Credit Markets, how to buy sonoma county real estate, Low Rates, refinancing my mortgage, Santa Rosa mortgages, sonoma county refinancing

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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