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Sonoma County Mortgages

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What the Federal Reserve rate increase means

April 24, 2022 by Scott Sheldon

how a recession could impact your home buying

The Federal Reserve increased the Fed funds rate by 25 points to slow down the highest inflation seen in 30 years. As a result, here’s what this means for interest rates, credit … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, conventional mortgages, Federal reserve, FHA home loans, FHA Loans, first time home buyer, loan programs, sonoma county home buying, sonoma county loan

Should you refinance your current mortgage?

March 6, 2022 by Scott Sheldon

Should you refinance with your current mortgage servicer?

People looking to refinance their homes are always looking for a good deal. It goes without saying you’ll want to do the best you can for yourself financially. Get the best combination … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying a house, cash out refinance, Credit Markets, FHA Loans, loan programs, Low Rates, mortgage comparison shopping, Santa Rosa mortgages

What type of mortgage lender are you looking for?

February 13, 2022 by Scott Sheldon

What type of mortgage lender are you looking for?

Not all mortgage companies are the same. What type of lender or mortgage professional you work with can make the difference between you being successful in your home-buying endeavor or not. You … [Read More…]

Filed Under: Uncategorized Tagged With: get a low pmi factor when home buying, getting preapproved, How to get preapproved, loan programs, low pmi, Low Rates, purchase real estate, qualify for a mortgage, Remove Pmi, Santa Rosa mortgages, Sonoma County Mortgage Rates

Will co-signing on someone else’s mortgage hurt my mortgage chances?

January 23, 2022 by Scott Sheldon

Will co-signing on someone else's mortgage hurt my mortgage chances?

One of the most misunderstood things in the areas of mortgage finance is cosigning. What it means, what it does for the loan, and what it does to your financial future. It’s … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, cash out refinance, co signor, co-sign, home buying, home buying in Sonoma County, investment risk, loan programs, Low Rates, mortgage lender, qualify for a mortgage

New fee for residential conventional mortgages

August 13, 2020 by Scott Sheldon

new 2020 market adverse fee conventional mortgages

The Federal Housing Finance Agency just rolled out August 12th, 2020 new change to conventional mortgage refinances. Here’s what you need to know going forward… Fannie Mae and Freddie Mac are now … [Read More…]

Filed Under: Uncategorized Tagged With: buying your first home, how to buy sonoma county real estate, loan programs, Santa Rosa mortgages, Sonoma County home loans, sonoma county refinancing

Here is an easy way to save thousands in mortgage interest expense without refinancing

January 21, 2018 by Scott Sheldon

how save money without refinancing

If you hate your mortgage as much as everyone else does, this article is for you. One of the things people hate about home mortgages is the amount of interest they pay … [Read More…]

Filed Under: First Time Home Buyers, Interest Rates, Mortgage Shopping Tagged With: BAD CREDIT MORTGAGE, bi weekly payment, buying a house, interest mortgage, loan programs, mortgage rate quote, refinancing into a 15 year loan, Santa Rosa mortgages, sonoma county refinancing

How to pick the right mortgage loan program for your situation

August 17, 2017 by Scott Sheldon

which loan program for you

With the proliferation of new home buying programs being introduced into the market consumers today have more choices for securing financing than ever before. Here is how to pick what mortgage loan … [Read More…]

Filed Under: Loan Programs, Loan Qualifying, Mortgage Shopping, Uncategorized Tagged With: loan programs, mortgage comparison shopping, mortgage rate quote, preapproval to buy a home, qualifying for a mortgage, Santa Rosa mortgages, sonoma county home buying, SONOMA COUNTY LOANS, sonoma county refinancing

When is the right time to buy a home?

July 8, 2017 by Scott Sheldon

when is the right time to buy a home

The right time to purchase a home is different for every consumer. Following are some reason why you may want to pull the trigger sooner rather than later. In most areas throughout the … [Read More…]

Filed Under: Uncategorized Tagged With: buying your first home, loan programs, mortgage comparison shopping, mortgage rate quote, preapproval to buy a home, qualifying for a mortgage, Santa Rosa mortgage, Santa Rosa mortgages, sonoma county home buying

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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