The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

Infographic showing how to buy a new home without selling first, avoid contingent offers, and increase purchasing power using jumbo mortgage strategies

Buy a New Home Without Selling First | Avoid Contingent Offers

By Scott Sheldon / January 21, 2026

How to Buy a New Home Without Selling First One of the biggest challenges many homebuyers face today is wanting to buy a new home while still owning their current one. It’s an extremely common situation. You’ve built equity, you’re ready for the next chapter, but you can’t—or don’t want to—sell your current home before…

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How to avoid getting a jumbo loan due to Coronavirus

How to avoid getting a jumbo loan due to Coronavirus

By Scott Sheldon / April 22, 2020

Securing mortgage loan financing right has become a little bit of a challenge for some families desiring to borrow money. Here are some considerations you need to be aware of if you’re looking for a jumbo mortgage during the coronavirus pandemic… If you’re looking to mortgage a house and the size of a loan that…

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