There is a fair amount of misconception that applying for a mortgage causes your credit score to drop each time. Not the case. The sole act of having your credit report in … [Read More…]
This Employee Tax Deduction Could Kill Your Mortgage Eligibility
You may want to rethink taking those extra deductions to minimize your tax liability this year if you plan to get a mortgage. Writing off expenses you incur as a W-2 employee … [Read More…]
Should I Pay For An Appraisal To Refinance My Home?
Yes, an appraisal is the only way to determine what your home is worth if your loan is not owned by Fannie Mae or Freddie Mac eligible for Harp 2 Refinance. Rewind … [Read More…]
It's Still Possible To Get A Mortgage Despite A Judgement
A judgement, a court ordered nightmare that if not handled correctly can make getting a mortgage loan much more stringent than it otherwise needs to be. What you’re lender will want want… Quick … [Read More…]
Did Your Adjustable Rate Mortgage Reset? Directions to Mortgage Payment Clarity
In the last several years, many homeowners looking to take advantage of a lower monthly mortgage payments took out adjustable-rate mortgages to purchase or refinance their homes. As both mortgage rates and … [Read More…]
Don't Get Burned By Mortgage Rate Locks!
Looking for a mortgage loan in Sonoma County, California? Whether buying a home or refinancing a mortgage, your lender will require you to lock your interest rate on the amount being borrowed. … [Read More…]
6 Reasons To Buy Income Property Now!
This real estate market is continuing to produce many fantastic opportunities including a very make sense approach to purchasing income property. Decide where to invest your your cash… 6 Reasons Income Buying … [Read More…]
What The Election Means For Mortgage Rates
Two questions on every mortgage applicants’ mind “where are mortgage rates? Does it make sense to wait till after the presidential election to complete my purchase or refinance? Let’s be clear about … [Read More…]
