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Sonoma County Mortgages

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how to buy sonoma county real estate

How to purchase a house with a partial down payment

December 12, 2021 by Scott Sheldon

How to purchase a house with a partial down payment

How do you buy a house with not quite enough money? Contrary to popular belief you can buy a house even if you don’t have enough money to do it. It’s a … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, buying your first home, conventional mortgages, FHA, FHA 3.5%, fha buy a new home, FHA Loans, how to buy sonoma county real estate, Low Rates, Santa Rosa mortgages

You can refinance with up to 65% debt to income ratio

December 5, 2021 by Scott Sheldon

You can refinance with up to 65% debt to income ratio

For many people looking to save money. Refinancing can prove to be a very financially beneficial outlet. If you’ve tried to qualify for a mortgage before in the past or have had … [Read More…]

Filed Under: Uncategorized Tagged With: 2021 refinancing my home, BAD CREDIT MORTGAGE, buying a house, cash out refinance, Credit Markets, debt va mortgage to refinance a home, home buying, home loan refinance, how to buy sonoma county real estate, Santa Rosa mortgage, sonoma county home buying

Why these 2 factors drive housing prices above all else

October 31, 2021 by Scott Sheldon

Why These 2 factors drive housing prices above all else?

People are astonished on how housing prices are so strong right now. These 2 Housing factors are playing a very important role in the housing market. More importantly in one’s ability to … [Read More…]

Filed Under: Uncategorized Tagged With: conventional loans, conventional mortgages, firs time home buyers, housing, how to buy sonoma county real estate, income for a mortgage qualifying, real estate market

How to get a first time home buyer program

September 5, 2021 by Scott Sheldon

mortgage loan program for 1st time buyer

Buying your first home requires careful consideration of your cash, credit, and income. A first-time homebuyer is anyone who has not owned a house or any real estate in the last 2 … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, buying your first home, home buying, how to buy sonoma county real estate, mortgage comparison shopping, sonoma county home buying, Sonoma County home loans, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates

How your profit and loss statement may affect your mortgage application

August 22, 2021 by Scott Sheldon

profit and loss self employed mortgage

If you’re self-employed you need to know that lenders are going to ask for a profit and loss statement year to date. Here’s what it is and why it’s needed if you’re … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying a house, buying your first home, cash out refinance, how to buy sonoma county real estate, profit and loss, self employed mortgage home loans, Sonoma County home loans, sonoma county refinancing

How Covid_19 completely changed mortgage rates

August 14, 2021 by Scott Sheldon

mortgages rates and covid 19

It is no surprise Covid has influenced mortgage interest rates in the last 12 months. The coronavirus and its effect on the economy in particular the financial markets have been unprecedented, to … [Read More…]

Filed Under: Uncategorized Tagged With: cash out refinance, credit score, home buying, how to buy sonoma county real estate, shopping mortgage rates, Sonoma County Mortgage Rates, sonoma county refinancing

Why purchase price should secondary to this one thing when buying a home

August 1, 2021 by Scott Sheldon

home buying mortgage loans

Here is the number one thing you need to be concerned about when buying a house and it’s not the purchase price… For people buying a house, the prospect of the market … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, conventional mortgages, FHA Loans, how to buy sonoma county real estate, mortgage lender, preapproval to buy a home, SONOMA COUNTY LOANS

Looking to buy a house the summer? You’ll need a down payment

July 3, 2021 by Scott Sheldon

why you need a down payment to buy a home

As interest rates still remain low many people who have been on the sidelines about buying a house are now coming out of the woodwork. Maybe they’re buying a first home or … [Read More…]

Filed Under: Uncategorized Tagged With: how to buy sonoma county real estate, mortgage payment, preapproval to buy a home, Santa Rosa mortgages, sonoma county home buying, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates

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Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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