Interest rates right now are very close to their all-time historical lows. We’ve seen this a few times before. Here’s what you need to consider when getting what you perceive as the … [Read More…]
Here is the magic cash to payment formula to use when buying a home
Buying a house is a large financial investment. People when seeking a mortgage generally are looking to keep their payments as low as possible in relationship to their income and fixed costs. … [Read More…]
These two conventional mortgage loan programs will get you a better interest rate and terms
When you’re buying or refinancing a house it goes without saying you want to get a competitive interest rate with favorable terms associated with the money you are borrowing. Two programs that … [Read More…]
This change to FHA Loans might help you land a mortgage more easily
Fannie Mae and Freddie Mac have a very conservative calculation when it comes to using rental income to qualify. Here’s what you need to know if you’re getting an FHA mortgage and … [Read More…]
How to plan optimal the time to buy a rental property
Buying a rental property may or may not help you qualify for financing. Here’s what you need to know to get the most amount of bang for your buck in when buying … [Read More…]
Loan programs to look at with little or no down payment
Looking to buy a primary home or maybe a move up home, but don’t have any cash? Following are some programs they could be available to you to help you purchase a … [Read More…]
What you need to know when buying a condo
Condo units are easier on the pocketbook than single-family residences. Condos offer home ownership at a fraction of the cost but like all real estate comes with different nuances. Here’s what you … [Read More…]
Why you need to buy a house if you have access to cash
Buying a house is probably the largest financial transaction most people will ever take on. Following is why you need to consider purchasing a house if you have access to cash… Buying … [Read More…]
FHFA Increases 2018 Sonoma County Loan Limits
The Federal Housing Finance Agency just released the new 2018 national loan limits. These loan limits provide increases in most counties throughout the United States. Here’s how the changes will benefit you … [Read More…]
What you need to know when paying off debt to buy a home
Here’s what you need to know if you’re trying to pay off debt before buying a home Paying off debt to buy house can absolutely be beneficial. Debt cripples a would-be home … [Read More…]
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