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Sonoma County Mortgages

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home buying in Sonoma County

Why an FHA Mortgage is by far the best out of the box loan option to buy a house

January 29, 2023 by Scott Sheldon

Why an FHA Mortgage is by far the best out of the box loan option to buy a house

FHA loans which are loans ensured by the federal housing administration oftentimes have gotten a bad rap, for the costs associated with them as well as the types of properties that will … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying your first home, FHA home loans, FHA Loans, FHA mortgage, get a home loan with 3.5 % down, home buying, home buying in Sonoma County, how fha loan to buy a home, how to buy sonoma county real estate, mortgage lender, mortgage payment, preapproval to buy a home, Santa Rosa mortgages

4 proven ways real estate will make your wealthier

January 8, 2023 by Scott Sheldon

4 proven ways real estate wealth

If you’re thinking about buying a home, good, it’s a sound financial decision and it’s the bedrock by which most Americans in America have created wealth for themselves and their families. Here … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, buying your first home, Credit Markets, FHA home loans, home buying, home buying in Sonoma County, home loan refinance, how to buy sonoma county real estate, mortgage lender, qualifying for a mortgage, refinancing, sonoma county refinancing

How a future recession may impact your plan to buy a home

November 20, 2022 by Scott Sheldon

how a recession could impact your home buying

If you’ve been thinking about purchasing a home and you’ve been on the fence because of economic conditions. The following information could assist you in helping to determine when and/or if you … [Read More…]

Filed Under: Uncategorized Tagged With: buying a home, buying a house, conventional mortgages, home buying in Sonoma County, home loan refinance, mortgage comparison shopping, preapproval to buy a home, qualifying for a mortgage, Santa Rosa mortgage, Santa Rosa mortgages, sonoma county home buying

Does waiting for the right time to buy a home make economic sense?

October 9, 2022 by Scott Sheldon

does waiting for the right time to buy a home make economic sense?

If you’ve been thinking about whether you should purchase a home, you might want to think about applying with a lender. This helps to get a read on where you are financial … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, cash out refinance, conventional mortgages, FHA Loans, home buying, home buying in Sonoma County

Federal reserve’s change to policy

June 19, 2022 by Scott Sheldon

Federal reserve's change to policy

Here is what the federal reserve’s change to monetary policy on June 15th, 2022, means for mortgage rates. If you’re buying or refinancing a home the information in this article is for … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, CA home buying, cash out refinance, conventional mortgages, Federal reserves, FHA home loans, FHA Loans, home buying in Sonoma County, mortgage comparison shopping, Points raised, policy changes

Should you refinance into a higher rate mortgage?

April 3, 2022 by Scott Sheldon

Should you refinance into a higher rate mortgage?

It is no surprise inflation is upon us, and interest rates are feeling the rising cost of goods and services. Everything seems like it is going up in price. Mortgage rates are … [Read More…]

Filed Under: Uncategorized Tagged With: buying a home, cash out refinance, debt va mortgage to refinance a home, debt-to-income, free mortgage rate quote Sonoma County, home buying in Sonoma County, home loan, home loan programs Sonoma County, refinancing

Your ex can make your mortgage application difficult

February 27, 2022 by Scott Sheldon

How your ex can make your mortgage application difficult

You’re trying to purchase or refinance a home. You have an ex that you’re dealing with that you were either married to or on the title to a property with. The mortgage … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, conventional loans, conventional mortgages, Divorce mortgage, home buying in Sonoma County, mortgage comparison shopping, mortgage lender, Santa Rosa mortgages

Federal reserve hikes interest rates

January 30, 2022 by Scott Sheldon

When the fed hikes interest rates, what happens to mortgage rates?

Probably the biggest misnomer in mortgage finance is what consumers’ interest rates do when the Federal Reserve hikes interest rates up. The Federal Reserve is trying to control and stimulate the economy … [Read More…]

Filed Under: Uncategorized Tagged With: banks and credit unions, buying a house, buying your first home, CA home buying, conventional mortgages, debt-to-income, Federal reserves, FHA home loans, high interest rates, home buying in Sonoma County, how interest rates work

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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