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Sonoma County Mortgages

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Should you refinance into a higher rate mortgage?

April 3, 2022 by Scott Sheldon

Should you refinance into a higher rate mortgage?

It is no surprise inflation is upon us, and interest rates are feeling the rising cost of goods and services. Everything seems like it is going up in price. Mortgage rates are … [Read More…]

Filed Under: Uncategorized Tagged With: buying a home, cash out refinance, debt va mortgage to refinance a home, debt-to-income, free mortgage rate quote Sonoma County, home buying in Sonoma County, home loan, home loan programs Sonoma County, refinancing

Your ex can make your mortgage application difficult

February 27, 2022 by Scott Sheldon

How your ex can make your mortgage application difficult

You’re trying to purchase or refinance a home. You have an ex that you’re dealing with that you were either married to or on title to a property with. The mortgage process … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, conventional loans, conventional mortgages, Divorce mortgage, home buying in Sonoma County, mortgage comparison shopping, mortgage lender, Santa Rosa mortgages

Federal reserve hikes interest rates

January 30, 2022 by Scott Sheldon

When the fed hikes interest rates, what happens to mortgage rates?

Probably the biggest misnomer in mortgage finance, is what consumers interest rates do when the Federal Reserve hikes interest rates up. The Federal Reserve is trying to control and stimulate the economy … [Read More…]

Filed Under: Uncategorized Tagged With: banks and credit unions, buying a house, buying your first home, CA home buying, conventional mortgages, debt-to-income, Federal reserves, FHA home loans, high interest rates, home buying in Sonoma County, how interest rates work

Will co-signing on someone else’s mortgage hurt my mortgage chances?

January 23, 2022 by Scott Sheldon

Will co-signing on someone else's mortgage hurt my mortgage chances?

One of the most misunderstood things in the areas of mortgage finance is cosigning. What it means, what it does for the loan, and what it does to your financial future. It’s … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, cash out refinance, co signor, co-sign, home buying, home buying in Sonoma County, investment risk, loan programs, Low Rates, mortgage lender, qualify for a mortgage

What’s going to happen with interest rates in 2022

January 2, 2022 by Scott Sheldon

What's going to happen with interest rates in 2022

One of the big questions on the minds of consumers looking to purchase or refinance a home is what’s going to happen with interest rates in 2022. Interest rates, while they remain … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, cash out refinance, compare mortgage rates Santa Rosa, conventional loans, conventional mortgages, FHA Loans, high interest rates, home buying in Sonoma County, mortgage rate quote, preapproval to buy a home

Why its a real estate problem, not a mortgage problem

October 20, 2021 by Scott Sheldon

Stop blaming the long program because you can't get into contract. This is a real estate agent problem not a mortgage problem.

If you’re trying to buy a home, you’re preapproved, and you’ve been making offers, but you keep losing out because you have multiple offers, here are some things you need to consider. … [Read More…]

Filed Under: Uncategorized Tagged With: CA home buying, Competitiv, credit, FHA, home buying in Sonoma County, real estate, real estate financing, real estate market

What’s happening with home appraisals

June 4, 2021 by Scott Sheldon

what to know about home loan appraisals right ow

When you go to purchase or refinance a home you need to get an appraisal. More often than not you usually will be based on the type of transaction that you’re doing. … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, home buying in Sonoma County, how to buy sonoma county real estate, refinancing my mortgage, sonoma county home buying, SONOMA COUNTY LOANS, sonoma county refinancing

Can you realistically buy a home with no money down?

May 5, 2021 by Scott Sheldon

How buy a home with 0 down payment

In order to be successful in real estate, you need to take the advice of a good quality lender experienced in the local area in which looking to purchase. While it is … [Read More…]

Filed Under: Uncategorized Tagged With: buying a home, buying a house, home buying, home buying in Sonoma County, how to buy sonoma county real estate, mortgage payment, preapproval to buy a home, qualifying for a mortgage, SONOMA COUNTY LOANS

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Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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