The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

Illustration of a parent holding a child and mortgage documents, symbolizing using child support income to qualify for a mortgage.

How to Use Child Support Income to Qualify for a Mortgage

By Scott Sheldon / October 10, 2025

For many homebuyers, every source of income matters when qualifying for a mortgage. If you receive child support, it can often be counted as qualifying income—helping you meet debt-to-income (DTI) guidelines and potentially increasing the loan amount you can afford. Understanding how lenders evaluate child support income will help you prepare the right documentation and…

Read More