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Sonoma County Mortgages

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first time home buyer

When are housing prices going to return to normal?

June 29, 2022 by Scott Sheldon

When are housing prices going to return to normal?

For those that have been sitting on the sidelines, watching what’s happening in the market. Are you thinking to yourself “gosh I should have bought a house last year or a few … [Read More…]

Filed Under: Uncategorized Tagged With: buying a home, cash out refi, first time home buyer, House prices rising, low income buying, pmi, refinancing, removing PMI, sonoma county, sonoma county home buyer

how filing your tax returns might hurt your mortgage chances

June 26, 2022 by Scott Sheldon

how filing your tax returns might hurt your mortgage chances

If you’re looking to purchase or refinance a home, and you have not filed your 2021 tax return yet. And this goes for any year, here’s what you need to know as … [Read More…]

Filed Under: Uncategorized Tagged With: 2021 taxes, first time home buyer, home buying, refinancing with tax return, sonoma county mortgage, Tax filling, tax return mortgage, taxes affecting mortgage

What the Federal Reserve rate increase means

April 24, 2022 by Scott Sheldon

how a recession could impact your home buying

The Federal Reserve increased the Fed funds rate by 25 points to slow down the highest inflation seen in 30 years. As a result, here’s what this means for interest rates, credit … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, conventional mortgages, Federal reserve, FHA home loans, FHA Loans, first time home buyer, loan programs, sonoma county home buying, sonoma county loan

Buying a piece of land and put a home on it

February 20, 2022 by Scott Sheldon

Does it make sense to buy a piece of land and put a home on it?

People are always trying to find additional ways to reduce their costs when buying a home. Maybe that means buying a lower price point or changing to a condominium instead of a … [Read More…]

Filed Under: Uncategorized Tagged With: building a home, buying a home, construction financing, construction loan, conventional loan, first time home buyer, high interest rates, High Loan To Value, land buying, manufactored, single family home, sonoma county mortgage

The only 5 guaranteed ways to boost borrowing power

March 8, 2018 by Scott Sheldon

How to use seller carry financing to purchase a house with less cash down

Interest rates are on the rise and the cost of funds is now hovering just below 5% on the average 30-year fixed-rate mortgage. Following are tried and true techniques you can use … [Read More…]

Filed Under: First Time Home Buyers, Interest Rates, Loan Programs, Mortgage Shopping, Uncategorized Tagged With: BAD CREDIT MORTGAGE, borrowing power to buy a home, buying a house, credit score, first time home buyer, home buying, mortgage comparison shopping, sonoma county refinancing

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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