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FHA mortgage

5 things to avoid after you sign a purchase contract to buy a home

December 13, 2016 by Scott Sheldon

5 things that will kill your home purchase

Shockingly enough people still do the things that can cause themselves heart ache when buying a home. Here’s what you need to know plan on buying a home… Your ability to buy … [Read More…]

Filed Under: Loan Qualifying, Mortgage Shopping, Mortgage Tips & Advice, Popular Tagged With: buying a house, buying your first home, FHA mortgage, home buying, preapproval to buy a home

Getting a mortgage is still not an easy process

August 25, 2016 by Scott Sheldon

why your mortgage goals why not happen

Well it might appear as though getting a mortgage is easier than it was a few years ago, the process is still dicey.  It is no secret in the industry the majority … [Read More…]

Filed Under: First Time Home Buyers, Interest Rates, Invesment Properties/Second Homes, Jumbo Loans Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, cash out refinance, FHA Loans, FHA mortgage, Harp 2 Refinance Program, home loan refinance, how to buy sonoma county real estate, mortgage lender, mortgages, sonoma county home buying, sonoma county refinancing

What to know about low score mortgages

July 26, 2016 by Scott Sheldon

Minimum credit scores changing on mortgage programs to do to Coronavirus

Credit scores play a vital role in your ability to get a home mortgage. Here’s what you need to know if you are applying with a low credit score… First things first … [Read More…]

Filed Under: First Time Home Buyers, Interest Rates, Loan Programs, Mortgage Shopping, Mortgage Tips & Advice Tagged With: BAD CREDIT MORTGAGE, buying a house, credit score, FHA mortgage, home buying, mortgage lender, Santa Rosa mortgages, SONOMA COUNTY LOANS

How to buy a home and finance the repairs at the same time

May 5, 2016 by Scott Sheldon

buying a home at the top of the market

You’re preapproved; suddenly a home matching your criteria pops up on the market. Then it hits you, the house needs a ton of work. Here are things to consider when the house … [Read More…]

Filed Under: First Time Home Buyers, Interest Rates, Invesment Properties/Second Homes, Loan Programs, Loan Qualifying, Mortgage Shopping Tagged With: buying a house, FHA mortgage, home buying, home buying in Sonoma County, how to buy sonoma county real estate, preapproval to buy a home, sonoma county home buying

The Recent Mortgage Guideline Changes That Could Save Your Loan

August 22, 2015 by Scott Sheldon

The Recent Mortgage Guideline Changes That Could Save Your Loan

The challenges consumers have faced in recent years in procuring a mortgage may be coming to an end. Here are four major changes making your mortgage easier… Landlord History-until recently, in order … [Read More…]

Filed Under: Interest Rates Tagged With: buying a house, FHA mortgage, Santa Rosa mortgages, SONOMA COUNTY LOANS, sonoma county refinancing

How Solid Is Your Loan Pre-Approval?

July 30, 2015 by Scott Sheldon

If you hear a lender toting they can preapprove you in just a few minutes, stop and run in the other direction- fast. A real pre approval is much more than a … [Read More…]

Filed Under: Loan Programs, Mortgage Tips & Advice, Pre-Approval Tagged With: buying a house, Credit Markets, credit score, FHA mortgage, home buying, home buying in Sonoma County, pre-approval, shopping mortgage rates, SONOMA COUNTY LOANS

3 Low Down Payment Options First Time Buyers Have To Get Their Foot In The Door

April 9, 2015 by Scott Sheldon

Demand for housing remains strong as we enter this spring season. Renters are finding buying a home may even in some cases be less than renting. If you don’t have a lot … [Read More…]

Filed Under: First Time Home Buyers, Pre-Approval Tagged With: buying a house, FHA mortgage, first time home buyers, home buying, how to buy sonoma county real estate, loan programs, Santa Rosa mortgages, sonoma county home buying

Can I Get A Mortgage With Limited Or No Supporting Financial Documentation?

February 28, 2014 by Scott Sheldon

Generally no-in order to get a mortgage these days you must be able to support an ability to repay. An ability to repay the debt by virtue of having income to offset … [Read More…]

Filed Under: Purchase Mortgage Loans Questions and Answers, Refinance Loans Questions and Answers Tagged With: FHA mortgage, Harp 2 Refinance Program, mortgage comparison shopping, mortgage rate quote

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Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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