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Sonoma County Mortgages

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FHA home loans

Five guaranteed ways to improve your home purchasing power

May 2, 2022 by Scott Sheldon

Five guaranteed ways to improve your home purchasing power

It is no surprise that interest rates are on the rise. As interest rates rise home spending power i.e., buying power diminishes. If the same loan amount and the same purchase price … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, CA home buying, cash out refinance, FHA home loans, Santa Rosa mortgage, sonoma county home buying

What the Federal Reserve rate increase means

April 24, 2022 by Scott Sheldon

What the Federal Reserve rate increase means

The Federal Reserve increased the Fed funds rate 25 points in an effort to slow down the highest inflation seen in 30 years. As a result, here’s what this means for interest … [Read More…]

Filed Under: Uncategorized Tagged With: buying a house, conventional mortgages, Federal reserve, FHA home loans, FHA Loans, first time home buyer, loan programs, sonoma county home buying, sonoma county loan

Federal reserve hikes interest rates

January 30, 2022 by Scott Sheldon

When the fed hikes interest rates, what happens to mortgage rates?

Probably the biggest misnomer in mortgage finance, is what consumers interest rates do when the Federal Reserve hikes interest rates up. The Federal Reserve is trying to control and stimulate the economy … [Read More…]

Filed Under: Uncategorized Tagged With: banks and credit unions, buying a house, buying your first home, CA home buying, conventional mortgages, debt-to-income, Federal reserves, FHA home loans, high interest rates, home buying in Sonoma County, how interest rates work

You can now cash out refinance 100% known to value with VA financing

January 16, 2022 by Scott Sheldon

You can now cash out refinance 100% known to value with VA financing

For borrowers who are military veterans, the change to VA loans that recently has taken place can be immensely beneficial. If you have a VA mortgage on your house, and if you’re … [Read More…]

Filed Under: Uncategorized Tagged With: FHA home loans, FHA Loans, home buying, mortgage lender, Santa Rosa mortgage, Sonoma County Mortgage Rates

3 creative ways to come up with a down payment

December 19, 2021 by Scott Sheldon

3 creative ways to come up with a down payment

Purchasing a house is no easy feat. One of the major elements you need to have in order to purchase a house is to have a good down payment. This will afford … [Read More…]

Filed Under: Uncategorized Tagged With: best mortgage, buying a home, CA home buying, conventional loans, conventional mortgages, FHA, FHA home loans, Sonoma County Mortgage Rates, va home buying

2022 conventional, FHA, VA, loan limits now rise

December 6, 2021 by Scott Sheldon

2022 conventional, FHA, VA, loan limits now rise

If you’ve been on the sidelines for residential financing, or you’re thinking about doing a loan, and you’ve had some difficulty as it relates to borrowing money for home mortgage financing. The … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, CA home buying, FHA, FHA home loans, mortgage comparison shopping, Santa Rosa mortgage, VA Loans

When it comes to mortgage financing the harder way is usually the way that will make your loan work

October 24, 2021 by Scott Sheldon

When it comes to mortgage financing the harder way is usually the way that will make your loan work.

We are still in an environment that requires us to get support ability to repay. The harder approach, generally, is the approach that’s going to make the most sense between taking you … [Read More…]

Filed Under: Uncategorized Tagged With: co signor, down payment, FHA home loans, Petaluma home loans, santa rosa home loans

How to increase your investment rate of return using mortgage financing

September 26, 2021 by Scott Sheldon

mortgage loan investment for ROI

If you’re looking to get a good return on your money, and you’re looking at bank accounts, you might want to consider paying down your mortgage balance. Before you do, here are … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying a home, buying a house, buying your first home, CA home buying, FHA home loans, mortgage using rate of return

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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