The Mortgage Files
Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.
How to Use Child Support Income to Qualify for a Mortgage
By Scott Sheldon
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October 10, 2025
For many homebuyers, every source of income matters when qualifying for a mortgage. If you receive child support, it can often be counted as qualifying income—helping you meet debt-to-income (DTI) guidelines and potentially increasing the loan amount you can afford. Understanding how lenders evaluate child support income will help you prepare the right documentation and…
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