The Mortgage Files
Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.
VA Loans in Community Property States: How to Manage Spouse’s Credit and Debt in California
By Scott Sheldon
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July 31, 2024
Navigating VA Loans in Community Property States: A Guide for Married Couples in Sonoma and Lake County, California Buying a home is a monumental step, and securing a VA loan can be a fantastic option for veterans looking to make that dream a reality. However, living in a community property state like California adds a…
Read MoreWhy your mortgage chances may be slim with this credit card
By Scott Sheldon
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January 19, 2017
Credit cards play an integral role in your ability to qualify for home financing. If you carry a charge card in your wallet, this particular type of credit card might be the reason why your mortgage chances are a bit rocky. This is what you need to know about charge cards: Most credit cards have a provision in…
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