• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Sonoma County Mortgages

Contact Us About Mortgage Financing

All financing provided by New American Funding

(707) 217-4000 | Prequalify Now

Search Sonoma County Mortgages

  • Home
  • Purchase
    • How Much Down Payment To Buy A Home?
    • How Much Income You Need To Buy A Home
    • How Much Should I Save For Buying A Home?
      • How Rates Affect Payment
    • No PMI Mortgages
    • FHA Loans
    • Sonoma County Disaster Loans
    • Jumbo Loans
  • Refinance
    • Mortgage Rates
    • Does It Make Sense To Refinance?
      • Get Your Refi Paperwork In Order
    • How To Pay Off Your Loan Faster
    • How To Remove PMI
    • How Lenders Price & Quote Loans
  • Loan Programs
  • Payment Calculator
    • Mortgage Affordability Calculator
  • Blog
  • Videos
  • About SCM
  • About Scott Sheldon

Primary Sidebar

Sonoma County Mortgages is a part of New American Funding

New American Funding - NMLS #6606

Get Your Latest Rate Quote Now!

conventional mortgages

Why failing banks is good news for mortgage rates

May 22, 2023 by Scott Sheldon

why failing banks is good new for mortgage rates

In the last few weeks, a handful of big banks have failed including Silicon Valley bank signature bank, and now First Republic Bank. While this is not a repeat of 2008, it … [Read More…]

Filed Under: Uncategorized Tagged With: banks and credit unions, buying a house, cash out refinance, conventional mortgages, FHA Loans, Harp 2 Refinance Program, home buying, home loan refinance, how to buy sonoma county real estate, mortgage rate quote, preapproval to buy a home, Sonoma County Mortgage Rates

What the bank or credit union may not be telling about their juicy mortgage offer

May 14, 2023 by Scott Sheldon

What the bank or credit union may not be telling about their juicy mortgage offer

You just went into a contract to buy a home, and now it’s time to get a mortgage loan to close escrow. If you decide to ask your local credit union or … [Read More…]

Filed Under: Uncategorized Tagged With: banks and credit unions, cash out refinance, conventional mortgages, home buying in Sonoma County, home loan refinance, Low Rates, mortgage comparison shopping, mortgage rate quote, sonoma county home buying, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates, sonoma county refinancing

Why hourly wage earners sometimes have a hard time getting a home loan

May 9, 2023 by Scott Sheldon

Why hourly wage earners sometimes have a hard time getting a home loan

You’re all excited to purchase your first home, you have a good job, you have a good down payment, and you’ve got a good credit score. What could go wrong, right? Here’s … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, conventional mortgages, FHA home loans, how to buy sonoma county real estate, loan programs, mortgage comparison shopping, refinancing my mortgage, sonoma county refinancing

How to avoid common self employed mortgage mistakes

April 30, 2023 by Scott Sheldon

How to avoid common self employed mortgage mistakes

If you’re self-employed and trying to get prequalified to buy a home period it is not only the income you show on paper,  the total picture matters. Here’s what you need to … [Read More…]

Filed Under: Uncategorized Tagged With: CA home buying, cash out refinance, conventional mortgages, FHA home loans, home buying in Sonoma County, how to buy sonoma county real estate, mortgage rate quote, self employment, SONOMA COUNTY LOANS, sonoma county refinancing

5 ways you will not get a home loan to buy a home

February 26, 2023 by Scott Sheldon

5 ways ypu will not get a home loan

Most people given a choice would desire to purchase a home, arguably, given their financial situation, and their ability to handle a monthly housing payment. Oddly enough, there are times from a … [Read More…]

Filed Under: First Time Home Buyers, Uncategorized Tagged With: buying a house, conventional mortgages, FHA home loans, home buying, home buying in Sonoma County, qualifying for a mortgage, Santa Rosa mortgage, Santa Rosa mortgages, sonoma county home buying, Sonoma County home loans, SONOMA COUNTY LOANS, Sonoma County Mortgage Rates

How assumable mortgage loans work

December 11, 2022 by Scott Sheldon

How assumable mortgage loans work

If you’ve been thinking about buying a home and have been discouraged about interest rates you might be able to assume the seller’s mortgage. Think it’s too good to be true? It’s … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, cash out refinance, conventional mortgages, FHA Loans, mortgage comparison shopping, Santa Rosa mortgages, sonoma county refinancing

How to buy a home 2-1 and 3-2-1 Buydown Program

November 27, 2022 by Scott Sheldon

How 2-1 and 3-2-1 Buydown works when buying a home

If you’re thinking about purchasing a home and you’re worried about the mortgage payment. Fear not, some, but not all mortgage companies might offer a buy-down program allowing you to get a … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, conventional mortgages, home buying, home loan refinance, how to buy sonoma county real estate, mortgage rate quote, qualifying for a mortgage, sonoma county home buying, SONOMA COUNTY LOANS, sonoma county refinancing

How a future recession may impact your plan to buy a home

November 20, 2022 by Scott Sheldon

how a recession could impact your home buying

If you’ve been thinking about purchasing a home and you’ve been on the fence because of economic conditions. The following information could assist you in helping to determine when and/or if you … [Read More…]

Filed Under: Uncategorized Tagged With: buying a home, buying a house, conventional mortgages, home buying in Sonoma County, home loan refinance, mortgage comparison shopping, preapproval to buy a home, qualifying for a mortgage, Santa Rosa mortgage, Santa Rosa mortgages, sonoma county home buying

Next Page »

Get Sonoma County Mortgages News and Updates in Your Inbox

Footer

SCM on Facebook

SonomaCountyMortgages.com

Connect on Facebook

SCM On Instagram

Follow Sonoma County Mortgages on Instagram

Follow on Instagram

SCM on Zillow

Zillow Reviews for Scott Sheldon, New American Funding

See Reviews on Zillow

Location & Contact

Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
View SCM Map | Email Us!

Map of Sonoma County Mortgages New American Financing Office

View Map on Google

Copyright 2010–2023 SonomaCountyMortgages.com · About Us · Sonoma County Loans · Privacy Policy · Terms Of Use · Legal · Site Map

NMLS Consumer Access © New American Funding. All rights Reserved. NMLS ID#6606.
Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

State Licensing (Opens in New Window) | Privacy (Opens in New Window)
Terms of Use (Opens in New Window) | Electronic Consent Agreement (Opens in New Window)
Opens in new window Opens an external site Opens an external site in a new window