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Sonoma County Mortgages

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buying your first home

Freddie Mac changes to accessory dwelling units

June 13, 2022 by Scott Sheldon

Freddie Mac changes to accessory dwelling units

On June 3rd Freddie Mac announced changes to Freddie Mac conventional mortgages for single family homes with granny units. These changes allow for expanded financing on Freddie Mac mortgages. So, if you’re … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, home buying, Low Rates, mortgage comparison shopping, preapproval to buy a home, Sonoma County Mortgage Rates

Two ways to get your purchase offer accepted

June 5, 2022 by Scott Sheldon

Two ways to get your purchase offer accepted

Everyone knows buying house right now is challenging. Across the nation is a competitive real estate market brought on by an exceptionally low supply on a national level. As a result, in … [Read More…]

Filed Under: Uncategorized Tagged With: banks and credit unions, buying a house, buying your first home, conventional mortgages, how to buy sonoma county real estate, qualifying for a mortgage, shopping mortgage rates

How to turn a pre-approved buyer into a cash buyer

May 9, 2022 by Scott Sheldon

How to turn a pre-approved buyer into a cash buyer

As the real estate market continues to become increasingly competitive, you might find yourself making offers on homes above asking price. Possibly even waiving contingencies on the advice of your real estate … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, CA home buying, conventional loans, conventional mortgages, home buying, mortgage comparison shopping, mortgage lender

Five guaranteed ways to improve your home purchasing power

May 2, 2022 by Scott Sheldon

Five guaranteed ways to improve your home purchasing power

It is no surprise that interest rates are on the rise. As interest rates rise home spending power i.e., buying power diminishes. If the same loan amount and the same purchase price … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, CA home buying, cash out refinance, FHA home loans, Santa Rosa mortgage, sonoma county home buying

The best way to cash out refinance your home

April 17, 2022 by Scott Sheldon

The best way to cash out refinance your home

Consumers are no stranger to the present economic times we are living in right now as everything is rising, and inflation is rampant virtually everywhere. Gas prices, stock prices, housing prices, mortgage … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying a house, buying your first home, cash out refinance, Consumer debt, conventional loans, Home equity line, sonoma county refinancing

Should you refinance during rising rates?

March 14, 2022 by Scott Sheldon

Should you refinance during rising rates?

If you’re thinking about refinancing your house and you’ve been on the fence; now would be a good time to start that application. Interest rates are all relative so it’s important to … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, Consumer debt mortgage, Credit Markets, Federal reserves, FHA Loans, home buying, mortgage lender, qualifying for a mortgage, refinancing

How your credit cards shape your ability to get a mortgage

February 6, 2022 by Scott Sheldon

How your credit cards shape your ability to get a mortgage

Maintaining a personal budget and having a good financial plan associated with your income is a good 1st step in preparing yourself to get mortgage loan financing. Whether you are buying a … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a house, buying your first home, CA home buying, conventional loans, credit card debt, credit cards, debt-to-income, FHA, FHA preapproval, mortgage comparison shopping, mortgage rate quote, mortgages, Santa Rosa mortgage, VA financing

Federal reserve hikes interest rates

January 30, 2022 by Scott Sheldon

When the fed hikes interest rates, what happens to mortgage rates?

Probably the biggest misnomer in mortgage finance, is what consumers interest rates do when the Federal Reserve hikes interest rates up. The Federal Reserve is trying to control and stimulate the economy … [Read More…]

Filed Under: Uncategorized Tagged With: banks and credit unions, buying a house, buying your first home, CA home buying, conventional mortgages, debt-to-income, Federal reserves, FHA home loans, high interest rates, home buying in Sonoma County, how interest rates work

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Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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