The old adage you need 20% down to buy a home these days couldn’t be further from the truth. Contrary to popular belief, you only need a very small down payment to … [Read More…]
buying your first home
How do you know when you are buying too much house
One of the strongest builders of wealth in America real state. People can buy a house and literally turned their lives around for the better and over the course of time become … [Read More…]
Can you get a mortgage for a manufactured home?
One of the types of homes people tend to look at in a high-cost market is manufactured homes. If you’re in the market for buying a house or even refinancing a house … [Read More…]
How to navigate rising mortgage rates
We’ve been spoiled by ultra-low mortgage rates for the last several months. We saw 30-year mortgage rates go down into the mid two’s on conventional and government loans. These interest rates were … [Read More…]
What to know about refinancing with a second mortgage
Many people desiring to refinance are taking advantage of historically low-interest rates. One of the challenges when refinancing your house is when you have a second mortgage. Here is what you need … [Read More…]
How out of pocket costs relate to mortgage refinancing
With interest rates at historical lows, many families across the country would stand to benefit from turning in their high-cost mortgage in exchange for getting something far more affordable with today’s rates. … [Read More…]
How a homeowners association payment can change your borrowing power
A homeowners association payment can change your borrowing power. Here’s what you might want to think about when deciding to buy a home with a home owner’s association… A homeowners association payment … [Read More…]
How to decide the right time to buy a home
One of the challenges people have when deciding to purchase a house is trying to pinpoint the right time to make the move. Everyone is in a different stage of life and … [Read More…]
