• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Sonoma County Mortgages

Contact Us About Mortgage Financing

All financing provided by New American Funding

(707) 217-4000 | Prequalify Now

Search Sonoma County Mortgages

  • Home
  • Purchase
    • How Much Down Payment To Buy A Home?
    • How Much Income You Need To Buy A Home
    • How Much Should I Save For Buying A Home?
      • How Rates Affect Payment
    • No PMI Mortgages
    • FHA Loans
    • Sonoma County Disaster Loans
    • Jumbo Loans
  • Refinance
    • Mortgage Rates
    • Does It Make Sense To Refinance?
      • Get Your Refi Paperwork In Order
    • How To Pay Off Your Loan Faster
    • How To Remove PMI
    • How Lenders Price & Quote Loans
  • Loan Programs
  • Payment Calculator
    • Mortgage Affordability Calculator
  • Blog
  • Videos
  • About SCM
  • About Scott Sheldon

Primary Sidebar

Sonoma County Mortgages is a part of New American Funding

New American Funding - NMLS #6606

Get Your Latest Rate Quote Now!

buying a home

What to do when you’re told you can’t qualify for a mortgage

December 25, 2022 by Scott Sheldon

what to do when you are told you cannot qualify for a mortgage

If you’re trying to purchase or refinance a home and you’ve been turned down, read on. Perhaps your income is not up to par, or your credit score is not up to … [Read More…]

Filed Under: Uncategorized Tagged With: buying a home, buying your first home, cash out refinance, qualifying for a mortgage, Santa Rosa mortgages, sonoma county refinancing

How a future recession may impact your plan to buy a home

November 20, 2022 by Scott Sheldon

how a recession could impact your home buying

If you’ve been thinking about purchasing a home and you’ve been on the fence because of economic conditions. The following information could assist you in helping to determine when and/or if you … [Read More…]

Filed Under: Uncategorized Tagged With: buying a home, buying a house, conventional mortgages, home buying in Sonoma County, home loan refinance, mortgage comparison shopping, preapproval to buy a home, qualifying for a mortgage, Santa Rosa mortgage, Santa Rosa mortgages, sonoma county home buying

Ways to handle a mortgage payment when buying a home

September 11, 2022 by sonomacountym

Ways to handle a mortgage payment when buying a home

Consumers who are preapproved and looking to buy a home are sometimes getting shell shock as relates to the mortgage payment. The rate, the purchase price, and the cash-to-close may change the … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a home, buying a house, buying your first home, cash out refinance, conventional mortgages, FHA Loans, Low Rates, mortgage comparison shopping, preapproval to buy a home

Why do mortgage companies have to pull a credit report?

August 21, 2022 by Scott Sheldon

Why mortgage companies have to pull a credit report

When you apply to purchase or refinance a home the mortgage company is required to pull a copy of your credit report in order to issue a credit decision. Here are things … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying a home, buying a house, buying your first home, CA home buying, FHA Loans, mortgage comparison shopping, mortgage lender, refinancing

Don’t be the “I don’t want to waste your time” consumer

July 10, 2022 by Scott Sheldon

Don't be the "I don't wanna waste your time" consumer

People looking to buy or refinance a home may have been turned down by another mortgage company based on their financial situation. If you’ve been turned down before and you think all … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, banks and credit unions, buying a home, buying your first home, CA home buying, cash out refinance, conventional loans, FHA Loans, mortgage lender

What’s the minimum down payment to buy a home?

July 6, 2022 by Scott Sheldon

What's the minimum down payment to buy a home?

The Internet does a wonderful job of supplying different information about the minimum down payment you need to buy a home. Read one article you’ll have an idea of what it would … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a home, buying a house, conventional mortgages, down payment, FHA home loans, FHA Loans, how to buy sonoma county real estate, Low Rates, mortgage comparison shopping

When are housing prices going to return to normal?

June 29, 2022 by Scott Sheldon

When are housing prices going to return to normal?

For those that have been sitting on the sidelines, watching what’s happening in the market. Are you thinking to yourself “gosh I should have bought a house last year or a few … [Read More…]

Filed Under: Uncategorized Tagged With: buying a home, cash out refi, first time home buyer, House prices rising, low income buying, pmi, refinancing, removing PMI, sonoma county, sonoma county home buyer

Why not all first time homebuyer programs are created equal

April 10, 2022 by Scott Sheldon

Why not all first time homebuyer programs are created equal

If you are just starting in life and trying to get your footprint in the real estate climate; the information in this post is for you. Everyone must start somewhere and buy … [Read More…]

Filed Under: Uncategorized Tagged With: 401k to buy home, BAD CREDIT MORTGAGE, best mortgage, buying a home, can I buy a house with bad credit, credit for sonoma county mortgage, FHA, fha first time buyer with 3.5% down, fha home loan, first time buyer, mortgage comparison shopping, qualifying for a mortgage, sonoma county home buying, sonoma county mortgage

Next Page »

Get Sonoma County Mortgages News and Updates in Your Inbox

Footer

SCM on Facebook

SonomaCountyMortgages.com

Connect on Facebook

SCM On Instagram

Follow Sonoma County Mortgages on Instagram

Follow on Instagram

SCM on Zillow

Zillow Reviews for Scott Sheldon, New American Funding

See Reviews on Zillow

Location & Contact

Sonoma County Mortgages and New American Funding are an Equal Opportunity Housing Lender

Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
2455 Bennett Valley Road C107
Santa Rosa, CA 95405
1-707-217-4000
View SCM Map | Email Us!

Map of Sonoma County Mortgages New American Financing Office

View Map on Google

Copyright 2010–2023 SonomaCountyMortgages.com · About Us · Sonoma County Loans · Privacy Policy · Terms Of Use · Legal · Site Map

NMLS Consumer Access © New American Funding. All rights Reserved. NMLS ID#6606.
Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

State Licensing (Opens in New Window) | Privacy (Opens in New Window)
Terms of Use (Opens in New Window) | Electronic Consent Agreement (Opens in New Window)
Opens in new window Opens an external site Opens an external site in a new window