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  • Scott Sheldon
    • Scott Sheldon
      Senior Loan Officer
      NMLS ID# 287389
      Direct: 707 217-4000
      Scott.Sheldon@nafinc.com
      Specializing in Residential Home Loans for Primary Residences, Second Homes, Investment Properties, Single Family Homes, Condos, PUDs, 1-4 Units.

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Why your mortgage loan application might be delayed

December 7, 2020 by Scott Sheldon

Why your mortgage loan application might be delayed

With interest rates being at historical lows more and more people are applying for mortgages and nationally mortgage banks and lenders across the country are experiencing unprecedented amounts of volume, expect delays. … [Read More…]

Filed Under: Uncategorized Tagged With: buying a home, buying a house, cash out refinance, FHA Loans, home loan refinance, how to buy sonoma county real estate, qualify for a mortgage, shopping mortgage rates, Sonoma County Mortgage Rates

How out of pocket costs relate to mortgage refinancing

November 13, 2020 by Scott Sheldon

How out of pocket costs relate to mortgage refinancing

With interest rates at historical lows, many families across the country would stand to benefit from turning in their high-cost mortgage in exchange for getting something far more affordable with today’s rates. … [Read More…]

Filed Under: Uncategorized Tagged With: banks and credit unions, buying a home, buying your first home, Low Rates, qualifying for a mortgage, Sonoma County home loans, Sonoma County Mortgage Rates, sonoma county refinancing

Can you get a mortgage if you are furloughed?

September 16, 2020 by Scott Sheldon

Can you get a mortgage if you are furloughed?

Many employers have furloughed employees due to work capacity, financial constraints other reasons. If you’re furloughed with your current job more than likely you’re going to have a difficult time getting a … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a home, buying your first home, cash out refinance, covid19, refinancing my mortgage, sonoma county home buying, sonoma county refinancing

Should you buy a condo or a single family home?

June 26, 2020 by Scott Sheldon

Should you buy a condominium or should you purchase a house

When it comes to purchasing a home especially a first home what you decide to purchase can affect your affordability. Here’s what you might want to think about when you’re deciding to … [Read More…]

Filed Under: Uncategorized Tagged With: buying a home, buying your first home, condo, FHA home loans, home buying, how to buy sonoma county real estate, Low Rates, mortgage, preapproval to buy a home, qualifying for a mortgage, sonoma county ca mortgages

How the new PPP Loan may adversely affect your mortgage

May 11, 2020 by Scott Sheldon

how the ppp loan may hurt your mortgage

If you’re looking for mortgage loan financing and you have taking out or considering the new federal paycheck Protection Program mortgage loan here’s some things you need to know… Residential Mortgage financing … [Read More…]

Filed Under: Uncategorized Tagged With: BAD CREDIT MORTGAGE, buying a home, buying your first home, cash out refinance, FHA Loans, home buying, sonoma county home buying, sonoma county refinancing

How to avoid getting a jumbo loan due to Coronavirus

April 22, 2020 by Scott Sheldon

How to avoid getting a jumbo loan due to Coronavirus

Securing mortgage loan financing right has become a little bit of a challenge for some families desiring to borrow money. Here are some considerations you need to be aware of if you’re … [Read More…]

Filed Under: Credit Score Questions and Answers, Economic News, First Time Home Buyers, Interest Rates Tagged With: buying a home, buying a house, buying your first home, conventional mortgages, covid19, jumbo mortgage, preapproval to buy a home, sonoma county refinancing

Why your income is your lifeline to finance a home

February 6, 2020 by Scott Sheldon

How to get a mortgage if you've been furloughed to do to COVID_19

Getting mortgage loan financing requires you have a blend of sufficient, cash ample credit and income to offset a proposed new expense. You must have the right combination of all three in … [Read More…]

Filed Under: Economic News, Interest Rates Tagged With: buying a home, preapproval to buy a home, Santa Rosa mortgages, Sonoma County home loans, SONOMA COUNTY LOANS, sonoma county refinancing

Could the 30 year fixed mortgage get to 3%?

August 25, 2019 by Scott Sheldon

why waiting for lower rates is a bad idea

Interest rates right now are very close to their all-time historical lows. We’ve seen this a few times before. Here’s what you need to consider when getting what you perceive as the … [Read More…]

Filed Under: Credit Score Info, Credit Score Questions and Answers, Economic News, First Time Home Buyers, Interest Rates Tagged With: BAD CREDIT MORTGAGE, buying a home, home loan refinance, how to buy sonoma county real estate, Low Rates, mortgage lender, mortgage rate quote, Santa Rosa mortgage, Sonoma County Mortgage Rates, sonoma county refinancing

What you need to know about the mortgage 4506T document

July 14, 2019 by Scott Sheldon

what to know about a mortgage 4506t

What you need to know about the mortgage 4506 document when purchasing or refinancing a house When you’re taking on a mortgage to purchase or refinance a property you must provide an … [Read More…]

Filed Under: Credit Score Info, Economic News, First Time Home Buyers, Interest Rates Tagged With: BAD CREDIT MORTGAGE, buying a home, buying your first home, cash out refinance, home loan refinance, qualifying for a mortgage, Santa Rosa mortgages

Should you buy a house with monthly mortgage insurance?

November 20, 2018 by Scott Sheldon

should you buy a house with pmi?

Should you buy a house with monthly mortgage insurance? Buying a home can be an expensive ordeal. You don’t necessarily need 20% down or more to purchase a house. Whether or not … [Read More…]

Filed Under: Interest Rates, Loan Programs, Loan Qualifying, Uncategorized Tagged With: buying a home, buying a house, Santa Rosa mortgage, SONOMA COUNTY LOANS

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Scott Sheldon, Senior Loan Officer
NMLS ID# 287389
1450 Neotomas Ave Suite 115
Santa Rosa, CA 95405
1-707-217-4000
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Corporate Office 14511 Myford Road, Suite 100, Tustin, CA 92780. We at New American Funding take great pride in our customer service and make it our number one priority. We encourage you to contact us for complaint resolution or any post-closing questions you may have regarding the servicing of your loan. We strive to have your experience with New American Funding a stellar one. In the rare case that our service did not meet your expectations, please call our customer care hotline at 1-800- 450-2010, ext. 7100 or you may contact us by email customerservice@nafinc.com. Please leave a detailed message and we will follow up with you no later than the end of the next business day. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.

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