The Mortgage Files

Nationally syndicated mortgage news and advice from Senior Loan Officer Scott Sheldon.

Scott Sheldon's The Mortgage FIles Blog

What programs are available for first time home buyers today?

By Scott Sheldon / August 24, 2012

This depends on a few factors such as your credit score, income and assets. We usually recommend the following first time buyer programs, most notably the FHA program and the USDA program. These programs have very flexible credit qualifying guidelines by allowing less than perfect credit scenarios as well as flexible down payment options. For…

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